What To Do When You are Locked Out of Your Car

Car lockouts happen all the time, for all sorts of reasons. You might lock your keys in your car or lose them altogether. Your door locks or the key could break suddenly. It doesn’t matter if you are on a road trip or just on your way back from the grocery store, these things can happen with no warning. But when you are locked out of your car, it is important to remain calm and not to do anything that will damage your vehicle or cause you to injure yourself. Instead, take a look at some professionally recommended tips for getting back into your locked car.

    1. Troubleshoot Your Locks

    No matter the reason you have found yourself locked out of your car, you might be able to find a way back in by simply checking all of the doors. If your key is in the car or lost, there might be a door lock that did not close properly. Be sure to check that every door or window was successfully locked. If you do get in this way, be sure to fix the malfunctioning lock once you’ve retrieved your keys, as unlocked cars are the leading causes of car break-ins.

    If you have your keys, but your car door lock is broken or malfunctioning, try the other lock cylinders on your vehicle. Even if you don’t have a hatchback, you might be able to get into your car to unlock the doors through the trunk. Also, be sure to use your physical key (if you have one) to try to unlock the door, as there may be an issue with your car’s remote.

    2. Phone a Friend

    If you are nearby any friends or family, don’t hesitate to give them a call. Being locked out of your car can put you in a vulnerable position, even if it does not seem like a full-blown roadside emergency. You are put at risk by having to potentially get help from strangers or stand by the side of the road, so it is always a good idea to let people in your life know where you are and the situation you are facing.

    Best case scenario: one of the people you contact has a spare key you can use to get the car open without further incident. But even if they do not have a key, they may be able to bring you some supplies to help you manually unlock the door. Some tools that you might find helpful include; shoelaces (or comparable string), a door stop, and a wire coat hanger, to name a few.

    3. Use Your Shoelace

    This method requires your car to have post locks, which are the type of locks that stick straight up on the window-sill. You pull up to unlock them and can clearly see them from outside the car. If you have that style of lock, start by removing your shoelace. Eyeball around 5 inches from the middle of the lace. Tie a slip knot at that point. Work the shoelace between the door and the doorframe of the car at the midpoint, holding one end of the lace at the top of the window, and the other end on the side where the door would open.

    It will take a bit of finesse, but using a flossing motion, you should be able to loop the slip knot around the post lock. Then pull on both ends of the shoelace to grip the post and pull upward while continuing to restrict/tighten the knot. If you don’t have shoes with laces, ask the people you’re with.

    4. Reach Tool Inside

    Out of all the tips for purchasing a car, chances are you did not consider whether your vehicle had post locks or not. If your car doesn’t, don’t worry, you can still use another DIY-friendly method to get back into your locked car. You will need a wedge-shaped object (a rubber door stop will suffice), and a thin, strong, rod-like tool. Create a gap between your door and the door frame with the wedge and then insert the long-reach tool into the gap to try and manipulate the lock.

    You’ll want to place a small piece of fabric over the wedge so that inserting it does not scuff any part of the car. Also, do not make the gap too wide or hold it open too long, as this could damage the door or the window glass. If you can get something like a wire hanger, you might be able to bend the reach tool to work better/faster.

    5. Get Professional Help

    Any of the professionals listed below can come to your location, but you do need to know where your car is. Using the GPS function on your Metromile App, you can locate your car even if you had to leave it to get a signal. For customers with roadside assistance support, help will come to your location and open your car.

    In some areas, the police will respond to non-emergency car lockouts, but it is best not to clog up the line if there nothing pressing about the situation (such as a child locked in the car). For those who do not have roadside assistance, you can contact a car locksmith. They will be able to open your car without causing harm, fix any broken locks that may have led to this predicament, and make you new keys if yours have been lost or broken.

There are a lot of ways to open a locked car and the options listed here are the easiest to execute and present the least amount of risk of harm to yourself and/or your vehicle. I do not recommend breaking the window, as this presents both of these risks. And tools that enter the car door, such as slim jims, are a bit risky nowadays as modern cars have many important wires stored in these spaces. Stick to these five methods and you will be able to get your car open safely.

Ralph Goodman is a security expert and lead writer for the Lock Blog, the #1 locksmith blog on the Internet. The Lock Blog is a great resource to learn about locks, safety and security. They offer tips, advice and how-to’s for consumers, homeowners, locksmiths, and security professionals. Ralph has been featured widely throughout the web on sites such as Business Insider, Zillow, Bluetooth, Apartments.com, CIO and Safewise.

