New Jersey drivers save with pay per mile car insurance
Customize your coverage options
Connect your car with our secure device to count your miles
Start saving with a low monthly base rate plus a few cents per mile
What New Jersey customers say
“After finding Metromile, not only do I save over $120 a month, but the simplicity of Metromile is just superb.“
“Best insurance I’ve had thus far. My car died on the highway, and they were there for me in under 30 minutes. Super supportive when needed to help with my car.”
“Rates have been very affordable and customer service has always been very responsive and helpful.“
“I highly recommend Metromile. This is an auto insurance breakthrough. I have saved $55 a month.“
“Amazing rates and super quick response to emails! The agent helping me was amazing. Won’t go with anyone else ever again.”
“I don’t go out regularly now, with my wife being retired too. I don’t need to pay when I don’t use it. I love it.“
New Jersey, we’ve got you covered
We offer flexible coverage options that you can customize to meet your needs.
Accidents with another vehicle, a fixed object, motorists, and more.
Coverage for things that are out of your control like weather, animals, and theft.
Roadside assistance, glass repair, and 24/7 support from our claims team.
State Requirements in New Jersey
For more information, please visit the Help Center.
What are the state minimum requirements in New Jersey?
- $15,000 per person and $30,000 per accident in bodily injury liability coverage
- $5,000 in property damage liability coverage
- $15,000 per person or accident in uninsured motorist bodily injury coverage
- $15,000 in personal injury protection
What coverage options do you offer?
Even though you can pay less with pay-per-mile insurance, you’ll still have the same great coverage that you’re used to. We offer four different levels of liability protection as well as choices for your comprehensive and collision deductibles. Please keep in mind that financing and leasing companies may have their own coverage requirements, so please verify before choosing your coverage limits.
Can I still get the same coverage options?
Yes! You’ll still have the same amazing coverage that you are used to, with various deductibles and optional comp & collision coverage.
Do you offer full coverage?
We offer four different levels of liability protection as well as choices for your comprehensive and collision deductibles. Please keep in mind that financing and leasing companies may have their own coverage requirements, so please verify before choosing your coverage limits.
An app that puts you in control
You can view your trips, understand your car’s health, avoid tickets with street sweeping alerts (available only in select cities), and find your lost or stolen car, all from the Metromile app.
Plus, we have a 92% stolen car return rate.