With pay-per-mile insurance you pay a low monthly base rate plus a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate. Just like with other insurance companies, several factors can influence your rate, including age, type of vehicle, and driver history.
500 miles driven x 3.2¢ per mile
Flat monthly rate
Base rate + per-mile rate
Rates vary with driver
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