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How Long Can a Car Sit Before the Battery Dies, Explained

Since the pandemic, many people are driving less. According to Metromile data, fewer miles were driven in 2020 and early 2021 compared to pre-pandemic levels. As more people ditch the commute and work from home, opt to take public transportation, or return to travel, cars are parked and staying put. While that may not seem like an issue, it could lead to a dead battery. Find out how long a vehicle can sit before the battery dies and best practices to keep your battery well maintained. 

How Long Can a Car Sit Before the Battery Dies? | Metromile

How long can a car sit before the battery dies? 

If you’re not driving that much or thinking of taking a vacay longer than two weeks, you want to know how long can a car sit before the battery dies? The answer can vary depending on your car battery age, type of vehicle, and the weather. 

Typically, your car can sit about four weeks to two months without driving before the battery dies. 

The reason your car can sit only for so long before it dies is the fact that your car battery is in use even when you’re not behind the wheel. For example, even when your car is off, your car battery is powering the dashboard clock, alarm, and radio. Also, if you accidentally leave the lights on, you can find yourself with a dead battery the next day. 

This can be referred to as “parasitic drain” or “parasitic draw.” According to RepairPal, “parasitic draw or drain is a term for an electrical component consuming electricity when it should not, even after it and the vehicle has been shut off.”

On top of parasitic drain affecting battery efficiency, how well your battery works  can change based on the weather. If it’s extremely hot or near freezing, your battery may not be as efficient. 

If you go without driving for too long, it can impact your battery due to your car battery’s symbiotic relationship with the alternator. Your car’s alternator ensures your battery stays charged, and everything runs smoothly. 

According to Matthews Tire, “The alternator, kicked in by the start of your battery, generates electricity to continuously power your battery. When the two are working properly, they achieve the perfect combination of power, creating a circuit of electricity that feeds itself for long-sustaining performance.”​​

When to change your car battery 

“How long does a car battery last without driving?” is a common question. As noted above, you’re probably safe for four weeks to two months; however, it can depend. 

But what if you come back from a month-long getaway or haven’t moved your car for weeks and your car won’t start? It could be a dead battery or alternator. In some cases, it can be due to old age, and your battery may need to be replaced. According to AutoZone, your car battery typically needs to be replaced every four to six years. 

How to keep a car battery charged when not in use

Keeping your car in the garage or out on the street for a long period of time isn’t great for the car battery. Driving is kind of like a use-it-or-lose-it situation, and without using your battery, it can deteriorate. But if you’re in a situation where you can’t drive your vehicle for some time or can’t get a friend to help out, what can you do? Here’s how to keep a car battery charged when not in use.

Remove your car battery 

If you plan on going a while without driving your vehicle, your best bet is likely to remove your car battery. This can help ensure that it lasts longer and doesn’t drain as fast.  To make sure it’s well maintained and in good condition, store the car battery in a dry place with temps between 40 to 60 degrees. Consider purchasing a battery box to keep it safe and in optimal condition. 

When you remove your car battery, it could last between six weeks and six months. Ideally, you want to charge the battery before the three-month mark to make sure it continues to work properly. You don’t have to wait that long though; it’s best to regularly and frequently charge your car battery. 

Get a battery maintainer 

Want to figure out how to keep a car battery charged when not in use without removing the car battery? In that case, you may want to opt for a battery maintainer. A battery maintainer provides enough charge to keep your battery going but will turn off when the battery is fully charged. It’ll re-activate and charge again if battery levels drop to a certain point. When shopping for a battery maintainer, look for one that has the same voltage as your car battery. 

The bottom line 

If you’re planning a long trip or just aren’t driving much these days, it’s normal to wonder how long can a car sit before the battery dies? As noted above, it can vary based on your vehicle, but it can last about a month or two. If you can’t drive your car within that period as part of your car maintenance, take steps to make sure the battery stays charged like removing it or getting a battery maintainer. Having a set of jumper cables can help as well. 

If you’re concerned about how long a car battery lasts without driving, you may be a low-mileage driver. Not driving very often could score you an affordable rate with pay-per-mile coverage. Why pay more, when you could simply pay for the miles you drive along with a low base rate? Find out your prospective rate and get a free quote with Metromile. 


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

Car Accident Deaths in 2020 and Part of 2021 Higher Than Pre-Pandemic

Nearly two years after the global pandemic started, it’s clear that our lives are forever changed. There have been major shifts in the workplace with The Great Resignation and people working from home. Record inflation. A devastating impact on mental health. Though more people have stayed home due to COVID-19, a dangerous and surprising trend has emerged — traffic fatalities in 2020 and part of 2021 surged compared to previous years. 

Car Accident Deaths in 2020 Increased Compared to Pre-Pandemic | Metromile

Traffic fatalities on the rise during the pandemic 

In 2020, the first year of the pandemic, the National Highway Traffic Safety Administration (NHTSA) saw a 7.2% rise in traffic fatalities compared to 2019. 

NHTSA estimated that 38,680 people died due to traffic-related crashes in 2020, compared to 36,096 in 2019. 

According to 2021 data recently released by NHTSA, the surge in fatalities continued for most of the year. From January 2021 to September 2021, the agency projects that 31,720 people died in traffic crashes. This is a 12% boost compared to the same nine-month period in 2020, with 28,325 fatalities projected, and is the highest number of fatalities for the same period since 2006. 

During this time period, NHTSA projects that 38 states had fatality increases compared to the same time period in 2020. The glimmer of hope is that fatality rates in the second and third quarters of 2021 dropped compared to the same period in 2020. NHTSA also projects that two states had fatalities that remained the same, while ten other states had fatality decreases compared to 2020. 

Breakdown of traffic categories and factors 

Nearly all traffic categories had an increase in traffic-related fatalities, except pedestrians, which remained the same (though a recent New York Times article states pedestrian deaths are up). According to the 2020 NHTSA fatality data:

  • Passenger vehicle occupant fatalities rose 5% in 2020 compared to 2019
  • Motorcyclist fatalities rose 9% in 2020 compared to 2019 
  • Fatalities for people on bikes rose 5% in 2020 compared to 2019 

Additionally, there were certain factors and demographics that made up the highest increases in 2020, compared to the previous year. According to NHTSA, these include:

  • non-Hispanic Black people (up 23%); 
  • occupant ejection (up 20%); (when the impact of a crash ejects the occupants from a car — seat belts can help significantly to avoid this)
  • unrestrained occupants of passenger vehicles (up 15%);
  • on urban interstates (up 15%);
  • on urban local/collector roads (up 12%);
  • in speeding-related crashes (up 11%);
  • on rural local/collector roads (up 11%); 
  • during nighttime (up 11%); 
  • during the weekend (up 9%); 
  • in rollover crashes (up 9%); 
  • in single-vehicle crashes (up 9%) and; 
  • in police-reported alcohol involvement crashes (up 9%).

