The Benefits of Pay-per-mile Insurance

Usage-based insurance is becoming increasingly popular, but Metromile’s pay-per-mile insurance offering is truly revolutionary. If you drive less than 200 miles per week (which happens to be 65% of the US), then per-mile insurance could be an affordable alternative to your current insurance. Here are some of the reasons why pay-per-mile insurance fits your needs.


Significant savings
On average, we are saving our low-mileage customers who switch from companies like Progressive and Geico over $500 each year! Most insurance companies don’t offer significant savings for low-mileage drivers because they subsidize the small percentage that drives a lot, but we’re all for a fairer car insurance. With Metromile, your monthly bill is based on miles you actually drive. Unlike other usage-based programs, we only measure miles and not driving behavior.

Real people, real support
Our reliable claims service is available 24/7 to assist with everything from accidents, roadside assistance and glass repair. Once you file a claim, you will be matched with a dedicated Metromile customer experience advocate who ensures the claims process runs smoothly, and can answer any questions you may have.

Complete coverage
Even though you’re paying less, you will still have the same amazing coverage that you are used to with many different coverage levels to suit your needs, including liability, comprehensive and collision coverage. We’re backed by the National General Insurance Group, a company with $2 billion in assets and a rating of “excellent” from A.M. Best.

Hassle-free driving
All customers have access to our smart driving app for free, which includes useful features like street sweeping alerts, trip overviews, a car locator and check engine light decoder. No other insurance company offers an app with useful features like these!

Worry-free road trips
We don’t want to stop you from hitting the open road, which is why we give all customers a road trip bonus. You won’t be charged for driving over 250 miles a day (150 in New Jersey) and will still be covered the entire time.

So what are you waiting for? Get a quick, free quote and see how much you could save with Metromile now.