How I Saved Over $700 with Metromile

Creating fiercely loyal customers means the world to us. Susan G. has been a part of the Metromile family since August of 2015 (right when we launched in Pennsylvania) and has been providing amazing feedback on Twitter ever since. Here is her story.


Metromile first sparked my interest because of the savings! I am a very low mileage driver and was tired of paying over $1,000 a year for a car that I rarely used. I was with my previous company for over 30 years and begged them to give me a lower rate. They refused to budge, so I jumped at the chance to join Metromile. I had originally just Googled pay-per-mile insurance and was even aware of Metromile before the launch in PA. I put my name on wait-list and was notified right when Metromile offered coverage in PA. I then immediately made the switch to pay-per-mile.


I have had a wonderful experience so far with Metromile. There have been no billing problems and the smart driving app is great because it tells me exactly where my car is parked (in case I forget where it is in a parking garage)! It is reassuring that if my car was ever stolen, I could track it down. I am saving $780 dollars a year! Since, joining Metromile, I have been able to increase my charitable giving. I do not live paycheck to paycheck, but I know that saving money on car insurance makes keeping my car worthwhile. I was thinking of selling my car, but Metromile made it cost effective to keep it.

New Ways to Save Money in 2017

One of the top resolutions each year is saving money. Maybe you are saving for a big purchase like a new home or car, or just hoping to be more financially responsible this year. With a few small changes to daily habits, you can really make a difference in your bank account. Here are easy to do tips and tricks that you can do to save more in 2017.


  • Start by brewing your own coffee at home instead of racking up the Starbucks points. There are lots of tricks to creating the perfect brew at home like grinding your own whole beans or using a french press for cold brews. If you’re still in a hurry and a coffee stop is a must, Instead of ordering your favorite go-to tall, nonfat latte with caramel drizzle, try switching to tea or black coffee. Without all those extra add-ons, the price will go way down and will also help you kickstart a healthier habit.
  • Pack that healthy lunch for work instead of dining out all the time will help to add a few extra dollars to your savings. Consider making a bigger dinner the night before so you can bring leftovers for lunch or make yourself a sandwich or a salad so you can just grab and go in the morning. A big trend right now is growing your own garden with fruit and vegetables. Even more reason to buy fewer groceries and also live a healthy lifestyle! If you dine out for lunch socially, set up designated days on your calendar for when you can go out for food or drinks so you can plan ahead for the expense.
  • Find a carpool buddy and rotate days you drive to and from work. There are lots of easy ways to find a work carpool including apps like Scoop and Hitch A Ride. Or be adventurous and try UberPool, where you share a ride with others on your way to your destination. You can always try taking the bus, walking, or biking instead, too. Put the money you would have spent on gas each week into savings and watch your bank account grow!


Go on a Low Carbon Diet by Driving Less


California governor Jerry Brown recently ordered the most aggressive carbon emission cut goal in the US. He is aiming to cut carbon emissions by 40% below 1990 levels by 2030, matching a target set by the EU. This should have a significant impact on the US’s overarching goal, which is to reduce emissions by 26-28% below 2005 levels by 2025. Some higher level initiatives include deriving electricity from renewable sources and reducing petroleum usage in cars and trucks, but there is plenty you can personally do to make a difference, California resident or not. So what does a “low carbon diet” entail?

Reduce Carbon Emissions

More biking and public transit: Warmer weather is here, so ride your bike or walk in order to avoid carbon emissions completely. Carpooling and public transportation also drastically reduces your carbon footprint by spreading fuel usage across multiple riders. If you are a pay-per-mile insurance customer with Metromile, this will also save you tons of money!

Smarter driving: There are times when biking won’t cut it, like when you go on a weekend road trip or a big grocery run. Luckily there are a few hacks that will reduce your carbon footprint when you do have to drive. Keep a light foot on the gas pedal. Speeding wastes gas and money, and also increases your carbon footprint. In fact, take your foot off the pedal completely. Cruise control also helps reduce CO2 emissions while driving and makes the trip a little more enjoyable.

Less baggage: The heavier your car, the more fuel you burn and CO2 you emit. This is why we like to follow the “less is more” rule of thumb when packing. If you do need to carry bikes or snow gear, get a hitch mounted rack. Car top carriers not only cost more, but also increase aerodynamic drag and decrease fuel economy.

Optimized routes: Being stuck in traffic wastes gas and creates unnecessary CO2. It also likely doesn’t fit into your busy schedule. Check out our recent blog post about how to beat traffic. And when you are out and about, combine errands to reduce the number of trips you make.

A great side effect of the low carbon diet is saving money. With Metromile’s affordable car insurance, you only get charged for the miles you drive. The bottom line? Drive less and you can save money (and the environment). If you aren’t already a customer learn how much you could save!