What’s causing the increase in traffic fatalities during the pandemic? 

There is no single cause behind the boost of traffic fatalities during the pandemic, but rather a combination of behaviors and factors leading to these crashes. 

The NHTSA noted that the primary culprits behind the surge included:

  • Not wearing a seat belt
  • Speeding
  • Impaired driving 

In other words, there’s been an increase in reckless driving behavior after years of making strides with safe behavior and driving habits. Some experts and studies are pointing to the fact that increased isolation and mental health struggles are adding to careless driving. 

A January 2021 NHTSA Traffic Safety Report notes that there was a shift in driving behavior early on in the pandemic. There was an increase in average speeds, and the agency reported that extreme speeding became more commonplace. In fact, some metro areas saw a median 22% speed increase, which obviously impacts driver safety and can lead to accidents.  

On top of that, more drivers tested positive for driving under the influence. From mid-March to mid-July, a whopping 66% of drivers involved in serious or fatal accidents tested positive for alcohol, marijuana, or opioids. Compared to the six months prior to this period, opioid use in drivers nearly doubled, while marijuana use in drivers rose by close to 50%

Alcohol and drug use have increased significantly due to the pandemic, potentially in part to the stresses of pandemic life. 

According to one study, excessive drinking rose 21% after the pandemic started compared to pre-pandemic life. Drug overdose deaths also surged. According to Centers for Disease Control and Prevention (CDC) data, reported drug overdose deaths tracked over a 12-month period were at 73,343 in February 2020. As of September 2021, that number was 99,543. 

All of these factors have contributed to car accident deaths in 2020 and trending car accident news headlines. 

The bottom line 

The car accident news coming out during the pandemic has been another devastating blow in a tough couple of years. Luckily, it looks like there was a decrease in traffic fatalities in Q2 and Q3 of 2021, compared to car accident deaths in 2020. Will the trend continue? Only time will tell. To stay safe and protected, always wear your seat belt, do not drive under the influence [or get in a vehicle with someone who has been drinking], and make sure you have the right car insurance for your needs. Low-mileage drivers who aren’t on the road as much can benefit from pay-per-mile coverage and save money along the way. Check out your free quote. 


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

Fluid Leaking from Your Car? Here’s What To Do

Keeping your car in good shape is a key part of regular car maintenance. That’s why it’s important to know what your vehicle is like normally and be aware when things are off. One of the more obvious issues that something is off with your car is when your car’s leaking. Seeing fluid leaking from your vehicle or noticing a new puddle surrounding your car can be cause for concern. Knowing the different types of fluid in your car and what to do can help you take action to fix any issues. Here’s what you should know about your car leaking.

How to Deal with Your Car Leaking | Metromile

The different types of fluid in your car  

When there’s a leak under your car, you want to know the type of fluid it is first. There are different types of fluid in your car that could be the culprit. 

  • Engine oil. Your engine oil lubricates your engine to make sure it runs properly and reduces instances of friction that may damage the engine. It’s typically dark in color and can appear to be brown or black. 
  • Water. There may be some water in your car due to running your air conditioner or if you used water instead of windshield wiper fluid (which may work okay, but may not be as robust as proper windshield wiper fluid). Water is clear and odorless. 
  • Transmission fluid. Your car also has transmission fluid that lubricates the vehicle’s transmission. There are also different types of transmission fluids depending on whether you have an automatic vehicle vs a manual car. Transmission fluid can vary in color depending on how old it is. It may be reddish and thin if it’s new, or it may be closer to brown and have a thicker consistency if it’s older. 
  • Brake fluid. The brake fluid is one of the most underrated fluids and plays an important role in helping your brakes work effectively. In other words, it helps put a stop to your car when you need to. This type of fluid can also change colors as it ages and is a light yellow color when it’s new, and can turn closer to brown as it ages. Brake fluid can also have an off smell and appear oily. 
  • Power steering fluid. The power steering fluid in your vehicle helps make it easier to steer and manage your vehicle. It keeps all the parts running smoothly so you can remain in control. This type of fluid is typically reddish in the beginning and may turn more of a rust color, and ultimately brown as time goes by. Power steering fluid has an oily consistency and has a unique smell — burnt and sweet. 
  • Gasoline. Your car runs on gas and has a distinctive smell you’re probably aware of. If you have a leak under your vehicle, you may not recognize it from sight alone as it’s typically clear. 
  • Coolant. This type of vehicle fluid is vital as coolant helps take some of the heat of your engine and prevents it from being damaged by excessive heat or cooling. It’s easy to identify coolants as they typically come in bright colors such as green, blue, pink, etc. It is also known to have a slimy consistency to it and has a sweet odor. 

What to do about fluid leaking from the car

If you have a car leaking issue on your hands, now you know the different types of fluid in your car. Once you identify the type of fluid, you can take the appropriate actions. Here’s what to do about fluid leaking from your car. 

Engine oil 

When it comes to fluid leaking from cars, engine oil is one of the most common culprits. Typically, the location of the puddle of fluid in this case would be near the front of the vehicle where the engine is located. 

Engine oil is often brown or black. According to AutoZone, engine oil leaks are most commonly caused by a degraded engine gasket, but may also be due to an oil pan leak or oil seals as well as bad connections. 

Check the oil pan seals and plugs as well the gasket. You may be able to replace the parts on your own or do something simple like add a stop leak engine oil fluid. However, make sure you’re fixing the root issue and consult an auto professional if you need to. 

Water 

If you see a clear and odorless fluid under your car it’s likely water. Most likely, it’s either condensation from the air conditioning or leaking liquid from your windshield wipers if you have water instead of specific windshield wiper fluid. This usually isn’t a big deal and isn’t a cause of concern. 

Transmission fluid 

One of the more severe leaks under a car is your transmission fluid. If the car leak is under the middle of your vehicle, it may be a transmission fluid leak and be a warning sign of a bigger issue. It could be an issue with your engine, which could be problematic. Get to a mechanic ASAP to fix the problem. 

Brake fluid 

Another important car leak you shouldn’t ignore is a brake fluid leak. If there is yellow fluid, that could indicate it’s brake fluid. Using the color to identify the leak is key as the location could happen under any part of your vehicle. Your brakes are your top safety feature that can prevent accidents and save lives. So if you see brake fluid (or have squeaky brakes), get it checked out by a mechanic right away. 