10 Ways to Save Money in 2018

There’s no better time to initiate good habits than January. Everything feels fresh and new, and you’ve likely already resolved to be a new and improved version of your former self. Maybe you’ve vowed to be more responsible, more organized, or more independent. One route to achieving all those goals and more? Cha-ching.

That’s right: making smarter decisions when it comes to spending can completely transform your personal and professional life. Money definitely isn’t everything…but it sure does help. And feeling totally secure about your finances will help you feel in control in all areas of your life.

Ready to start feeling like a total boss? Here are 10 ways to grow your bank account in 2018:

    1. Set financial goals. Hoping to travel? Buy a new car? Maybe even purchase your first home? Think about what you really, truly want, get excited about it, and then strive for it. Commit to your goal by writing it down or even creating a vision board with pictures and phrases that motivate you — bonus points for displaying it somewhere you can see it every day.

    2. Take stock of what you pay for. Are you really watching anything on cable these days or are you exclusively getting your entertainment via Netflix? Have you actually attended a class at that expensive gym since….last January? If you’re not getting full use out of each of your expenses, consider downgrading or eliminating them completely.

    3. Pack your lunch. Maybe it doesn’t sound as fun as an impromptu afternoon at the Olive Garden (or wherever your coworkers wind up), but it’s unbelievable how much money you can save just by making your own meals at home. Think about it: if you spend $10-$15 (or, let’s be honest — more) five days a week, that’s anywhere from $2,600 – $3,900 a year. Brown bag it instead and save all that cash for something special.

    4. Look for deals. You don’t have to be a compulsive coupon clipper to reap the rewards of available bargains. Websites and apps like RetailMeNot and BradsDeals make it ridiculously easy to comparison shop and find deals on big-ticket items and smaller splurges.

    5. Brew your own coffee. Just like packing your lunch will help you save, skipping the super fancy and overpriced coffee shop latte will spare you tons of wasted dollars. You can even buy a personal french press that doubles as a travel mug to brew your own on-the-go java for pennies.

    6. Set up automatic transfers. Everyone’s eyes widen with possibility when they see their paycheck hit their bank account, but to avoid the temptation of burning through it, set up an automated transfer to your savings account on your pay days. It doesn’t have to be a big amount, but putting a chunk of change out of sight will keep you from spending it.

    7. Couple bad habits with good ones. Everyone deserves to indulge now and then, but if you’re trying to break a bad habit, kill two birds with one stone and pad your savings account while you’re at it. For every dollar you spend on something you consider a “bad habit” purchase (alcohol, junk food, cigarettes, etc.), deposit a dollar directly into your savings account.

    8. Walk whenever you can. In some cases, logging the steps necessary to get to the office takes just as much time as dealing with gridlock traffic or the hassle of public transportation — not to mention it’s great for your health and it’s totally, completely free.

    9. DIY more. Modern technology has made it absurdly easy to pay your way out of every inconvenient task, but taking the time to fix your old appliances, making your own homemade gifts, or putting together your Ikea furniture will save you lots of cash and help you realize how capable you totally are.

    10. Switch to Metromile. Not only will you save money on your car insurance, but you’ll avoid the exorbitant costs of street sweeping tickets, mechanic shop visits, and other money pits. Wanna know how? Check us out now.

Making sound money saving decisions now can set you up for big success in the long run. Try these ten tips and pat yourself on the back for showing 2018 who’s boss.

Michelle Konstantinovsky is a San Francisco-based journalist/writer/editor and UC Berkeley Graduate School of Journalism alumna. She’s written extensively on health, body image, entertainment, lifestyle, design, and tech for outlets like Cosmopolitan, Harper’s Bazaar, Marie Claire, Teen Vogue, O: The Oprah Magazine, Seventeen, and a whole lot more. She’s also a contributing editor at Fitbit and the social media director at California Home + Design Magazine. She is an avid admirer of shiny objects, manatees, and preteen entertainment.

5 Productivity Hacks for 2018

Hear that? It’s the universe telling you 2018 is your year. Or, okay, maybe it’s the sound of your old car’s brakes telling you it’s time for an upgrade. But either way now is the time to make some major changes to improve your life.

Every January gives you the opportunity to start again; you’ve got a total fresh slate to create a life you truly love. Coming up with some clearly defined goals can be the first step in achieving success. But once you’ve got those goals in place, how exactly do you go about making them a reality? Well, you could dedicate every waking minute to hard work, pouring blood, sweat, and tears into each desired outcome…or you could hack your way to a brighter future.

