By real Metromile customers.

How per-mile insurance works

With pay-per-mile insurance you pay a low monthly base rate plus a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate. Just like with other insurance companies, several factors can influence your rate, including age, type of vehicle, and driver history.

Per-mile rate
500 miles driven x 3.2¢ per mile

Base rate
Flat monthly rate

Monthly total
Base rate + per-mile rate

You don’t have to wait for your current term to expire.

Try it risk free—we don’t charge cancellation fees.

Personalized quote in just 2 minutes.