Car Insurance for Newlyweds

It’s wedding season! As couples everywhere tie the knot, they begin to combine their things: their space, their finances, their names, their car insurance. Here are some things to consider when combining car insurance.

joint car insurance

Consider all your options: Chances are, you and your husband may feel some loyalty to the insurance you were already using. Weigh your options for both insurance companies, and check out a few other insurance companies. Get a quotes on adding your significant other to your insurance. Some companies offer discounts for married couples, while others may offer breaks for multiple cars or safe driving records. You’ll want to be sure you are looking at the full picture.

Consider per-mile insurance: If you don’t drive a lot, pay-per-mile insurance could be a great fit for you and your partner. Low mileage drivers save on average $500 a year! You’ll also turn your car into a smart car with our driving app – where you can check your bill, learn about your trips and driving trends, and even diagnose check engine lights. Interested? Get a free quote here.

Consider your coverage: Do you need comprehensive and collision, or just liability? Not sure? Comprehensive coverage covers all incidents that aren’t considered “accidents” like weather or vandalism damage. Collision coverages covers your vehicle in the event of damage due to an accident. Liability insurance doesn’t cover your car, but covers damage to another person resulting in an accident you cause. Learn more about making the right coverage decision.

Congratulations to the newlyweds!

Road trip Inspiration: Beautiful Roads

When it comes to a summer road trip, it’s not just about the destination – it’s how you get there. From the original purple mountain majesties to towering skyscrapers, there are many roads worth traveling. Some of our favorites are listed here.

summer road trip

Avenue of the Giants: This 31 mile stretch of California 101 will take you right through the biggest trees in the world: the giant redwoods! Pro tip: Check out Hipcamp for a cool spot to stay overnight in the redwoods.

Bluebonnet trail: Nestled between Austin and Houston is the Bluebonnet trail, covered in wildflowers. Pro tip: Visit between March and May, when the bluebonnets are in full bloom.

The Road to Hana: The road to Hana is a 52 mile drive on the island of Maui from Kahului to Hana down winding roads and passing roadside fruit stands through tall trees and cliffside views. Pro tip: Once you reach Hana, grab lunch at Bruddah Hut BBQ. You won’t regret it.

Lake Shore Drive: With breath-taking views of Lake Michigan and towering skyscrapers, this is a must-drive if you’re taking a trip to Chicago. You’ll drive right past Soldier Field, Navy Pier, Lincoln Park Zoo and more. Pro tip: Stop for a famous Chicago hot dog (all the condiments, please!) or a deep dish pizza at Lou Malnati’s.

Blue Ridge Parkway connects Shenandoah National Park and Skyline Drive with the Great Smoky Mountains. With beautiful sunsets and mountain backgrounds, your jaw will hit the floor. Pro tip: Check out the Humpback rocks at the north end of the Blue Ridge Parkway.

If you find yourself mostly using your car for weekend trips, you could really benefit from Metromile pay-per-mile insurance. Metromile offers a road trip bonus, so you won’t be charged for any miles you drive above 250/day (150/day in certain states). Get a free quote here. Safe travels!

Avoiding Common City Parking Pitfalls

Circling block after block, being cut off for the spot you were waiting for, and finally paying $20 for a parking spot in a lot…we’ve all been there. Parking in the city isn’t for the faint of heart. However, digital advances have made city parking a little easier.

city parking

Hey, that’s my spot! Hoping to snag a spot on the cheap? SpotHero and ParkWhiz allow you to book a parking spot at a discount in advance, so you won’t have to circle the block or fight another car for a spot.

Two words: street sweeping. Honestly, who can keep track of where their car needs to be parked (or not parked) on a daily basis? The last thing you want to do when you get home from work is check the street signs and set an alarm on your phone to move your car in 23 hours. In Chicago, Los Angeles, San Francisco and San Diego, Metromile pay-per-mile car insurance customers receive street sweeping alerts to their smartphone, so they can avoid pesky tickets or worse, having their car towed.

Anyone have change? Stop looking under your seats for spare change to feed the meter. You can now pay the meter using an app like Parkmobile or PayByPhone.

Find your car. Parking in the city can mean a different spot each night. Trouble remembering where you last parked? Use Metromile’s car location tracker to find your car, and get walking instructions to get there! It’s even been used to recover stolen cars (knock on wood).

With Metromile’s pay-per-mile car insurance, not only can you find your car and get street sweeping alerts, you can also get the low-down on your trips and trends, fuel levels, car health and more. Plus, you could save a ton of money on car insurance! Get a free quote here.

Four Tips for Summer Road Trips

Summer is here, and adventure is calling your name. Whether you are celebrating 100 years of National Parks with a road trip to the Grand Canyon, heading to the beach to relax or driving to see your family, get to your destination easily with these trip tips.

summer road trip

Road trip ready: Make sure your car maintenance is up-to-date. You’ll want to check your tires (including your spare!) to ensure they look ready for a road trip – no bumps or bulges. You’ll also want to get an oil change if needed, and top off your washer fluid. If you have any concerns, swing by a mechanic who can give you the go-ahead for a road trip.