Taking shortcuts to boost your productivity is the key to getting way more bang for your buck and reaping more benefits in less time. If you’re not sure how to become an efficiency machine and knock out all your goals for 2018, start implementing these 5 productivity hacks and watch your dreams come true:

    1. Hide your phone. We know, it sounds cruel, tough, and maybe even impossible, but your smartphone is totally getting in the way of your productivity. According to one study, the average user checks his or her device 221 times a day. If you’re guilty of scrolling through Instagram or swiping on Bumble when you’re trying to hit a deadline, consider putting your phone far out of reach while you work — at least temporarily.

    2. Block off time on your calendar. We’re used to reserving calendar slots when we have calls or meetings with other people, but why not consider solo work time just as sacred? Make appointments with yourself each day to answer emails, return calls, read documents, etc. Do your best to only do those tasks within the allotted windows (that means ignoring inbound emails that might disrupt your flow during a reading session, for example). Not sure you can commit? Make it tougher to be tempted by distractions: turn off your smartphone notifications and zone in to the task at hand.

    3. Tackle the big stuff first. Everyone loves to cross an easy task off the to-do list (make coffee – check!), but taking on the most important issues first will allow you ample time and energy to do the best job possible. Not to mention the satisfaction you’ll enjoy later in the day knowing the work you dreaded most is already done.

    4. Rely on templates. Ever feel like you’ve written the same email 100 times? You probably have. If you regularly churn out the same copy or create nearly identical documents, spreadsheets, or even text messages, start streamlining your efforts. Invest the time necessary to make go-to templates and gain back tons of time in your day.

    5. Meditate. It may sound counter-intuitive, but setting aside fifteen minutes each day to just sit and breathe can cause your productivity to skyrocket. According to one study, human resource managers who received eight weeks of mindfulness training wound up less stressed and more able to concentrate on tasks than their counterparts who didn’t receive the training. Regardless of your profession or any preconceived notions you may have about meditation, creating some space for breath and awareness in your day can have a major impact.

Simple steps? For sure. But the effects of these seemingly minor changes can be monumental. By focusing on your goals and using these hacks to achieve them, you’ll have more time, feel more fulfilled, and find yourself hitting all kinds of major milestones all year long.

Looking to make more changes to your life in 2018? Why not switch to Metromile for a new kind of car insurance experience. Get a free quote now.

Michelle Konstantinovsky is a San Francisco-based journalist/writer/editor and UC Berkeley Graduate School of Journalism alumna. She’s written extensively on health, body image, entertainment, lifestyle, design, and tech for outlets like Cosmopolitan, Harper’s Bazaar, Marie Claire, Teen Vogue, O: The Oprah Magazine, Seventeen, and a whole lot more. She’s also a contributing editor at Fitbit and the social media director at California Home + Design Magazine. She is an avid admirer of shiny objects, manatees, and preteen entertainment.

From Home to Work, Smart Tech is Saving You Money

Smart tech has already invaded our homes, making them more convenient and efficient with thermostats that automatically adjust their temperature settings, lighting that turns on and off on cue, doors and windows that lock on a schedule, and much, much more. Now, these intelligent gadgets are increasingly expanding beyond the home, – including to your car. If you spend a lot of time behind the wheel, here’s how you can take advantage of this technology to save some serious time and money.

Smart Tech

    Smart Tech: The Web on Wheels

    Most modern vehicles are packed full of technology, including a whole host of software platforms that control everything from infotainment systems to safety features to the operation of the engine itself. Keeping all these systems updated and running efficiently is no easy task, but it’s gotten much simpler thanks to built-in internet connectivity. Now, carmakers can push software updates to your vehicle in real-time, cutting down on the need for costly and inconvenient recalls and ensuring that safety issues are addressed in a timely manner. Auto manufacturers can even use the web to collect data on how their cars are being driven, allowing them to fine-tune your engine control unit to give you better performance and fuel economy.

    Smart Tech: Safer Driving

    We rarely think about it, but driving is among the most dangerous activities we do on a daily basis. Thankfully, smart technology is beginning to change that. Many new cars feature sophisticated collision avoidance systems, which employ an array of sensors, lasers, radars and other technologies to detect an impending collision and take appropriate actions to mitigate or prevent it. Some vehicles also feature other advanced safety features, such as lane-keep systems, pedestrian detection, night-vision systems and more. There are also plugin devices such as Metromile’s Pulse, a device that plugs into the car’s on-board diagnostic (ODB) system, that can help decode your check engine light without visiting the mechanic or even recover stolen cars with the built-in GPS functionality. In addition to the safety and peace of mind these systems provide, they may help save you cash as well.