Power steering fluid 

Your brakes help stop motion while steering helps direct motion. If your steering is shot, it could become a safety hazard. If you have a leak under your car that is close to the top part of your car that is rust color or brown and has a burnt aroma, it’s like a power steering fluid leak. Again, this is a matter for the professionals and you should take your car to the mechanic. 

Gasoline 

Gasoline is typically clear, but the scent can give it away. According to AskCarMechanic.com, gas leaks are often caused by a broken fuel tank, broken fuel lines, or a broken fuel injection system. Gasoline is highly flammable and a hazard, so if there’s a gas leak, contact a mechanic before getting behind the wheel. 

Coolant 

Your coolant plays an important role, and if there’s a coolant fluid leak, it could potentially damage your engine. The good news is it’s easy to identify given the bright colors and slimy consistency. 

A coolant leak can be in many places, but if it’s near the radiator that could be a telltale sign. First check to see if the radiator cap is on tight. If it’s not, it may just need to be tightened. However, if it’s broken or from an indiscernible cause, get your car checked at an auto body shop. 

The bottom line 

Dealing with a car leaking issue can be scary, especially if you’re unsure what it is. Using this guide, you can recognize the fluid leaking from your car and take action. In many cases, you may need to seek out professional help rather than DIY it just to be safe. Staying safe on the road is key. That’s why it’s important to have regular car maintenance, be aware when there are leaks or weird sounds, and have the right insurance coverage. For drivers who don’t rack up a ton of miles, consider pay-per-mile car insurance. You pay for gas by the gallon, why not pay for insurance directly based on the miles you drive? Using Metromile, you can. Get a free quote today


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

Do You Have a Dead Car Battery or Alternator Issue?

Driving your car is often a seamless process that takes you where you want to go without a second thought — when things work properly. But if your car doesn’t start normally, it can be frustrating and concerning. The reason? It’s likely a dead car battery or alternator. 

The Top Signs of a Bad Alternator and Dead Battery | Metromile

Is it a dead car battery or alternator? 

If your car is having issues with starting, it could be the battery or alternator. But which one? The good news is there is a relatively easy way to find out. 

First, it’s important to note how the alternator and car battery work together. Your car battery is effectively the power source for many different functions when the vehicle is off, including starting your car. 

Your car alternator helps charge the car battery when the engine is on. These two car parts work hand-in-hand to keep the electricity flowing in your car to make sure things run smoothly. 

If your car doesn’t start at all, you may have a dead battery. If your car starts for a short while, giving you that glimpse of hope that all is fine, but then promptly stops, it’s likely you have an alternator issue. 

To find out whether it’s a dead battery or alternator issue, grab a set of jumper cables and do a little experimenting. 

Jumpstart your car. If you can turn the engine on, but it dies shortly thereafter, your car alternator likely isn’t able to charge the battery. On the other hand, if you jumpstart the car and later on it fails to start on its own, it’s likely a dead battery. 

What are the telltale signs of a bad alternator? 

If you suspect the battery is okay and it might be an issue with the alternator, there are some telltale signs to look out for. 

  • Funny noises. If you’re hearing any clicking sounds when you turn on the car or hear a type of growl or high-pitch sound, it could mean the alternator is shot or on its way out. 
  • Your battery light goes off. It’s natural to think if you see your battery light go off that it must be an issue with the battery. But remember, your alternator helps power the battery, so if things are out of whack, this signal could actually mean trouble with your alternator. 
  • A shift in lights. When your alternator isn’t working properly, you might see a change in the interior lights of your car as well as your headlights. They may start to dim and become even darker, or on the other hand, they may be brighter than usual. 
  • Car accessories aren’t working properly. If your car radio is on the fritz, or your windows are taking forever to roll down, or any other accessory isn’t working as it should. In that case, it could be a sign that your alternator is bad and not providing enough electricity to function properly. 
  • It smells like something is burning. When your alternator isn’t working, it could be burning the rubber drive belt, or there may be hot wires making things smell funny.

How do you know if you have a dead battery? 

If you’re dealing with car trouble, you want to clear things up and understand if it’s the battery or 

alternator. Now that you know the signs of a bad alternator, how do you know if you have a dead battery? 

  • The car battery is several years old. Typically, your car battery can last around four to six years, so if it’s around that time, it might just be time for your car battery to retire and get a new one or see about getting your current one fixed. 
  • The battery smells weird. You should hopefully never smell your car battery, but if you do and it smells like something is rotting, it could be the gasses from the battery. This could be serious, so get it looked at ASAP. 
  • Your dashboard lights or headlights are dim. If your dashboard or headlights aren’t at their full brightness, it could be a telltale sign of a dead battery. 
  • The car is starting slower than usual. It should be relatively easy to start your car and get going. If getting the vehicle started takes more time than usual, it could mean an issue with your battery. 
  • You can see battery corrosion. You might be dealing with a damaged car battery if you’re able to see signs of corrosion. According to Family HandyMan, you might see white powder on your car’s battery terminals, which is the result of a chemical reaction. The site also recommends wearing safety glasses and rubber gloves if dealing with your car battery. 

The bottom line 

If your car isn’t starting normally, you probably have an issue with your battery or alternator. Figuring out if it’s a bad alternator vs bad battery can be done with the signs above. But if you’re still unsure about reading the signs of a bad alternator or dead battery, it doesn’t hurt to get your car looked at by a professional who can help. While having car issues can be a drag, you want to stay safe while on the road. To do that, make sure you have the right car insurance coverage as well. Don’t drive very much? Pay-per-mile insurance may be the right fit for you, as instead of paying a flat rate for miles you don’t drive, you pay based on the miles you drive. Find out a smarter way to do auto insurance with Metromile and get your free quote


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

Nighttime Driving Has More Risks Than You Might Realize

During the fall and winter months, the sun goes down earlier, and there are fewer hours of daylight to spare. This can impact your mood and be a drag, especially if you leave for work early in the morning and return home when it’s dark. If you’re in your car driving at night or while dark out in the early morning, it’s even riskier than driving during daylight. According to data from the National Highway Traffic Safety Administration (NHTSA), as of 2019, the most fatal crashes throughout the week occurred between 6 pm and 8:59 pm. Fatal car crashes peaked Saturday night between 9 pm and 11:59 pm. On top of that, drowsy driving accidents are most likely to occur between midnight and 6 am. Lower visibility, increased headlight glare, and more people driving under the influence are all factors that increase the riskiness of nighttime driving. Read on for tips for driving your car at night safely. 

