Owning a car is liberating, but it can also try your patience. Since we’re all about making car ownership as easy as possible, we recently ran a survey to uncover the habits and headaches of Illinois drivers (one of the states where Metromile offers per-mile insurance). We hope to use these insights to guide future innovations, and maybe these stats will encourage drivers to drive a little less and walk (or bike) a little more!
Of the 500 people that responded, more than 62% commute less than 20 miles by car per day, with nearly 30% commuting less than five miles per day. Despite the low daily mileage, 36% said that what bothers them the most about driving a car in Illinois is traffic and congestion.
According to TomTom data, Chicago is one of the top 10 US cities with the most congestion, with a 27% increase in overall travel time compared to driving without any traffic. There is a 43% increase in time traveled during the morning commute and a 59% increase in the evening, which explains why Illinois drivers are so frustrated with the traffic they face in such a short commute. In 2014, the average commuter spent an extra 100 hours traveling during rush hour alone. That could have been one awesome long weekend!
We also found that the costs of driving and car ownership are frustrating. 25% stated that gas prices were one of the biggest problems associated with car ownership, and another 10% don’t like the cost of parking and parking tickets.
This is where per-mile insurance comes in. We’re learning that Illinois car insurance customers who pay-per-mile actually drive less (more on that soon!). Fewer cars on the road results in fewer traffic back-ups and ultimately fewer accidents. It also means paying for gas less frequently, and probably fewer parking tickets. Plus, when your monthly bill is based on miles driven, if you drive less then you will pay less! You can learn more about how per-mile insurance works here.