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How Washington State Drivers Can Save on Auto Insurance

Drivers in Washington state could save with Metromile’s pay-per-mile auto insurance.

Whether you live in Seattle, Spokane, Vancouver, or Walla Walla or closer to Canada or the Olympic Mountains, chances are you could get more from your car insurance coverage.

Washington state drivers can save with pay-per-mile auto insurance and keep the same or better coverage.

How to save on auto insurance in Washington state

More than 124 million Americans, including many Washington state drivers, could be paying too much for auto insurance because they do not pay per mile.

Pay-per-mile auto insurance, sometimes called “pay as you go” or “pay as you drive” auto insurance, is based on your actual driving. It can be fairer because it focuses on how far you drive, which gives you control over how much you want to pay.

Savings can be substantial and add up fast. According to a recent survey of new customers who saved with Metromile, drivers can save as much as $947 a year in savings.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

You can find out whether pay-per-mile auto insurance is right for you for free.

Metromile’s Ride Along™ helps drivers get a more accurate rate and understand whether they could save with pay-per-mile car insurance before they buy.

Washington state drivers can download the Metromile app and drive with us. Metromile observes your actual driving for about two weeks, including how many miles you drive, to show you your rate.

Washington state drivers can earn additional auto insurance discounts.

Senior drivers can save on auto insurance with Metromile in recognition of their mature driving practices. Metromile customers who insure multiple cars on the same policy or install safety equipment or features in their cars could also earn discounts.

How are auto insurance rates determined in Washington state?

Insurers in Washington state consider different factors when setting auto insurance rates. Some of the most common factors include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

Don’t forget to shop around for auto insurance regularly because rates can change over time.

Pay-per-mile auto insurance can be fairer because it helps drivers control their costs. Metromile customers’ bills update in almost real time because they pay per mile.

Metromile charges a base rate and a per-mile rate, usually just a few cents for each mile driven, each month. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in Washington state?

Making sure you have the right amount of car insurance is important. This is why Metromile provides flexible coverage options, which can be customized for every driver’s needs or lifestyle.

Washington state minimum requirements for car insurance are $25,000 per person and $50,000 per accident in bodily injury liability coverage and $10,000 in property damage liability coverage. 

Many drivers in Washington state pick higher limits or add comprehensive and collision coverage for extra peace of mind.

The bottom line

There are many ways to save on car insurance, and many Washington state drivers choose Metromile.

Many drivers are low-mileage drivers, and we’re proud to support our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S.

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

How Virginia Drivers Can Save on Auto Insurance

Whether you live in Norfolk, Richmond, or Roanoke or closer to Appalachia, the Blue Ridge Mountains, or near Washington, D.C., chances are you could get more from your car insurance coverage.

Virginia drivers can save with pay-per-mile auto insurance while keeping the same or better coverage.

How to save on auto insurance in Virginia

More than 124 million Americans, including many Virginia drivers, could be overpaying for car insurance because they do not pay per mile.

Savings can quickly add up with pay-per-mile auto insurance. According to a recent survey of new customers who saved with Metromile, drivers can save as much as $947 a year.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

Pay-per-mile auto insurance, sometimes called “pay as you go” or “pay as you drive” auto insurance, is based on how far you drive. Because it focuses on your actual driving, it can be fairer and give you control over how much you want to pay for auto insurance.

It is free to find out whether Metromile and pay-per-mile auto insurance is right for you.

Metromile’s Ride Along™ helps drivers get a more accurate rate and understand whether they could save with pay-per-mile car insurance before they buy.

Virginia drivers can download the Metromile app and drive with us. Metromile observes your actual driving for about two weeks, including how many miles you drive, to show you your rate.

In Virginia, additional discounts are available. 

Metromile customers who choose to cover multiple cars on the same policy or install safety equipment or features in their cars could earn a lower rate. Senior drivers can save on auto insurance in recognition of their safer and mature driving practices.

How are auto insurance rates determined in Virginia?