In Your Car, Driving At Night? Here Are Your Top Safety Tips | Metromile

How to drive safely at night 

Driving at night comes with many more risk factors, and when driving at night you should take extra precautions. Let’s review some of the reasons why nighttime driving is more dangerous and what you can do about it. 

Reduced visibility 

Unlike some of our furry friends who have stellar night vision, humans typically don’t possess the same qualities and struggle to see in the dark. In fact, millions of Americans have difficulty seeing at night, and may have what is referred to as night blindness. People who experience night blindness could have nearsightedness, astigmatism, glaucoma, or cataracts, according to The Atlantic Eye Institute

Major risk factors 

Reduced visibility comes with some major risk factors for driving at night, including:

  • Reduced depth perception
  • Reduced color recognition
  • Compromised peripheral vision
  • Temporary blindness caused by the glare of headlights from an oncoming vehicle

Tips to reduce your risk 

To reduce this type of risk, you can:

  • Get a vision exam to make sure your eyesight is good and make any corrections with glasses or lenses, as needed
  • If you wear glasses, make sure they’re anti-reflective to reduce glare on the road
  • Focus on the road ahead of you and avert your gaze from oncoming headlights
  • Aim your headlights properly 
  • Reduce the brightness on your dashboard to limit contrast, which can be difficult for your eyes to process
  • Keep your windshield clean and streak-free on the interior and exterior of your vehicle
  • Slow down and drive carefully to compensate for reduced visibility 

Rush hour and drowsy driving 

You’ve had a long day and you’re tired and you just want to get home. There’s just one thing in your way — rush hour. 

Everyone loathes the rush hour commute, but did you know that the hours between 4 pm and 7 pm are actually the most dangerous times to be on the road? Couple that with the fact that the national average time of sunset is around 4:30 pm in the winter months and you have a recipe for disaster. 

Driving in the dark can also trigger waves of fatigue in many people, especially if you’re already tired. Drowsy driving is also more likely to lead to fatal car crashes in the late afternoon, according to NHTSA. In other words, rush hour and drowsy driving can be a lethal combo. 

Major risk factors 

If you’re in your car driving at night during rush hour and while fatigued, there are numerous risk factors to be aware of including:

  • Bumper-to-bumper traffic (ugh)
  • Aggressive or angry drivers wanting to get home
  • Fatigued drivers who are acting carelessly
  • Potential increase in accidents

Tips to reduce your risk 

To reduce your risk in this case, you can:

  • Try to leave earlier or later to avoid rush hour traffic
  • Practice defensive driving and stay alert 
  • Check-in with your fatigue levels and pull over to a rest area, if needed
  • Take deep breaths to remain calm

Distracted driving

Driving requires that you remain focused on the road. Nighttime driving requires more of your attention as there are more variables that can affect your risk. That’s why it’s crucial to limit distractions. 

Distracted driving is a leading cause of accidents. One minute you’re driving safely, the next you check a text message or take a quick selfie for the ‘gram, and before you know it, you’re in a fender bender, or worse, a fatal car crash. 

Major risk factors 

Driving distracted in the dark comes with many risk factors, including:

  • Slower reaction times
  • Not being aware of surroundings or aware of other pedestrians, drivers, and debris
  • Impairment from the glare of your phone screen 
  • Not driving defensively because your attention is elsewhere

Tips to reduce risk 

To reduce your risk of distracted driving in the dark, you can:

  • Avoid looking at your phone while in the car (hide it in the glove compartment if you need to!)
  • Don’t eat, put on clothing or makeup, or talk on the phone while driving (it can wait, if not, pull over)
  • Consider blocking social media on your phone while driving 
  • Be aware of your surroundings and drive defensively 

Driving under the influence 

Unfortunately, driving under the influence of alcohol or other substances is on the rise. Many DUI or DWI cases happen in the car, driving at night. The NHTSA found that as of 2019, alcohol impaired drivers involved in fatal car crashes were 3.3 times more likely to happen at night than during daylight hours. That’s why it’s crucial to avoid drinking or taking substances that can impair your driving and be mindful of other drivers who might be swerving or losing control of their car due to alcohol or drugs. 

Major risk factors 

Driving under the influence has many major risk factors including:

Tips to reduce risk 

To reduce the risk of driving under the influence or coming in close contact with a driver who is:

  • Don’t get behind the wheel after drinking (even if you’re “just buzzed”)
  • Take a ride-sharing service or taxi 
  • Get a ride from a friend
  • Drive defensively and be on the lookout for erratic driving in others
  • Call 911 if you suspect a driver is drinking and may cause harm 

Top car + driving at night safety tips 

Nighttime driving has additional risk factors that can impact your overall safety. To recap, here are the top car and driving at night safety tips. 

  1. Put your headlights in the correct position when driving your car at night.
  2. Avert your gaze from oncoming headlights
  3. Make sure you have the right glasses prescription and that they’re anti-glare
  4. Keep your windshield clean
  5. Drive slowly and carefully 
  6. Check-in with your energy levels and avoid drowsy driving
  7. Leave before the sun sets 
  8. Try to avoid rush hour traffic by leaving earlier or later than the peak window
  9. Be vigilant on the road and practice defensive driving
  10. Keep your phone out of reach while driving
  11. Don’t eat, put on makeup or clothing, or talk on the phone while driving
  12. Be aware of surroundings and watch for distracted or erratic driving
  13. Don’t drink and drive or use substances (seriously, it’s not worth it)
  14. Use a ride-sharing service or take a taxi
  15. Have a friend be the designated driver
  16. Be on the lookout for drunk drivers and keep your distance
  17. Call 911 if you see a drunk driver placing others in harm’s way 

Using these 17 tips, nighttime driving can be a bit safer overall for you and others while on the road. 

The bottom line 

Driving is always a game of risk but nighttime driving, unfortunately, increases those odds. When driving at night you should take additional precautions to manage these risks and stay safe. To stay safe, make sure you’re also properly insured with the right coverage. If you’re a low-mileage driver, it’s time to rethink your auto coverage and pay only for the miles you drive. Save more while driving less and get more out of your coverage with pay-per-mile insurance. Check out your free quote with Metromile.

