How does pay-per-mile insurance work

How does pay-per-mile insurance work

Pay-per-mile insurance customizes your rate based on your driving habits. If you drive less, you should pay less.
Traditional Car Insurance

Traditional auto insurance is unfair to most consumers leaving 65% of drivers overpaying for auto insurance.

Pay-Per-Mile Car Insurance

With Metromile, your rate is based on your actual driving habits. Our customers save 47% on average compared to what they were paying their previous auto insurer.

How does it work?

Saving with us is simple

Other companies can base your rates on age, credit score, zip code. We consider real time data like the miles you drive.

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How Much Can I Save?

On average, our customers save $741/yr*

If you drive less than 10,000 miles a year (average 27 miles a day) you can save big with pay per mile insurance. And, in some states, we offer additional discounts for things like insuring multiple cars, installing an anti-theft device, or being a safe driver.

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Who Saves The Most?

Drivers just like you are saving more

Many Americans are low mileage drivers without even realizing it. Here are just a few of the many kinds of drivers who benefit from pay per mile car insurance. Chances are you would, too!

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What Metromile customers say

“I have Metromile and save an average of $30/month on my premiums for the same coverage that I had with @GEICO.”

Richard D.

“If you’re one of the few lucky enough to work from home during COVID & you’re not using Metromile, you’re really missing out. I’m literally saving $100+ per month…

Ernest O.

Excellent service, excellent support. Easy to use application and website. Much easier to deal with than any prior insurance company I have ever used.”

Karl M.