    Smart Tech: There’s an App for That

    Fighting through traffic is a stressful and time-consuming experience, but navigation apps like Waze and Inrix now offer real-time traffic information to help you plot a smoother course. Through the power of crowdsourced information, you can be notified of traffic accidents, road construction and other delays, helping you spend less time – and fuel – sitting idly behind the wheel. Apps can save you money in other ways, too. Metromile’s smart driving app can help drivers avoid those pesky street parking tickets (in select cities), help you locate your car and provide driving data and trends to help you drive smarter and save money on gas. GasBuddy and similar apps make it easy to find the cheapest gas prices in your area, ensuring that you always get the best deal when it’s time to fill up. Another handy smart gadget is the ZUS Smart Tire Safety Monitor, which uses simple plug-and-play hardware to turn your smartphone into an advanced tire pressure monitor. The app syncs with the hardware to display precise tire pressure data, making it a breeze to ensure your tires are always properly inflated – potentially saving as much as 11 cents per gallon on gas.

    Smart Tech: Connect to Home

    If you have your home outfitted with smart devices, you already know how powerful home automation and connectivity can be. Why not take it to the next level by adding your car to the mix as well? Though the technology remains in its infancy, the possibilities are virtually endless. Open or close your smart garage door from your car when you leave or arrive at home. Suddenly remember that you left the lights on or the front door unlocked on the way to work? Don’t waste time and money turning around – just control your smart lights or door locks right from your car’s infotainment display. Weather a little warmer than you expected? Use your car to lower the temperature settings on your smart thermostat and save some energy!

    Smart Tech: Hands-Free Help

    Voice control is changing the way we interact with our technology, and now it’s coming to vehicles as well. Apple CarPlay and Android Auto bring the full capability of AI-powered digital assistants right to your car, so you can use Siri and Google Assistant to get things done without taking your hands off the wheel or your eyes off the road. You can add appointments to your schedule, set reminders for important events, place phone calls and much more, allowing you to make the most of your time behind the wheel. After all, time is money!

If you’d like to make the most of the time you spend in the driver’s seat, you owe it to yourself to explore the possibilities afforded by smart technology. With the tips above, you can save money on fuel and insurance costs, stay connected with your home network and make your car smarter, safer and more capable than ever before. If you are looking for more ways to save on your vehicle Learn more about Metromile’s per-mile insurance offering and get a free quote now.

Emma Bailey is a freelance writer and blogger from the Midwest. After going to college in Florida, she relocated to Chicago where she now lives with a roommate and two rabbits. She covers current topics in home technology and issues pertaining to the environment.

10 Ingenious Car Hacks That Will Make Your Life Easier

While everyone around you is hyper-focused on doing things bigger, better, and bolder in the new year, why not commit to doing things smarter — at least when it comes to your car? Enter the life hack: a simple, straightforward shortcut to tackling everyday activities in a more efficient, effective way. You probably already punctuate your regular routine with life hacks (tip: keep an ice tray full of coffee cubes in your freezer and your iced lattes will never taste watered down again), but did you know there are tons of ways to improve your life behind the wheel? Car hacks can save you time and money, so we’ve rounded up some of our favorite for the new year.

Ingenious Car Hacks

You spend a fair amount of time in your car, but you don’t have to spend a lot of money to keep it in top shape. Here are 10 ingenious car hacks to rev up your life in 2018:

    1. Clean dirty headlights with toothpaste. Skip the pricey car wash and scrub down dingy lights with an old toothbrush. Let the suds sit for a bit, then rinse the foam away with clean water. You’ll have shiny, bright lights to lead you through the night — no overpriced wash required.

    2. Spot-treat dings with nail polish. There’s nothing worse than finding a sizeable scratch on a pristine paint job. But there’s no reason to shell out cash for a touch-up. Simply grab a similar shade of nail polish at your local drug store and camouflage the issue.

    3. Use a toilet plunger to remove dents. Seriously! This may not fix major damage, but if you have a small dent in one of the door panels, the suction of the plunger might be enough to pull things back into place.

    4. Keep your food warm in the passenger seat. You may not think of your vehicle as a hot plate, but why not maximize its uses? The next time you pick up a pizza, turn on your seat warmers to keep the contents toasty.