Insurance companies in Virginia consider many factors when setting rates. Some of the most common include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

Don’t forget to shop around for auto insurance regularly. Rates can change over time.

Pay-per-mile auto insurance can be fairer because it helps drivers control costs. Metromile customers’ bills update in almost real time because they pay per mile.

Metromile charges a base rate and a per-mile rate, usually just a few cents for each mile driven, each month. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in Virginia?

Making sure you have the right amount of car insurance is important for every driver. This is why Metromile provides flexible coverage options, which can be customized for any lifestyle.

Virginia state minimum requirements for car insurance are $25,000 per person and $50,000 per accident in bodily injury liability coverage, $20,000 in property damage liability coverage, $25,000 per person and $50,000 per accident in uninsured motorist bodily injury coverage, and $20,000 per accident with a $200 deductible in uninsured property damage coverage. 

In Virginia, many drivers choose higher limits or add comprehensive and collision coverage for extra peace of mind.

The bottom line

There are many ways to save on car insurance, and many Virginia drivers choose Metromile.

Many drivers are low-mileage drivers, and we’re proud to support our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S.

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

How Pennsylvania Drivers Can Save on Auto Insurance

Whether you live in Easton, Philadelphia, Pittsburgh, or Somerset or closer to Lake Erie or Mount Davis, chances are you could get more from your car insurance coverage.

Pennsylvania drivers can save with pay-per-mile auto insurance and keep the same or better coverage.

How to save on auto insurance in Pennsylvania

More than 124 million Americans, including many Pennsylvania drivers, could be overpaying for car insurance because of one mistake: they do not pay per mile.

Fortunately, “pay as you drive” and “pay as you go” insurance can give you control over how much you want to pay for auto insurance. These pay-per-mile auto insurance policies are based on how far you drive, using your actual driving.

Drivers can save a lot of money. According to a recent survey of new customers who saved with Metromile, drivers could save as much as $947 a year.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

Drivers can learn whether Metromile and pay-per-mile auto insurance is right for them for free.

Metromile’s Ride Along™ helps drivers get a more accurate rate and understand whether they could save with pay-per-mile car insurance before they buy.

Pennsylvania drivers can download the Metromile app to try pay-per-mile auto insurance. Metromile observes your actual driving for about two weeks, including how many miles you drive, to show you your rate.

Pennsylvania drivers can earn more auto insurance discounts. 

Metromile customers who install safety equipment or features in their cars or insure multiple cars on the same policy could earn a lower rate. Senior drivers can also save on auto insurance in recognition of their safer and mature driving practices.

How are auto insurance rates determined in Pennsylvania?

Insurance companies in Pennsylvania consider many factors when setting rates. Some of the most common include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

Consider shopping around for auto insurance regularly. Rates can change over time, so it is important to stay current.

Pay-per-mile auto insurance can be fairer because it helps drivers control costs. Metromile customers’ bills update in almost real time because they pay per mile.

Metromile charges a base rate and a per-mile rate each month, usually just a few cents for each mile driven. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in Pennsylvania?

Making sure you have the right amount of car insurance is important for every driver. This is why Metromile provides flexible coverage options, which can be customized for extra peace of mind.

Pennsylvania state minimum requirements for car insurance are $15,000 per person and $30,000 per accident in bodily injury liability coverage, $5,000 in property damage liability coverage, and $5,000 in first-party medical benefits coverage.

In Pennsylvania, many drivers choose higher limits or add comprehensive and collision coverage.

The bottom line

There are many ways to save on car insurance, and many Pennsylvania drivers choose Metromile.

Many drivers are low-mileage drivers, and we’re proud to support our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S.

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

Welcoming Ryan Graves to the Metromile Community

Ryan Graves, a member of Uber’s founding team, invested in Metromile and will join the board of directors. He shares why he invested in Metromile and the opportunities he sees ahead.

We started Metromile to create digital insurance for an increasingly digital world. We believe that auto insurance doesn’t work for many people: It overcharges 65% of drivers unfairly and isn’t customer-centric or adaptive to how people actually get around.