Survive & thrive: Pack your car with your favorite snacks, and throw in a car charger, extra keys, basic tools, and a first aid kit. Make sure you’ve got your license, registration, and insurance handy.

Let’s get digital: Arm your phone with these apps to make the most of your trip:

  • Airbnb: Find an apartment, cabin, or treehouse to stay in.
  • Roadtrippers: Locate unique roadside stops along your route.
  • Podcasts: Are you sick of listening to the top 50 on the radio? Tune into a podcast – you’ll be hooked!

Smart Car, Smart Trip: Metomile pay-per-mile insurance customers all have a smart car with the Metromile app. When on the road, the last thing you need to worry about is that pesky check engine light means. With Metromile, you can get a diagnosis of your car’s running condition, and if there are any issues, you can reach our in-house mechanic with the press of a button.

If you find yourself mostly using your car for road trips, you could benefit from Metromile pay-per-mile insurance. We even offer a road trip bonus! You won’t be charged for the miles you drive above 250 per day (150 in certain states). Get a free quote here. Safe travels!

Spending & Saving in the City

From new pop-up stores and great nightlife to job opportunities and historical landmarks, city living is exciting and exhilarating on a day-to-day basis. However, it can also be very expensive. Here are some easy ways you can save money, so you can enjoy city living without breaking the bank!

city driving

Create a budget. This may seem obvious, but take some time to look at your take-home pay and monthly expenses. By using a software like Mint, you can create savings goals, categorize expenses, and receive custom alerts when you are close to overspending.

Take public transportation, or opt into a bike-share service. The less you drive your car, the more you’ll save money on gas and car maintenance. If you switch to pay-per-mile insurance, you could save even more money because your bill is based on how much you drive. Read more here.

Walk to your local farmers’ market. Since farmers have more stock of in-season fruits and vegetables, they are able to sell them at a lower price. Bonus tip: if you prefer to buy organic, it’s often cheaper at a farmers’ market than at a grocery store.

Eat in (sometimes). Okay, okay. We know it’s fun to try the trendy new restaurants. You can still budget for a weekly dinner splurge, but spend more time in your kitchen. Plus, leftovers make a great lunch the next day!

Automate savings. Have your bank automatically move cash into your savings on payday. You won’t know it’s not there, so you won’t miss it!

Side hustle. With so many new modern conveniences and resource sharing services, you can side hustle on your time with ridesharing, dog walking, house cleaning and more. Or if you’re crafty, try your hand at selling your art on Etsy.

If you are interesting in saving on car insurance, Metromile could save you $500/year! Try getting a quote to see how much you could save.

How to Reduce Your Car’s Carbon Footprint

You probably already know that driving a car is not great for the environment. In fact, the EPA estimates that transportation is the second largest emitter of greenhouse gas. But for many of us, driving is a necessity and the most convenient way to get around. We totally get it, and luckily there are a few things you can do to reduce your car’s carbon footprint tire marks.

reduce_carbon_footprint

Follow the rules
Maintaining a steady speed doesn’t just help you avoid speeding tickets, it also helps you save on gas. Avoid sudden acceleration or deceleration, and use cruise control on the highway to keep your speed constant. Make sure to turn off your vehicle whenever you are parked — idling can waste a quarter to a half gallon of fuel per hour.

Keep your car healthy
This is something you’ll already want to do to maintain the value of your car and avoid any unnecessary repairs, but keeping your car healthy also helps reduce carbon emissions. Keep your tires properly inflated to improve your gas mileage by up to 3%. Make sure your engine is tuned, as some maintenance fixes (like fixing faulty oxygen sensors) can increase fuel efficiency by up to 40%.

Try a hybrid
If you are in the market for a new car, consider buying a hybrid or fuel-efficient vehicle. Even better, purchase a used fuel-efficient vehicle. These eco-friendly alternatives will not only save you money on gas, but also emit fewer carbon emissions. Here’s a list of what Kelly Blue Book considers the best fuel-efficient cars for under $25k.

Find a carpool
Did you know that a solo drive to work costs an average of $5,000 a year and that many people spend 250 hours alone in a car? Carpooling can be a great way to save thousands on tolls and gas, and also reduces your carbon footprint. Check out some of our favorite tips for finding a work carpool.

Switch to pay-per-mile insurance
If you find yourself driving less and carpooling/biking/taking the bus more, you could save a lot of money by switching to pay-per-mile insurance. We found that after customers switch to per-mile insurance, they reduce their driving by 6%. Not only does this mean a reduced bill, but if everyone reduced their driving by this amount, there would be 60 million metric tons less of carbon emissions emitted. Try getting a quick quote to see how much you could save!

Smart Driving: April Showers

April showers may bring May flowers…but it’s not easy driving in a rainstorm. Decreased visibility, slippery pavement and inclement weather create a dangerous environment for driving. Here are some tips to prepare you for smart driving on rainy days.

smart driving
Keep your car weather-ready: Be prepared for the rain by keeping your car in good condition with your regular check-up with a mechanic. They’ll make sure your tire tread is long enough for tough driving conditions and that your windshield wipers are ready for the weather.