    5. Cool down without blasting the A/C. If you’re trying to conserve gas, the last thing you want to do is run the air conditioning nonstop. If it’s sweltering inside your car, try rolling down one window and opening and closing the opposite side door a few times. You’ll let the heat out and fan in cooler air — for free.

    6. Hold your key fob to your chin to find your car. Okay, if this one sounds like you’re being punk’d, bear with us: it turns out that holding the metal key part of the fob against your chin while pressing the remote button turns your fluid-filled head into an antenna. You’ll gain a few more feet of signal range to reach your car door.

    7. Defrost your windshield with kitchen ingredients. Mix up a solution that’s two parts vinegar, one part water and spray it on your icy windshield. You’ll defrost the glass; no scraping required.

    8. And use hand sanitizer for keyholes. Carry a tiny bottle of alcohol-heavy hand sanitizer to instantly melt icy door locks.

    9. Use a tennis ball for perfect parking. If you can never quite seem to intuitively guide your car into the right spot in your garage, try hanging a tennis ball from the ceiling. Fix the string so the ball sits lightly in middle of your windshield when you’re perfectly aligned, and use the ball as a parking guide each time.

    10. Tidy up with a cereal container. If you spend a decent amount of time behind the wheel, trash can pile up. Rather than letting food wrappers line your floors, invest in a plastic cereal container that you can store on the passenger side so you can store scraps in one (easily emptied) receptacle.

At Metromile, we’re all about car hacks to simplify and streamline your life. That’s why we created our smart driving app to optimize your trips, help you stay on top of your car’s health, and even give you street sweeping alerts in select cities. What other car hacks have you used that have worked? Share below in the comments! Not a Metromile customer yet? Get a free quote now!

Michelle Konstantinovsky is a San Francisco-based journalist/writer/editor and UC Berkeley Graduate School of Journalism alumna. She’s written extensively on health, body image, entertainment, lifestyle, design, and tech for outlets like Cosmopolitan, Harper’s Bazaar, Marie Claire, Teen Vogue, O: The Oprah Magazine, Seventeen, and a whole lot more. She’s also a contributing editor at Fitbit and the social media director at California Home + Design Magazine. She is an avid admirer of shiny objects, manatees, and preteen entertainment.

10 New Year’s Resolutions You Can Be Proud Of

What’s your New Year’s Resolution? It’s a brand new year, which means every status update in your newsfeed is about to be a declaration of self-improvement. But as you watch everyone and their mom vow to clean up their diets, maximize their gym memberships, and/or finally delete their dating apps, you may be seeking something slightly less internally focused. Sure, more juice cleanses and spin classes are perfectly fine New Year’s resolution, but if you’ve been there, done that, and would rather find ways to better the world around you, you’re in luck. Here are 10 totally selfless resolutions that you’ll be proud of all year long:

    1) Donate to a resource you rely on. Ever looked up a random fact on Wikipedia? Why not pitch in a few dollars to support the totally free trivia so many of us take for granted? Appreciate the work a local nonprofit is doing? Drop a few bucks so they can continue helping out the community. Still a fan of print journalism? Great! Subscribe to your favorite publications.

    2) Tell someone you love them every day. Maybe refrain from fawning over the stranger in the toothpaste aisle just to meet your daily quota, but if you have a mom, dad, grandparent, sibling, friend, or pet that you feel affection for, express it.

    3) Purge your closet once a quarter. This one borders on being a tad self-improvement-oriented since you’ll gain back tons of previously occupied square footage in your home, but donating clothes and household items you no longer need can make a major difference in someone’s life.

    4)Find your passion and fork over some time. Not all donations need to be monetary; find a cause you care about and investigate ways to help. Organizations like VolunteerMatch make it easy to filter nonprofits by location and topic, and you can even find ways to volunteer virtually if trekking to a physical location isn’t in the cards.

    5)Show gratitude on a regular basis. Saying “thank you” is simple, but the effect can be monumental. Make it your mission to make people feel acknowledged and appreciated, whether they’re refilling your water at a restaurant or sending you home with homemade leftovers (thanks, mom).

    6)Integrate ethical shopping into your routine. Not all manufacturers are created equal, and by putting your dollars behind the ones who care most for animals, the environment, employees, and more, you’re helping to shift the paradigm. The Good Shopping Guide is one way to start seeking out products that align with your values.

    7)Craft more. Rather than wasting your crochet skills on yet another scarf your significant other won’t wear, consider lending your talents to a good cause. Organizations like Project Linus, Ryan’s Case for Smiles, and Dress a Girl Around the World count on crafty volunteers to create wares kids in need.