Ryan Graves, a member of Uber’s founding team, will be joining Metromile’s board of directors following the closing of their business combination with INSU Acquisition Corp. II for the same reason. 

Ryan, who worked at Uber from its founding through its IPO, most notably as senior vice president of global operations, is the founder and CEO of Saltwater, an investment company focused on long-term growth and partnership. In addition to joining Metromile’s board, he invested in the company, alongside Chamath Palihapitiya’s Social Capital, Mark Cuban, and leading institutional investors.

We asked Ryan why he decided to join the Metromile community and the opportunities he sees ahead.

How did you hear about Metromile?

I’ve known about Metromile since my Uber days. I remember thinking: “Well, that’s a no brainer.” As the world has become increasingly dependent on data, I believe this transition has become even more obvious.

When I started investing, I picked up the 1968 Berkshire Hathaway shareholder letter, and I read every letter through 2017. I feel like I got this general education in the insurance business and a healthy alternative to the venture investment approach. It just landed. The way the value-oriented investor looks at a company and how Berkshire Hathaway establishes relationships with its operators just felt more like me. It’s quite fulfilling to be a partner and coach in those relationships and support incredible leaders. 

I’m focused on how to use business and the investments that I make to be a platform for more than returns — to have an impact — and that’s why I leaned into Metromile.

Why did you choose to invest in insurance and Metromile specifically?

Insurance is a foundational financial tool in someone’s life. It can prevent bad scenarios and create opportunities.

We learned in 2020 that the world is unpredictable, and auto insurance is necessary to manage the risk that can take away opportunities, but it’s also an overhanging cost for many people. I saw this when we started Uber. In the old taxi model, a driver starts the week or month in the hole, and they’re working a certain number of hours just to break-even. They might only be making money for their work for 30% or 40% of their time driving.

Insurance is similar: Without pay-per-mile auto insurance, a driver might pay hundreds of dollars per month with flat-rate insurance before they even use their car. This is why I see Metromile as a tool to unlock financial freedoms for so many people.

What opportunities do you think are available in the insurance industry?

There’s certainly opportunity in the future of transportation. We all know that businesses grounded in technology and data science will be better positioned than the others. Metromile has that foundation, and I believe, is in a position to support the transition to an autonomous world rather than fight it. 

Metromile understands that no two miles driven are alike. That’s fascinating to me. We can support the broadest range of autonomous driving and vehicles with more safety features. We can partner with car manufacturers who deliver this technology in contrast to incumbent insurance companies who might block progress in their self-interest. Fortunately, I’m very comfortable pushing back against incumbents.

I am also familiar with the telematics world through another investment and have found many great uses for the technology. It’s wild to me that many of us have an asset worth thousands of dollars, and it doesn’t have a kind of “find my phone” feature — that in and of itself is another no brainer. Another selling point for having connected insurance is just the awareness of where your vehicle is.

There’s immediate value in sharing data with Metromile — real value in dollars saved, unlike sharing data with big social media companies, where the value isn’t at all clear and may have detrimental societal impact, that is, if you’re a fan of democracy.

What are you most excited about for Metromile?

In my research and due diligence, I understand this number one thing about the industry: In insurance, growth is easy, but profit is hard. It all comes down to discipline.

When considering an investment, I like to flesh out how a company’s management team is wired. Are they “growth-at-all-cost” or timid and afraid of change? What are their incentives? I believe Metromile’s leadership team has the right balance of a growth mindset and the long-term view necessary for disciplined growth.

Metromile is a very long-term investment for me. Metromile focuses deeply on building substantive technology, customer service you can count on, and reinforcement of risk management discipline. It struck me that there is no way this business won’t be a beast in 10 years if they continue on this path. I don’t think people appreciate the size of the opportunity ahead for Metromile just yet, and that’s when I like to invest.