Winter Driving Safety Tips To Get You Through the Cold

As the temperatures drop in the winter season, driving becomes more of an inconvenience. You might be dealing with rain, ice, snow, and frigid temps, all of which can have an impact on driving conditions. Sometimes winter driving is more than just an inconvenience and can be dangerous. According to the National Highway Traffic Safety Administration (NHTSA), as of 2019, there were 33,000 injury crashes and 440 fatal car crashes that occurred in winter driving conditions. But by taking a few preventive measures and precautions, you can significantly reduce your risk and feel safer behind the wheel. Find out the top 15 winter driving tips to help you stay safe.

15 Winter Driving Tips to Stay Safe in the Cold | Metromile

Winter driving preparation tips 

When the air is crisp and cold, it can change how your vehicle operates and certain conditions. As part of your winter driving car maintenance, check up on the following: 

1. Inspect your car tires 

There are two main things you want to do with your car tires to prepare for winter driving conditions. 

  1. Check tire pressure
  2. Review the type of tire you have and consider upgrading to snow tires

Your tire pressure is something you should ideally check every month, but lower temps (as well as extreme heat) can affect your tire pressure. Look at your owner’s manual to see the suggested pressure. You don’t want your tires to be underinflated or overinflated. Instead, you want the Goldilocks amount, something that is just right. 

Additionally, if you have the wrong tire type you may be more susceptible to getting stuck in the snow. Getting snow tires and snow chains can help. Also, be aware of uneven tire patterns, which can be a warning sign for other car issues. 

2. Check your car battery 

You know how you might have less energy in the winter and feel like hibernating? Your car battery is kind of similar. In winter driving conditions, your car battery requires more power to start. 

Due to the additional effort, you want to make sure your car battery is in tip-top shape. Consider taking your car to a mechanic to check your car battery and make sure all the parts are running as they should. 

3. Know your brakes

For winter driving safety, it’s key to be aware of the type of brakes you have. If you have anti-lock brakes, you can apply steady pressure, but if you have non-anti-lock brakes, you’ll need to pump them gently, so you avoid locking them and losing control. If you hear squeaky brakes, it’s time to get a check-up ASAP. 

4. Review type and condition of floor mats 

The wintertime is a great time to review a part of your car you probably don’t think much about…your floor mats. These may just seem like an accessory but can impact driving conditions when your shoes are exposed to rainy or snowy weather. 

For example, when you get into your car, you might bring some of the snow or rain with you, and mats could be slippery. For more traction, consider rubber mats. Be sure to make sure your floor mats are securely fastened and placed correctly to help you avoid any issues when accelerating or braking. 

5. Make sure your lights are working properly 

Your lights communicate important information to other drivers. Your turn signal tells other drivers you’re about to turn, your hazard lights are required when you pull over, and having your headlights work is a key part of seeing the road ahead of you (and for other drivers to see you!). 

Double-check these lights and make sure they’re working properly before doing any winter driving.

6. Check windshield wipers and defroster 

Your windshield wipers are a much-needed sidekick during the winter months. They can help in the rain and snow to make sure you can still see ahead of you. 

So first, check that the blades move effortlessly from side to side and are in good condition. Next, check your fluid levels and opt for specific winter fluid to help break down ice and snow. Lastly, see if your defroster is working as it should. If not, you might need to get it checked out by a professional. 

7. Look at your cooling system 

Another car maintenance task you might forget about or put off is looking at your cooling system. 

During the winter months, you can test the cooling system and replace any coolant as needed. Cars.com recommends changing your coolant about every 30,000 miles, however, that may vary depending on your vehicle. 

Winter driving tips before hitting the road

Before hitting the road in winter driving conditions, you want to be ready for anything and be prepared. Below are winter driving tips that are useful before you get behind the wheel. 

8. Prepare your winter driving safety survival kit 

Having a few important items and keeping your car in good shape can help you if you’re in a bind. Here’s what to put in your winter driving safety survival kit:

  • A flashlight
  • Jumper cables
  • Blankets
  • Flares
  • Ice scraper 
  • Snow shovel
  • Sand or salt (if you get stuck in snow) 

The above are requirements but some bonus items might also include:

  • Dry pair of warm socks
  • A jacket
  • Gallon of water
  • Snacks
  • Portable cell phone charger 

9. Check the weather and traffic alerts

Though you don’t have control over everything, especially when it comes to weather, there are two things you can do to assess winter driving conditions:

  1. Check the weather. Many phones have this as an app or you can check Weather.com
  2. Look at traffic alerts and map out your route on Google Maps to see about potential closures, traffic, etc. 

Knowing these things ahead of time can help you avoid being stuck in an unexpected snowstorm you didn’t know was coming or help you find a new route if there are road closures. 

10. Fill up your gas tank 

You’d hate to deal with dangerous winter driving conditions and manage just fine only to find out you ran out of gas somewhere while stuck in the cold. So, here’s your warning! Fill up the gas tank to keep your car running and happy! 

Know what to do in unexpected situations 

Winter driving safety is of utmost importance. When you add variables like rain, cold temperatures, ice, and snow, you can find yourself in unexpected situations. The best thing to do is to know how to react ahead of time. 

11. Know how to get unstuck

One thing that could happen? You could get stuck in snow. If you do get stuck in the snow, avoid spinning your wheels as this will just dig you deeper into the slush. 

Figure out the simplest way to dig yourself out of the hole and clear the snow in front of and behind all four tires before spreading sand or kitty litter to provide instant traction (this is why these materials are good to have on hand in your winter survival kit in your car). 

As you maneuver the vehicle out, keep your front tires straight so you’ll encounter less resistance. Learn about eight things you can do if you’re stuck in the snow. 

12. Be prepared for a skid

Skidding on an icy road can be scary, but it’s important to stay as calm as possible (deep breaths!) so you can move through the important safety steps: avoid slamming on your brakes, take your foot off the gas, and steer in the direction you want to go. Allow the car to slow down so you can regain control.

13. Adjust your speed accordingly

When weather conditions change, it’s important to stay present and in tune with your surroundings. You may need to drive slower than the speed limit to stay safe and in control. 

Remember that posted speed limits apply to dry roads, not those covered in ice or snow, so let your sense dictate your speed, not necessarily the signs.

14. Take on hills the right way 

You may be tempted to power up a hill, but using extra gas on a snowy incline can cause your wheels to spin. 

Instead, gain some inertia on a flat road before you reach the hill, and as you reach the peak, reduce your speed (but don’t stop!) so you can head downhill as slowly as possible.

15. Get roadside assistance 

Your winter driving safety is super important. If you don’t want to go it alone, the good news is you can get roadside assistance to help out if you need it. Roadside assistance is available as additional optional coverage for Metromile customers. 

