Illinois drivers save with pay per mile car insurance
Customize your coverage options
Connect your car with our secure device to count your miles
Start saving with a low monthly base rate plus a few cents per mile
What Illinois customers say
“Fantastic customer experience top to bottom. Extremely impressed and have referenced it as a best-in-class example of customer-centric design.”
“I have been a customer for probably 5-6 years and have been more than pleased. Never had a claim problem, paid out in a timely manner.”
“Literally half the price for the same amount of coverage. Plus, I’ll never forget where I parked my car again… Five stars.”
“I saved $288 over the last 12 months compared to my previous insurer. Same coverage and very professional service. You rock.”
“My wife and I are both retired. The low monthly rate and paying per mile is ideal for us. I pay only about $10 per month and 1.7 cents per mile.“
“I have Metromile and save an average of $30/month on my premiums for the same coverage.“
Illinois, we’ve got you covered
We offer flexible coverage options for Illinois that you can customize to meet your needs.
Accidents with another vehicle, a fixed object, motorists, and more.
Coverage for things that are out of your control like weather, animals, and theft.
Roadside assistance, glass repair, and 24/7 support from our claims team.
State Requirements in Illinois
For more information, please visit the Help Center.
What are the state minimum requirements in Illinois?
- $25,000 per person and $50,000 per accident in bodily injury liability coverage
- $20,000 in property damage liability coverage
- $25,000 per person and $50,000 per accident in uninsured motorist bodily injury coverage
What coverage options do you offer?
Even though you can pay less with pay-per-mile insurance, you’ll still have the same great coverage that you’re used to. We offer four different levels of liability protection as well as choices for your comprehensive and collision deductibles. Please keep in mind that financing and leasing companies may have their own coverage requirements, so please verify before choosing your coverage limits.
Can I still get the same coverage options?
Yes! You’ll still have the same amazing coverage that you are used to, with various deductibles and optional comp & collision coverage.
Do you offer full coverage?
We offer four different levels of liability protection as well as choices for your comprehensive and collision deductibles. Please keep in mind that financing and leasing companies may have their own coverage requirements, so please verify before choosing your coverage limits.
An app that puts you in control
You can view your trips, understand your car’s health, avoid tickets with street sweeping alerts (available only in select cities), and find your lost or stolen car, all from the Metromile app.
Plus, we have a 92% stolen car return rate.