New Jersey Car Insurance for Low Mileage Drivers

Driving in New Jersey is pricey (it’s the fifth most expensive state to own a car), but we’re here to put an end to that. Metromile brings the first and only pay-per-mile car insurance offering to New Jersey, so if you don’t drive much, you likely won’t pay much for car insurance. On average, we are saving low mileage drivers $500 per year!

How Does it Work?

Your monthly bill is comprised of a per-mile rate, which is usually just cents per mile, and a low monthly base rate. And don’t worry about taking trips to Atlantic City (when the weather warms up, of course). We have a daily mileage cap, so you won’t be charged over 150 miles each day, but will still be totally covered the entire time. To measure exact mileage, we use a device called the Pulse that plugs into the OBD-II port of your car (typically located below your dash). The Pulse also sends valuable insights to our smart driving app, so you can monitor your car’s health, view trip details and even locate a missing car.

In the event that you get into an accident, we’ve got your back. We are available 24/7 to assist with everything from roadside assistance to accident claims. Once your claim is filed, you will be assigned a customer experience advocate to track your progress and help you through any questions you might have, from understanding what’s going on to the timing of claims resolution.

So what are you waiting for? Get a quick, free quote now and see how much you could save.