The bottom line 

When you get behind the wheel to drive, there is a level of risk. Added variables like inclement weather can increase that risk. Using these 15 winter driving tips, you can do your part to stay safe while on the road. If you’re still paying a flat rate for car insurance and don’t drive that often, it’s time to rethink your auto insurance coverage. Metromile offers pay-per-mile coverage at an affordable rate, with an option to add roadside assistance. Get a quote in a matter of minutes.

Here’s How to Check Tire Pressure and Why It’s Important

Your tires keep your car moving, and their condition can affect your overall safety and driving conditions. You might know intellectually you should check tire pressure, but did you know it’s recommended to do so once every month? It’s true. All the wear and tear on your tires can impact your tire pressure. If you don’t have the optimal tire pressure, it’s likely your tires are underinflated, which can lead to uneven tire wear patterns or a tire blowout, which can be dangerous. On top of that, according to the National Highway Traffic Safety Administration (NHTSA), having properly inflated tires can save you up to 11 cents per gallon of gas. The agency also reports that only 19% of consumers have properly inflated tires. That’s why it’s important to check tire pressure as part of your regular car maintenance. Here’s how to check tire pressure and why it’s important.

How to Check Tire Pressure | Metromile

Where to find the ideal tire pressure for your vehicle 

Your car has an ideal tire pressure range. Tire pressure is measured as pounds per square inch (PSI) or kilopascals (kPA), explains NHTSA. This information can be found in your owner’s manual or driver’s side door. 

America’s Tire notes that many passenger cars will have a tire pressure range of 30 to 35 PSI; however, some cars may deviate from that. 

When in doubt, review your owner’s manual, which is your go-to guide on how to take care of your vehicle. You should always go with what’s listed in your manual and not necessarily what is listed on the tire, recommends the NHTSA. 

How you can check your tire pressure 

In order to check tire pressure, you need to have a tire pressure gauge on hand. You can typically find these at your local gas stations as well. But here’s why it might make sense to get a tire pressure gauge of your own. 

The NHTSA recommends checking your tire pressure first thing in the morning when your tires are cold — at least three hours of being in rest mode and not driving. When you drive your car, your tires heat up, which can affect the tire pressure, and give you an inaccurate reading. So unless you live next door to a gas station, having your own tire pressure gauge can help. 

Here’s how to check tire pressure:

Step 1: Review the ideal tire pressure listed in the owner’s manual of your car. 

Step 2: Get a tire pressure gauge to accurately assess PSI.

Step 3: One by one, go to each tire, take off the cap and place the tire pressure gauge in the valve. There are manual and digital tire pressure gauges available. Press down the gauge long enough to hear a hissing sound resulting in a reading. 

Step 4: Review the tire pressure readings for all tires and compare them to the ideal tire pressure listed in your car’s manual. 

Step 5: If needed, take action and either add air or release air from tires (more on that soon)

Step 6: Make sure the tire pressure in all four tires is at the desired level. 

Step 7: Schedule a tire pressure check for one month later, and repeat. 

When your tire pressure is too low…

If your tire pressure is lower than what is recommended in your owner’s manual, you need to take action and fill up your tires. How much you fill up your tires will be the net missing amount. 

In other words, take the recommended PSI and your current tire pressure measured in PSI, and that’s how much you need to fill up your tires. You can typically do this at your local gas station. 

  • Park your car close enough to reach your tires, take off the valve caps, and lock the air pump onto the tire. 
  • Turn on the pump or compressor and inflate your tire to the recommended PSI. 
  • Turn it off. 
  • Do this for all four tires and put caps back on. 
  • Review all tires and that your levels are set.

When your tire pressure is too high…

Your tire pressure can also be too high and be overinflated, which can also be dangerous. Overinflated tires can mean less traction on the road, more wear and tear, and can increase the likelihood of a tire blowout as well. 

To get tires back to the appropriate pressure, the NHTSA states “If the tire pressure is too high in any of the tires, slowly release air by gently pressing on the tire valve stem with the edge of your tire gauge until you get to the correct pressure.”

How often should you check your tire pressure? 

Your car carries a lot of weight and sometimes hits objects, curbs, or debris. That, plus the weather can impact your tire pressure. 

To stay safe and be fuel-efficient, the NHTSA recommends you check tire pressure once a month. It’s best to check your tires before driving when they are considered cold.  After driving, your tires can heat up and affect the accuracy of the reading. 

So be sure to put “check tire pressure” in your digital calendar as a recurring event so you can keep up with proper car maintenance. 

The bottom line 

Your car tires are basically like a vital organ for your vehicle. You want to keep them in great shape for your safety, fuel efficiency, and driving conditions. Learning how to check tire pressure isn’t that hard, but it’s more important to remain consistent and check it once a month. Keeping up with regular car maintenance can be a good preventative measure for trouble down the line. As part of your car maintenance, you can also do a car insurance audit and make sure your coverage is the right fit for you. Not driving so much these days? You could score additional savings by making the switch to pay-per-mile car insurance. If you’re still paying for miles you aren’t driving, it’s time to rethink your auto insurance. Get a free quote with Metromile today. 


​​Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

How Will Car Insurance Work For Self-Driving Cars?

Self-driving cars can seem like something from the future, but the future is closer than you think. In fact, many manufacturers  have already rolled out some self-driving features. While an official rollout of fully autonomous cars hasn’t happened yet, self-driving cars could hit the market in the next few years. Imagining cars without a human driver is tough to reconcile and brings a lot of questions and concerns. Will self-driving cars be safe? Will they be affordable? How will car insurance be affected by self-driving cars? Based on new research from Metromile and The Ferenstein Wire, this new technology stands to revolutionize the auto landscape and could save consumers $1,000 in car insurance every year. Read on to learn more about car insurance and self-driving cars. 

car insurance self driving cars

The self-driving cars landscape 

Fully self-driving cars, also sometimes referred to as autonomous cars, aren’t sold to the public yet. But as noted above, automated driving systems are already in some vehicles, helping take some of the load off the driver, and are currently being tested. 

Currently, many top car manufacturers are working to make autonomous vehicles (AV) a reality and testing out the technology to move things forward. 