I came up in Uber, a hyper disruptive tech company, and as an investor, I started with the school of Warren Buffett and Charlie Munger. What I found in Metromile is the discipline of Berkshire Hathaway and the disruption of Uber, and that’s why I’m pumped to join this team. This combination of disruption through technology and a discipline through operations will certainly deliver a winner over the long haul. 

Ryan Graves is the founder and CEO of Saltwater, his family office, incubation, and investment company. He serves on the boards of directors of charity:water, Pachama, Inc., and Fort Point Beer. Formerly, he served as a board director and the senior vice president of global operations at Uber Technologies Inc. from its founding to IPO. Graves was the first CEO and a member of Uber’s founding team.

How New Jersey Drivers Can Save on Auto Insurance

Whether you live in Camden, Newark, or Jersey City or closer to the Kittatinny Mountains or the Shore, chances are you could get more from your car insurance coverage.

Pay-per-mile auto insurance can help New Jersey drivers save money while keeping the same or better coverage.

How to save on auto insurance in New Jersey

Many New Jersey drivers could be overpaying for auto insurance because they do not pay per mile. More than 124 million Americans could be overpaying already.

A good way to save is pay-per-mile auto insurance. These “pay as you go” or “pay as you drive” auto insurance policies are based on how far you drive. Because it focuses on your actual driving, it can be fairer and give you more control over how much you want to pay for auto insurance.

Savings can be considerable for drivers. It is common for drivers to save as much as $947 a year, according to a recent survey of new customers who saved with Metromile.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

You can find out whether Metromile and pay-per-mile auto insurance is right for you for free.

Metromile’s Ride Along™ helps drivers get a more accurate rate before they buy. Taking this step can help you understand whether you could save with pay-per-mile car insurance.

New Jersey drivers can download the Metromile app and drive with us for about two weeks. Metromile observes your actual driving, including how many miles you drive, to show you your rate.

There are also additional auto insurance discounts available for New Jersey drivers.

Metromile customers can install safety equipment or features in their cars to earn a lower rate. Drivers who insure multiple cars on the same policy can also save. Senior drivers can save on auto insurance in recognition of their safer and mature driving practices.

How are auto insurance rates determined in New Jersey?

Insurance companies in New Jersey consider many factors when setting rates. Some of the most common include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

Auto insurance rates can change over time, so it is important to shop around regularly. 

Drivers can control their costs with pay-per-mile auto insurance. Metromile customers’ bills update in almost real time because they pay per mile, which can be fairer for drivers.

Metromile charges a base rate and a per-mile rate, usually just a few cents for each mile driven, each month. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in New Jersey?

Making sure you have the right amount of car insurance is important. This is why Metromile provides flexible coverage options, which can be customized for every driver’s needs.

New Jersey state minimum requirements for car insurance are $15,000 per person and $30,000 per accident in bodily injury liability coverage, $5,000 in property damage liability coverage, $15,000 per person or accident in uninsured motorist bodily injury coverage, and $15,000 in personal injury protection. 

It is common for many New Jersey drivers to add comprehensive and collision coverage or choose higher limits for extra peace of mind.

The bottom line

There are many ways to save on car insurance, and many New Jersey drivers choose Metromile.

Many drivers are low-mileage drivers, and we’re proud to support our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S.

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

How Oregon Drivers Can Save on Auto Insurance

Whether you live in Eugene, Medford, or Portland or closer to Klamath Falls or the Wallowa Mountains, chances are you could get more from your car insurance coverage.

Oregon drivers can keep the same or better coverage while saving with pay-per-mile auto insurance.

How to save on auto insurance in Oregon

More than 124 million Americans could be overpaying for car insurance because they do not pay per mile, and this includes many Oregon drivers.

Pay-per-mile auto insurance, also known as “pay as you go” or “pay as you drive” auto insurance, is based on how far you drive. The result is more control for drivers over how much they pay for car insurance.

Drivers can save as much as $947 a year on auto insurance, according to a recent survey of new customers who saved with Metromile.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

It’s free to find out whether Metromile and pay-per-mile auto insurance is right for you.