    8)Foster a furry friend. Okay, this one could be a bit self-serving as well, but temporarily bringing home a rescue pet is an important way to ease their transition into forever homes.

    9)Code for good. Channel your tech-savvy skills into positive action. Code for America has opportunities throughout the country for volunteers to address community issues through innovative solutions.

    10)Throw a party. Brightening Birthdays is a program through Volunteers of America that holds special celebrations for kids and families who have experienced homelessness. Help make someone else’s milestone memorable.

Finding ways to better the world around you isn’t as daunting as it seems, but if sticking to your new selfless resolutions poses a bit of a challenge, the key is to start small, and stay specific. Once you open your eyes to all the worthy causes around you, the urge to help can be overwhelming and maybe even paralyzing. Rather than getting caught up in the abundance of need, pick just one or two resolutions that resonate most with you and commit to regular, consistent action. And don’t forget to document your progress — celebrating your selflessness is totally allowed, after all.

What’s your New Year’s resolution? Say it loud and proud in the comments below. And if one of your goals is to stop spending so much money on car insurance, then it’s time to check out Metromile. You’ll pay a low base rate and pennies per mile, and have access to our smart driving app’s awesome features. Get a free quote now and prepare to start saving.

Michelle Konstantinovsky is a San Francisco-based journalist/writer/editor and UC Berkeley Graduate School of Journalism alumna. She’s written extensively on health, body image, entertainment, lifestyle, design, and tech for outlets like Cosmopolitan, Harper’s Bazaar, Marie Claire, Teen Vogue, O: The Oprah Magazine, Seventeen, and a whole lot more. She’s also a contributing editor at Fitbit and the social media director at California Home + Design Magazine. She is an avid admirer of shiny objects, manatees, and preteen entertainment.

Metromile in 2017: The Year in Review

2017 was an exciting year for us here at Metromile. And as we continue to grow, we wanted to share some of the milestones we’ve hit along the way, with the help of our fiercely loyal customers.

This year our customers hit the billion mile marker, meaning since our inception in 2013 our customer have driven one Billion Miles. That’s a lot of road, and we are proud to have been there with them every step of the way. In 2017, we also launched the world’s best claims experience, powered by AVA our AI smart claims system. AVA makes filing a claim, picking a repair shop, getting a rental car, and getting reimbursed a breeze.

Metromile 2017 In Review

With 2018 right around the corner, we thought it would be fun to take a retrospective look at 2017:

    Average Miles Driven:
    Metromilers in big cities across the country are living up to our low-mileage mantra, driving on average 5,925 miles in 2017 – that’s less than half the national average. Which city drives the most? It may not surprise you that sprawling San Diego takes the top spot driving 7,613 miles per year on average. Here’s how the cities rank:

      1. Portland, OR 4,519 miles per year
      2. Seattle, WA 5,127 miles per year
      3. Philadelphia, PA 5,624 miles per year
      4. Chicago, IL 5,936 miles per year
      5. San Francisco, CA 6,054 miles per year
      6. Los Angeles, CA 6,604 miles per year
      7. San Diego CA 7,613 miles per year

    Most Popular Day of the Week to Drive
    Through and through, Metromilers prove that cars are best for weekend use. Besides Chicago,(where Sunday is the most popular day to drive) all major Metromile covered cities drive the most on Saturdays.

    Most Popular Day to Drive On
    Once again the day before Thanksgiving (this year, November 22, 2017) was the most popular day to drive.

    Most Common Vehicle
    The Honda Civic is the most common car in Portland, Seattle, Philadelphia, Chicago, San Francisco and Los Angeles. Interestingly enough the most common car in San Diego (where our drivers drive the most) is the Toyota Corolla.

    Metromile Savings
    We don’t just save our customers money on insurance, we save them from pesky street sweeping tickets too. Our smart driving app offers street sweeping alerts (in select cities) that saved our customers $600,000 in 2017. That’s a lot of dough.

What a year 2017 has been, thanks so much to everyone who took us along for the ride. We are looking forward to offering our customers even more awesome features that make their lives easier in 2018. If you aren’t already a customer, get a quick quote to see how much you could benefit from pay-per-mile insurance this year!

How to Pay it Forward this Holiday Season with Your Metromile Savings

The gift-giving holiday season is right around the corner. This time of year is always so special because it is the perfect opportunity for loved ones to shower each other with tokens of affection. But, it is also a good time to give back to your community or someone in need. From big to small, acts of kindness can really make a huge difference in someone’s day and even have a big impact on the upcoming year ahead.

