Your bill is due, and your card will be charged, two days (four days in NJ) after your billing date each month. The billing date is the day your bill is sent to you, and is usually 1-2 days after the end of your billing cycle. Your cycle begins on your effective date and ends the day before that same numerical day each month. For example, if your effective date is July 5th, then your next bill will cover July 5th to August 4th. The next cycle will begin on August 5th. The billing date would be approximately August 6th, and payment will be due two days later, on August 8th. Due to the different amount of days in each month, your billing statement can include between 28 and 31 days of base rate.