Where we’re at with self-driving cars 

Self-driving technology is moving forward rapidly, but full-on driverless vehicles aren’t a thing just yet. For some context, the National Highway Traffic Safety Administration (NHTSA) has outlined the various automation levels from the Society of Automotive Engineers (SAE). Currently, we’re at level 2. These levels of automation are:

  • 0 = No automation, where the driver is fully responsible
  • 1 = Driver assistance, where some features assist the driver
  • 2 = Partial automation, which includes automated functions such as steering and acceleration, but the driver is still responsible and needs to remain present and engaged
  • 3 = Conditional automation, where a driver is needed but isn’t tasked with monitoring the environment and must be ready to take over when needed
  • 4 = High automation, where the vehicle can perform all driving requirements under certain conditions, and the driver may be able to take over as needed
  • 5 = Full automation, where the vehicle can perform all driving requirements during all conditions, and the driver may be able to take over as needed 

So while more vehicle manufacturers are adding self-driving features to their cars, we’re still a few years out from a fully autonomous vehicle. The NHTSA predicts that by 2025 and beyond, fully automated safety features will be available and on the market. 

Currently, General Motors is looking to manufacture one million self-driving vehicles by 2030

Self-driving cars and insurance issues

One of the primary questions with self-driving cars is if there will still be a need for car insurance. Car insurance providers assess a driver’s risk on the road, among other factors, and offer various types of coverage in the event of property damage, bodily injury , and more. 

In many cases, incidents occur because of the driver. So what happens if you no longer need the driver or the risk is seriously reduced? Will it be the driver’s fault or the auto manufacturer’s fault? 

In response to questions like this, the NHTSA states:

“It is vital to emphasize that drivers will continue to share driving responsibilities for the foreseeable future and must remain engaged and attentive to the driving task and the road ahead with the consumer available technologies today. However, questions about liability and insurance are among many important questions, in addition to technical considerations that policymakers are working to address before automated driving systems reach their maturity and are available to the public.”

Car insurance claims for property damage

So even though self-driving cars can reduce the risk of an accident and make establishing fault a bit murky, there will still be a need for car insurance. 

According to the Insurance Information Institute, car insurance claims around accidents may be reduced, but there will still be a need for coverage when it comes to property damage or loss due to theft or inclement weather. 

The cost of repairing self-driving vehicles may be higher 

Additionally, it’s important to note that the overall cost of repairing self-driving vehicles may be higher. 

Given the technology of autonomous cars, including various sensors, cameras, and other equipment — when repairs are needed, the cost will likely be at a premium and not something your local mechanic can fix. 

Insurance underwriting and claims 

As technology shifts, so will the car insurance industry. Underwriting criteria and liability insurance will likely be reimagined. 

Claims for accidents may be reduced and the Insurance Information Institute notes that healthcare, disability, and workers comp claims from auto accidents may be reduced as well. Since many car accidents are caused by human miscalculation, error, or judgment, self-driving cars may end up lowering car insurance rates. 

What the future holds for autonomous cars and insurance 

There’s no doubt that autonomous cars will be a reality faster than we think. What that looks like from an insurance perspective is complex. Each state has its regulations as it relates to auto insurance. On top of that, each state deals with liability for injuries differently and has different minimum requirements for coverage. 

One of the persisting questions is who will pay in the event of an incident ? Though the NHTSA states that the liability will be shared, how that works and actually breaks down will need to be clarified. Will the insurance company subrogate the AV manufacturer if the technology failed and the operator was not at fault? These nuanced situations and important questions will need to be answered. 

Given all of these factors, self-driving cars can create insurance issues that will need to be dealt with. On top of that, it’ll be an adjustment for consumers as well. 

According to a 2021 JD Power Study on self-driving cars, 41% of respondents are comfortable with Advanced Driver Assistance Systems (ADAS) as the highest level of automation, and only 14% of respondents are comfortable with fully self-driving cars. 

In the coming years, car insurance may look different, and consumers may see autonomous cars on the market. 

The bottom line 

Car insurance for self-driving cars might look different than what you’re used to today. At Metromile, we will have the ability to adapt our signature pay-per-mile insurance to autonomous vehicles as they enter the market. For now, low-mileage drivers can use pay-per-mile technology to pay less for car insurance. You pay for gas by the gallon, so why not pay for insurance based on the miles you drive? Get a free quote with Metromile.


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

Why Is My Car Insurance Going Up, Explained

When it comes to paying bills like car insurance, everyone likes to know what to expect. But like life, sometimes there are surprises that can catch you off guard. If you’re going through your car insurance paperwork and see a higher premium, you think, “Why did my car insurance go up?!” The answer may or may not be clear-cut as there are many factors that affect your car insurance rate. Here we break down the top reasons why your car insurance increased.

why did my car insurance go up

Same safe driver, different roads

If you have a safe driving record with no speeding tickets or accidents, it’s easy to lament and wonder why did my car insurance go up? But if you moved, that could be a telltale reason why your insurance rates spiked. If you move from a small town to a big city, there are naturally more cars on the road and higher population density. 

Even one neighborhood a few blocks over may have a very different risk profile than another one. For example, if there are narrow, crowded streets that are packed with cars or there’s a higher likelihood of car theft, your insurance rate could go up

All of that points to one thing — more risk. So while your driving behavior has stayed the same, the roads you’re driving on have changed and the added risk is reflected in your insurance rates. 

Additionally, in some states, where you garage your vehicle is one factor that is used to determine your car insurance rate. 

Same driver, new car

Perhaps your driving has stayed the same, but you bought yourself a new set of wheels. Maybe you’ve splurged on an electric vehicle or a new convertible to live out your dreams of feeling free on the road. 

In this case, your new car purchase could be the culprit behind your higher rates. Your car might have the latest onboard technology and safety features. While this is good for you, if it needs to be repaired in the future, it can be costlier for the insurer. Insurers have to prepare for that likelihood, hence the higher insurance premium. Additionally, if you have an SUV or truck your vehicle could cause more damage to other vehicles which could also increase your rate. Plus, if your new car is a hot ticket item for car thieves and more likely to be stolen, that could impact your rate as well.  

Same roads, new driver

If your driving record is still spotless, but you’ve added a new driver to your car insurance policy, it’s likely your car insurance went up due to the additional risk. This is especially true if you add your teenager to the policy

Young drivers are just learning how to drive and have higher chances of being in an accident. According to CDC data, teenage drivers between 16 and 19 have the highest risk of getting into a car crash. Given the data, it’s natural that insurance rates would go up during this time. 

An accident or traffic ticket

Trying to figure out why is my car insurance going up can be a mystery sometimes. But the most common reasons include getting into a fender bender or full-fledged accident or getting a speeding ticket

Depending on the type of infraction and if you’re found at fault, your car insurance premium may increase when it’s time to renew your policy. 