Metromile’s Ride Along™ helps drivers get a more accurate rate and understand whether they could save with pay-per-mile car insurance before they buy.

Oregon drivers can download the Metromile app and drive with us for about two weeks. Metromile observes your actual driving, including how many miles you drive, to show you your rate. In Oregon, eligible drivers can save up to 40% on their initial quote with their safe driving — it’s another way drivers can save with Metromile.

Oregon drivers can earn additional discounts. 

Senior drivers can save on auto insurance because of their safer and mature driving practices. Many Metromile customers also insure multiple cars on the same policy or install safety equipment or features in their cars to earn an even lower rate. 

How are auto insurance rates determined in Oregon?

Insurance companies in Oregon consider many factors when setting rates. Some of the most common include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

Don’t forget: Auto insurance rates can change over time. It is a good idea to shop around to find your best rate.

Metromile pay-per-mile auto insurance can be fairer because it helps drivers control costs. Metromile customers’ bills update in almost real time because they pay per mile.

Each month, Metromile charges a base rate and a per-mile rate, usually just a few cents for each mile driven. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in Oregon?

Making sure you have the right amount of car insurance is important. This is why Metromile provides flexible coverage options, which can be customized for every driver’s needs.

Oregon state minimum requirements for car insurance are $25,000 per person and $50,000 per accident in bodily injury liability coverage, $20,000 in property damage liability coverage, $25,00 per person and $50,000 per accident in uninsured motorist bodily injury coverage, and $15,000 in personal injury protection. 

In Oregon, many drivers pick higher limits or add comprehensive and collision coverage.

The bottom line

There are many ways to save on car insurance, and many Oregon drivers choose Metromile.

Many drivers are low-mileage drivers, and we’re proud to support our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S.

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

How Illinois Drivers Can Save on Auto Insurance

Drivers in Illinois could save with Metromile’s pay-per-mile auto insurance.

Whether you live in Chicago, Peoria, or Springfield or closer to the Ohio River, chances are you could get more from your car insurance coverage.

Illinois drivers can save with pay-per-mile auto insurance and keep the same or better coverage.

How to save on auto insurance in Illinois

It’s shocking, but more than 124 million Americans, including many Illinois drivers, could be paying too much for car insurance because they do not pay per mile.

But there is a fairer alternative: Pay-per-mile auto insurance. Also known as “pay as you go” or “pay as you drive” auto insurance, these policies are based on how far you drive. This means you have more control over how much you want to pay for car insurance.

And the savings can be substantial. Drivers can save as much as $947 a year, and sometimes more, according to a recent survey of new customers who saved with Metromile.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

It’s free to find out whether Metromile and pay-per-mile auto insurance is right for you.

Metromile’s Ride Along™ helps drivers get a more accurate rate and understand whether they could save with pay-per-mile car insurance before they buy.

Illinois drivers can download the Metromile app and drive with us for about two weeks. Metromile observes your actual driving, including how many miles you drive, to show you your rate.

Some more good news: There are many discounts available for Illinois drivers.

Metromile customers who insure multiple cars on the same policy or install safety equipment or features in their cars could earn a lower rate. Senior drivers can save on auto insurance in recognition of their safer and mature driving practices.

How are auto insurance rates determined in Illinois?

Insurance companies in Illinois consider many factors when setting rates. Some of the most common include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

Don’t forget to shop around for auto insurance regularly because rates can change over time. You don’t want to miss out on any savings.

Metromile pay-per-mile auto insurance can help drivers control their costs. Metromile customers’ bills update in almost real time because they pay per mile, which can be fairer for drivers.

Each month, Metromile charges a base rate and a per-mile rate, usually just a few cents for each mile driven. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in Illinois?

Making sure you have the right amount of car insurance is important for every driver. Metromile provides flexible and customizable coverage options for your lifestyle.

Illinois state minimum requirements for car insurance are $25,000 per person and $50,000 per accident in bodily injury liability coverage, $20,000 in property damage liability coverage, and $25,000 per person and $50,000 per accident in uninsured motorist bodily injury coverage. 