Save cruise control for another day. You’ll want to have control to let off the speed immediately if you start to hydroplane.

Remember what you learned in driver’s ed? Keep both hands in a firm grip on the wheel to have stronger control.

Take it slow. No need to rush home in this weather. Give the vehicle in front of you some extra space, and slow your speed down to keep the vehicle in your control.

Stay away from road puddles. Even after the rain, avoid those large puddles – you can’t be sure how deep they are or how slippery the pavement is.

Hide distractions: There’s never a good time to check your phone while driving, but you definitely don’t want to have any temptations near you on a rainy trip. Stow your phone in your bag and put it in the back seat where you can’t access it. (More tips on combating distracting driving here)

Skip the rain boots: Keep a sensible pair of shoes in the car for driving. Stiff boots can make it more difficult to move and press down quickly on the pedals.

If you feel uneasy about driving in the rain, listen to your gut. Take a raincheck from your plans and stay home. Many drivers choose to stay off the roads during a snowstorm, but they often don’t see the danger of driving in a downpour. Can we recommend the Gene Kelly classic movie “Singing in the Rain” for your night in?

5 Ways Technology Makes Your Life Easier

New technology has made it easier (and cheaper) to tackle chores and daily pains – from a long commute to work to splitting a check between 10 people at dinner. Below are some of our favorite modern conveniences.

pay-per-mile insurance

  • Spring Cleaning: Is your laundry piling up? Try Washio or Rinse to have your laundry picked up, cleaned and delivered without a second thought. And if you need a deep clean or your furniture assembled, book a cleaner or handyman instantly with Handy.
  • Transportation: Not only can you request a car to your door via Uber or Lyft, you can also access personal driving data and trends from your phone! For pay-per-mile car insurance customers, Metromile has a free app that gives drivers access to their data such as trips and trends, fuel level, car location and car health. We even issue street sweeping alerts in select markets.
  • Pets: If you have a dog in a city, chances are you’ll need a walker to let your dog out during the day. Wag! Has dog walkers on-demand ready to walk your pup, and they’ll even deliver a free lockbox to your apartment.
  • Payment: With mobile payment apps such as Venmo and Apple Pay, you can pay or charge people with the click of the button. You can even pay for your groceries with your phone!
  • Meals: Options for food delivery are no longer limited to pizza and pad thai from the store next door, you can now have a fresh meal delivered to your door! If you’d like to cook the meal yourself, try Blue Apron who delivers recipes and exact amounts of ingredients to your door. But if you’d like a warm home-cooked meal at your door, check out Munchery.

If you find yourself using a ride-share to get to work, or putting more miles on your bike than car, pay-per-mile insurance might be the right modern convenience for you! Not only will you have access to your trip data, but you can view your bill in real time on the app. Learn more about Metromile’s pay-per-mile insurance offering here.

Smart Driving: Tips to Keep Your Eyes on The Road

Did you know that April is Distracted Driving Awareness Month? There is a time and place for Snapchatting your friends, but it’s not when you’re behind the wheel. With new and exciting technology, it has become more and more tempting to take your eyes off the road.

smart driving

While distracted driving comes in many forms, cell phone use is at the top. The below tips will help you keep your eyes on the road.

  1. Get clear on where you are going before you depart. Don’t wait until you are halfway down the block to set your destination address. Waze, a navigation app, can detect motion and confirms if the driver or passenger is the one using the phone.
  2. Put your phone in the backseat where you can’t reach it. If you think you’ll still be tempted to reach around, turn off your sound and notifications so you won’t feel the digital pull. Even better, turn your phone off!
  3. Download DriveMode from AT&T. When enabled, you can customize an auto-reply that will respond to all incoming messages.
  4. Ask passengers to respond to any texts you’re worried about missing.
  5. Don’t rely on Bluetooth and voice commands. These commands can still be distracting and take your attention off the road.

Drivers aren’t just “texting and driving anymore,” they are distracted by every smart aspect of their phone. Don’t put yourself in danger either – speak up if you’re in the car with someone who is distracted while driving. Safe travels!

Tax 101: Know Your Car-related Tax Write-offs

Everyone dreads this time of year…tax season. But programs like Turbo Tax and H&R Block make doing your taxes a lot easier, and even look for deductions you might otherwise miss. For example, do you know all the write-offs available when it comes to owning a car? See below for a list of potential deductions, and be sure to check with your accountant or tax program to see if you are eligible for anything else.

tax write-offs

If you…

  • Use your car exclusively for business purposes, you can write-off expenses like lease, registration fees, gas, oil, repairs, insurance, tolls and parking.
  • Occasionally use your personal car for business, such as driving to a separate work destination or if you are temporarily reassigned to a location further away, you can write-off your mileage.
  • Babysit or do other odd jobs, you can deduct those miles.
  • Attend professional development workshops or are job searching, you can write-off your mileage to those destinations.
  • Volunteer, transportation expenses are considered charitable donations and may be deducted from your income taxes.

To our dismay, traffic tickets are never deductible. But, if you’re looking to save even more money on car expenses, check out our per-mile car insurance. Get a free quote here.