A change to your policy

Have you changed your insurance coverage in some way? Maybe you switched from liability only to a full coverage policy with collision and comprehensive coverage, moved to a different neighborhood, or added a new driver. Any change you make to your car insurance policy can result in a price increase based on your risk profile. 

You qualified for a discount, but you don’t anymore

In certain circumstances, you may qualify for a discount and score a lower rate. You might not realize that the rate you have is based on the discount and because something in your life might have changed, you may no longer qualify for the discount. 

For example, if there’s a significant life change, such as a move or a divorce, your car insurance rate may go up. If you took a defensive driving course several years ago, you might be ineligible for that discount now. 

Changes at the state level

Each state regulates car insurance, and each state has its own coverage requirements. Sometimes there are particular things going on in your state that you have no control over that can impact your car insurance rates. 

Think of everything from natural disasters to insurance fraud and more, which could result in higher costs for insurers and may result in a higher rate as well. Each state also has minimum liability requirements and may have a no-fault policy or an at-fault policy when it comes to accidents. These variables can impact your car insurance rates. 

The bottom line 

Having your car insurance go up can be frustrating and annoying, especially if you’re unsure why. You might wonder why does my car insurance keep going up and think it’s something you did. But as you can see, even if you have a stellar and spotless driving record your car insurance can go up for many reasons that don’t have to do with you. Risk assessment and insurance are complex and it’s not as cut and dry as you might think. If you want a low car insurance rate and don’t drive that often, you can score competitive rates with pay-per-mile insurance with Metromile. Get a quote today to see about potential savings.


Got a Speeding Ticket in Washington? Here’s How Much It Will Cost

Whether you’re driving in bustling Seattle or somewhere a bit more remote and in nature, driving too fast in Washington can result in a speeding ticket. Once you see the lights flashing behind you and you get pulled over, an officer may have no mercy on your pleas for forgiveness. After getting the citation, now you have to worry about the speeding ticket cost in Washington and how it will affect your insurance. Read on to learn the cost of a speeding ticket in Washington and how it may impact you. 

How Much Is a Speeding Ticket in Washington? | Metromile

How much is a speeding ticket in Washington state? 

If you get pulled over, your first thought might be “How much is a speeding ticket in Washington?!” Speeding ticket costs vary by state, and in Washington can depend on how fast you were going and how many miles per hour over the stated speed limit you were going. 

According to Washington Courts’ Monetary Penalty Schedule for Infractions, here are the base fines for speeding in Washington: 

For stated speed limits of 40 miles per hour (mph) or lower: 

  • $43 if going 1 to 5 mph above the stated speed limit
  • $48 if going 6 to 10 mph above the stated speed limit
  • $63 if going 11 to 15 mph above the stated speed limit
  • $83 if going 16 to 20 mph above the stated speed limit
  • $108 if going 21 to 25 mph above the stated speed limit
  • $133 if going 26 to 30 mph above the stated speed limit
  • $158 if going 31 to 35 mph above the stated speed limit
  • $188 if going more than 35 mph above the stated speed limit 

For stated speed limits of above 40 miles per hour:

  • $33 if going 1 to 5 mph above the stated speed limit
  • $43 if going 6 to 10 mph above the stated speed limit 
  • $58 if going 11 to 15 mph  above the stated speed limit
  • $73 if going 16 to 20 mph above the stated speed limit
  • $88 if going to 21 to 25 mph above the stated speed limit
  • $108 if going to 26 to 30 mph above the stated speed limit
  • $133 if going 31 to 35 mph above the stated speed limit
  • $158 if going 36 to 40 mph above the stated speed limit
  • $188 if going more than 40 mph above the stated speed limit 

These are just the base charges, and there will likely be additional fines and fees tacked onto your speeding ticket. For example, the courts of Washington list an additional $48 fine for “Speed Too Fast for Conditions.” 

The ticket amount can vary within Washington by jurisdiction and if you’re speeding in a particular area like in a town street, school zone, or in certain hazardous weather conditions

For example, the Municipal Court of Seattle website lists speeding too fast and going 6 to 10 mph over the limit in a 40 mph or less zone as costing $139. In Seattle, going 11 to 15 mph over the limit in the same zone will cost you $169. In a zone with speed limits over 40 mph and going 16 to 20 mph over the limit will set you back $190, and in an under 40 mph area, that will go up to $210. 

In Seattle, speeding tickets can go up from there between $262 to $426. 

Source/credit: Municipal Court Seattle (pg 22)

So as you can see, the speeding ticket cost in Washington can start with a low base rate but go up with additional fees and fines and can be even more costly in Seattle. 

What should you do after getting a speeding ticket in Washington? 

After getting a speeding ticket in Washington, you need to take action within 15 days to avoid further trouble. If not, you could get hit with an additional fine of $52. You have three options with your speeding ticket:

  1. Agree to the traffic infraction and pay the associated fine. If you’re in Seattle, you can pay for your ticket online. 
  2. Agree to the traffic infraction and ask for a mitigation hearing to explain your case. 
  3. Deny the traffic infraction and ask for a contested hearing. 

Once you select an option on your citation, you can mail it back with the funds or drop it off at the court in your district. 

If you fail to take action, you can have additional fees added to your speeding ticket and lose your right to a hearing. If you get too many speeding tickets, you could get your license suspended as well. 

Average car insurance rates after getting a speeding ticket in Washington

The state of Washington doesn’t use a point system for traffic infractions, but that doesn’t mean infractions won’t go on your driving record and affect your car insurance rates

According to financial site Bankrate, after getting a speeding ticket in Washington your car insurance rate could increase 10% to 19%. If you’re an 18-year-old with full coverage, you can expect a 10% increase in car insurance premiums at the time of renewal. If you’re a 40-year-old with full coverage, you can expect a 19% increase. 

Of course, this can vary by insurer and depend on your previous driving history as well. You may be able to go to traffic school to help minimize or avoid the impact on your insurance rates, if eligible. 

The bottom line 

If you get a speeding ticket in Washington, it’s important to tackle the issue right away. Don’t just keep the ticket in your wallet or dashboard and forget about it. If you want to take care of it and move on, agree to the infraction and pay the ticket. The speeding ticket cost in Washington can vary, so verify how much the total will be. If you want to explain your case or disagree with the decision, you can request a mitigation hearing or a contested hearing. 

If your car insurance rates increase after a speeding ticket when it’s time to renew you can shop around for other options. Metromile offers low-mileage drivers competitive rates. You pay gas by the gallon, why not pay for insurance by the miles? Using Metromile you can. Check out insurance that makes sense and get a free quote. 


​​Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.