Many Illinois drivers choose higher limits or add comprehensive and collision coverage for extra peace of mind.

The bottom line

There are many ways to save on car insurance, and many Illinois drivers choose Metromile.

Many drivers are low-mileage drivers, and we’re proud to support our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S.

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

How California Drivers Can Save on Auto Insurance

Drivers in California could save with Metromile’s pay-per-mile auto insurance.

Whether you live in Los Angeles, Modesto, Redding, or San Francisco or closer to Death Valley or Lake Tahoe, chances are you could get more from your car insurance coverage.

California drivers can save with pay-per-mile auto insurance and keep the same or better coverage.

How to save on auto insurance in California

More than 124 million Americans, including many California drivers, could be overpaying for car insurance because they do not pay per mile.

Here’s the thing: “Pay as you go” or “pay as you drive” auto insurance is based on how far you drive. These pay-per-mile auto insurance policies can be fairer because it focuses on your actual driving. This means you can control how much you want to pay for car insurance.

Savings can add up fast. It is common for drivers to save as much as $947 a year, according to a recent survey of new customers who saved with Metromile.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

You can find out whether Metromile and pay-per-mile auto insurance is right for you for free.

Metromile’s Ride Along™ helps drivers get a more accurate rate and understand whether they could save with pay-per-mile car insurance before they buy.

California drivers can download the Metromile app and drive with us for about two weeks. Metromile observes your actual driving, including how many miles you drive, to show you your rate.

Additional discounts are available for California drivers. 

Metromile customers who insure multiple cars on the same policy or install safety equipment or features in their cars could earn a lower rate. Senior drivers can save on auto insurance in recognition of their safer and mature driving practices.

How are auto insurance rates determined in California?

Insurance companies in California consider many factors when setting rates. Some of the most common include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

Remember: It is important to shop around for auto insurance because rates can change over time. You’ll want to consider prices regularly as a result.

Pay-per-mile auto insurance can be fairer than other types of auto insurance. Metromile customers’ bills update in almost real-time because they pay per mile.

Each month, Metromile charges a base rate and a per-mile rate, usually just a few cents for each mile driven. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in California?

Making sure you have the right amount of car insurance is important for every driver. Drivers want flexible coverage options, which is why Metromile policies can be customized.

California state minimum requirements for car insurance are $15,000 per person and $30,000 per accident in bodily injury liability coverage and $5,000 in property damage liability coverage. 

Many California drivers add comprehensive and collision coverage or choose higher limits because of their lifestyle.

The bottom line

There are many ways to save on car insurance, and many California drivers choose Metromile.

We’re proud to support the many drivers who are low-mileage drivers. Our goal is to provide our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S. 

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

How Arizona Drivers Can Save on Auto Insurance

Drivers in Arizona could save with Metromile’s pay-per-mile auto insurance.

Whether you live in Phoenix or Tucson or closer to the Four Corners in Monument Valley or the Sonoran Desert, chances are you could get more from your car insurance coverage.

Arizona drivers can save with pay-per-mile auto insurance and keep the same or better coverage.

How to save on auto insurance in Arizona

More than 124 million Americans, including many Arizona drivers, could be overpaying for car insurance because they do not pay per mile.

Pay-per-mile auto insurance, also known as “pay as you go” or “pay as you drive” auto insurance, is based on how far you drive. It can be fairer because it focuses on your actual driving, which gives you control over how much you want to pay for car insurance.

Savings can quickly add up. Drivers might be missing out on as much as $947 a year in savings, according to a recent survey of new customers who saved with Metromile.

Miles driven per yearPer monthPer daySavings*
10,000833 miles192 miles$541
6,000500 miles115 miles$741
2,500208 miles48 miles$947
* Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

You can find out whether Metromile and pay-per-mile auto insurance is right for you for free.

Metromile’s Ride Along™ helps drivers get a more accurate rate and understand whether they could save with pay-per-mile car insurance before they buy.

