There’s a lot to take into consideration when something major happens in your life (like buying a house or getting married), but did you know that this can affect your car insurance policy? It’s important to ensure you are getting the right insurance coverage for your car at a good price. If you are considering switching your car insurance, we’ve gathered 4 easy steps to start the search.
Define your insurance needs: Why do you want to switch? What are you looking to add, or remove, from your current policy? Start shopping around and make sure the company you are interested in is offering a policy or add-on to meet your needs.
Compare: If you want to get quotes from multiple insurance companies, try a comparison site like Compare.com. Make sure to understand what is covered by each policy in order to accurately measure the different companies.
Ask questions: Liability, comprehensive, collision… these terms can be confusing! Ask questions to make sure you are getting the right coverage for you. Be sure to read reviews of the insurer you want to switch to. You’ll want to pay special attention to their customer service, since that will be key if you need to file a claim or have any questions. You’ll also want to confirm if there is a cancellation fee for early termination fees on your current policy. At Metromile, we have many levels of coverage to choose from, and our helpful agents are always happy to answer any questions you may have. We also don’t charge cancellation fees!
Make the switch: When cancelling your current policy and adding your new one, make sure there won’t be any gap in car insurance. The day your old insurance ends should be the day your new policy comes into effect. Print your new insurance card and place it in the glove box, and you’re ready to drive off!
If you don’t drive often and are looking to save money on car insurance, check out Metromile. You can learn more and get a free quote here. For more information on selecting insurance coverage, check out our post on insurance coverage.