How to Pay it Forward this Holiday Season with Your Metromile Savings

Here’s a thought: why not use your Metromile savings to pay it forward this holiday season? Many of our customers are saving an average of $500 a year by switching to pay-per-mile insurance. Already using your Metromile savings for something else? No big deal, you don’t have to buy something to bring holiday cheer to someone’s life. Here are our top tips for paying it forward this holiday season.

    1. Donate old items that you don’t have use for anymore to those in need. This can includes clothes, shoes, furniture, books, kitchen supplies, electronics, blankets, school supplies, old movies, unused toiletries, or even loose change. There are many local donation centers that make it very easy to drop off items such as Goodwill, The Salvation Army, Dress for Success, or even local churches or shelters.

    2. Put pen to paper and send a warm fuzzy letter. Write a nice card or letter to someone who is down on their luck or had a rough year, uplifting them. You can even send military cards to recognize and thank those who serve our country. Or anonymously leave an encouraging note in a random place for someone to find. Every small bit of positivity you put into this world helps.

    3. Volunteer your time with the elderly. Many times elderly folks end up alone during the holiday season. Most assisted living homes have drop-in volunteer hours, so do some research in your area. You can always bring flowers to a retirement home, organize a group caroling session for those in the hospital or even just sit and spend time playing games or reading with them. Programs like Meals on Wheels or Create the Good are a great place to start.

    4. If you are shopping, shop for gifts that give back. There are many amazing companies out there that will donate a percentage of the total cost of items to charities. For every product purchased, The Giving Keys, supports job creation for people transitioning out of homelessness. Proceeds from every S’well water bottle purchased goes towards efforts to provide clean water and sanitation facilities around the world. If you buy a pair of glasses through Warby Parker, they will donate to nonprofits who help to train people in developing countries to sell glasses and perform basic eye exams. Even Amazon donates 0.5% of your purchases to charitable organizations of your choice through the AmazonSmile program.There are so many companies that give back, do some research before you buy all your gifts to see how your gifts can help someone in need.

    5. Keep it simple and do small acts of kindness. Buy the next person in line’s coffee or pay the toll for the driver behind you. Give a homeless person your doggie bag, so they can eat your leftovers. Leave extra coins at the laundromat, for someone who might be struggling. Bake cookies or bring doughnuts in for your co-workers, to bring a smile to their face. Pick up a piece of trash and throw it away to help clean up the environment. Give kudos or positive feedback to someone who provided you awesome service. Put your neighbor’s trash can back for them. Leave a generous tip to a waiter who gave you a great experience. All these acts can really go a long way to bring someone holiday cheer.

We hope this small list of holiday cheer can help you pay it forward this season and make someone’s day! Metromile wishes everyone a heartwarming holiday season.

Comparing Bundling Savings to Per-Mile Insurance Savings

All you keep hearing is bundle, bundle, bundle. Most companies offer bundling discounts, but you may not always save on insurance by doing so. We suggest doing your own research and math to really find out if you will save by bundling all of your policies together. Sometimes it works out that you will be saving, but other times you might discover that you can find bigger cost savings by keeping all your insurance policies separate.

Comparing Bundling Savings to Per-Mile Insurance Savings

To bundle insurance is to take all of your insurance policies and house them under one roof by using one insurance company, which could potentially help reduce the overall cost of each policy when taken together. Bundling is the idea that you can buy two or more types of insurance coverages from one insurance company.

Pros of Bundling:

One major benefit of bundling your insurance policies is that you will no longer have to pay separate bills for each of your policies with different companies. Instead, you will just need to pay one bill to one insurance company. Also, insurance companies will sometimes offer multi-line discounts, which means you can get a discount to your rates because you are choosing to have more than one type of policy through that company.

Cons of Bundling:

You are probably thinking, well why wouldn’t I bundle my insurance policies then? The major reason is that you could be missing out on discounts if you don’t shop around and compare savings from other companies. There are a wide variety of discounts across different states and companies that you could be missing out on if you choose to bundle rather than keeping your policies separate. Ultimately your savings could be greater than the savings you may get with bundling. Insurance companies like bundling because customers are more likely to stay with the same provider for a longer amount of time compared to those who don’t bundle. So in the long run, bundling is better for the insurance company than it is for you.

When it doesn’t make sense to bundle:

  • When you are doing it just for the discount. Beware, you might have just signed up for a new policy that was way less expensive, but with less coverage. When it comes time to file a claim you will realize you don’t actually have adequate coverage. Really consider the coverages and the rates you currently have before just grabbing the discount carrot dangling in front of you. A good rule of thumb: the new insurance policy coverages you are looking to bundle should be equal or better to the coverage you are canceling.
  • When it prevents you from shopping around. Don’t become complacent with your current policy, which could lead you to overlook a better rate or coverage.
  • When your life changes. Maybe at one point in your life bundling was a great option for you, but now you have a family, drive different cars, and it doesn’t meet your needs anymore. Don’t continue with a policy, just because you bundled, especially if it no longer fits your lifestyle.
  • When you are a low mileage driver. If you are driving less than 10,000 – 12,000 miles per year you could be taking advantage of per-mile insurance. Metromile policies are billed monthly on a per-mile basis; which means you are charged a low monthly rate based on the miles you drive. With per-mile insurance, there is no need to bundle your policy, since you will be saving money already.Learn more about per-mile insurance here.

Don’t get caught up in the hype of bundling all your insurance policies. Remember to do your research to see what options and policies work best for you. If bundling is still breaking your bank, get a free quote from Metromile now to see your savings.

Top 5 Reasons You Need to Switch to Per-Mile Insurance

End of the year is always a good time to assess your financial situation and see where you can save money in the coming year. Metromile has you covered with per-mile insurance which helps low-mileage drivers save. But, we have so much more to offer our customers than just savings.

Top 5 Reasons You Need to Switch to Pay-Per-Mile Insurance

Metromile is an Insurtech company that uses technology to invent ways to manage risk and offer better insurance at a fairer price to our customers. We truly believe it is unfair that low mileage drivers are subsidizing high mileage drivers when it comes to auto insurance. So, day-in and day-out, we continue to disrupt the auto insurance industry by not only giving low-mileage drivers a way to save on car insurance but also by building groundbreaking technological features that make owning a car easier.

Still not convinced? Here are five reasons you need to switch to per-mile, that aren’t just cost savings:

    1.Street sweeping alerts – Our nifty Pulse device can alert you when you are parked in a street sweeping zone in select cities – San Diego, Los Angeles, San Francisco, and Chicago. We use city data to determine if your car is parked in a street-sweeping zone, and, if so, you will receive a push notification or an email (depending on your preferences) 12 hours before the scheduled street cleaning. If you miss the first alert, there will be a second alert with one hour to spare. Saving you from getting a $63 to $73 dollar ticket.

    2. Diagnosing car health – You are driving down the freeway and all the sudden a light pops on your dashboard telling you there is something wrong with your car. But, what does it mean? You dread looking through your owner’s manual to try to figure out what could be wrong with your car. With the Pulse device it can detect engine codes and let you know through our smart driving app or online dashboard what the codes mean. That way you can feel at ease and determine your next steps for getting your car healthy again and back on the road sooner.

    3. Roadside assistance – Need a jump, a tow, a locksmith? We have you covered with 24/7 assistance. You can request roadside from the convenience of the smart driving app or online dashboard without even having to call in. We also have a feature that allows you to see in real-time how close roadside is to the location you requested. That way your mind can be put at ease with how long it will take to get help.

    4. GPS Tracking – Through our smart driving app you can view each trip your vehicle takes. This will allow you to see how much you spend on gas or how long it takes you to get from point A to B. Also, no need to wander around trying to remember where you parked your car, our technology can help to locate your vehicle and show where your car’s current location is. We have also helped customers locate stolen vehicles in times of need.

    5. Claims ExperienceWe understand the last thing you want to do when you get into an accident is deal with tedious calls or damage inspections or worry about when your claim will be resolved. You can easily file a claim with Metromile through the smart driving app or online dashboard. And, AVA, our AI claims assistant, can verify eligible claims in seconds and quickly resolve them. AVA collects your claim information to help you file, guides you through collecting damage photos and helps get your payment issued as soon as possible. AVA recently got upgraded and now helps you find a repair shop and if you have rental reimbursement coverage, you can request a rental car through the smart driving app or online dashboard. So your claim can be a convenient and an easy process.

Metromile is always seeking ways to improve customer experiences and these are only among the latest technologies we are offering if you are a customer. We will continue to invent the future with new features and ways to improve how auto insurance is done. So what are you waiting for? Get a fast and free quote today and join us in revolutionizing the car insurance industry.