Arizona drivers can download the Metromile app and drive with us for about two weeks. Metromile observes your actual driving, including how many miles you drive, to show you your rate. In Arizona, eligible drivers can save up to 15% on their initial quote with their safe driving — it’s another way drivers can save with Metromile.

Additional discounts are available for Arizona drivers. 

Metromile customers who insure multiple cars on the same policy or install safety equipment or features in their cars could earn a lower rate. Senior drivers can save on auto insurance in recognition of their safer and mature driving practices.

How are auto insurance rates determined in Arizona?

Insurance companies in Arizona consider many factors when setting rates. Some of the most common include coverage limits and deductibles, claims history, driving history, vehicle type, vehicle theft rates, and many others.

It is important to shop around for auto insurance regularly because rates can change over time.

Pay-per-mile auto insurance can be fairer because it helps drivers control their costs. Metromile customers’ bills update in almost real-time because they pay per mile.

Each month, Metromile charges a base rate and a per-mile rate, usually just a few cents for each mile driven. The low monthly base rate keeps your car covered, even when you might not be driving, almost like how a cell phone provider might charge you a small fee to keep your telephone number and line operating.

What auto insurance coverage do I need in Arizona?

Making sure you have the right amount of car insurance is important for every driver. This is why Metromile provides flexible coverage options, which can be customized for extra peace of mind.

Arizona state minimum requirements for car insurance are $25,000 per person and $50,000 per accident in bodily injury liability coverage and $15,000 in property damage liability coverage. 

Many Arizona drivers choose higher limits or add comprehensive and collision coverage for their lifestyle.

The bottom line

There are many ways to save on car insurance, and many Arizona drivers choose Metromile.

Many drivers are low-mileage drivers, and we’re proud to support our community of drivers with familiar coverage and provide some value as a leading pay-per-mile auto insurance company in the U.S.

If you don’t drive often or find yourself driving less than you did before, you could save with Metromile. Find out how much you could save with a free quote or take a Ride Along™ to learn more.

How I Built My Career: From Customer Experience to Data Analytics

At Metromile, we put our employees in the driver's seat with the opportunities and tools to turbocharge their careers. We’re also hiring!

At Metromile, we like to do things a little differently. (We are disrupting the auto insurance industry after all.) From offering drivers more fair and personalized pricing to streamlining claims with our AI-powered process, innovation is at the core of everything we do. 

Especially when it comes to our employees’ development.

Gone are the days of traditional career paths. It’s all about the career jungle gym now, and with how competitive job hunting is these days, it can feel like a free for all on the job-market playground! 

Career growth at other companies can be like one-way streets: there’s a clear line of sight that gets you to where you want to go, but there isn’t much room for venturing out or trying new things. At Metromile, all of the left turns, byways, and side streets are not only fair game but encouraged. We make it a point to provide Metromilers with a breadth of exposure and exploration to help guide them along their career journey, whether providing access to training courses to help move up in your current role or into a managerial role or hopping on over to an entirely different department. 

In this blog series, you’ll hear from some of our very own to get a taste of what’s possible with a career at Metromile.

Devin, Fulfillment Administrator

Metromiler since March 2019

At Metromile, we put our employees in the driver's seat with the opportunities and tools to turbocharge their careers. We’re also hiring!

What brought you to Metromile?

At the time, I was working at a consulting firm and didn’t enjoy the environment. It was a very competitive atmosphere where it felt like I had to fight my coworkers to secure clients. That was the means of growth and success. I attended a Metromile holiday party as a plus-one, and just from that one event, I felt like I fit in with the people — not just interest-wise, but I got the sense that everyone had this collaborative goal in mind when it came to their work. I felt, they wanted to help each other succeed. That was the turning point for me, and I applied to Metromile not long after that.

What’s your career jungle gym looked like?

I came in as a customer experience advocate. I went through the training, and Metromile helped get me licensed as an insurance agent — the whole shebang. At the time, the customer support team was much smaller than it is now, so we had to be very scrappy, and I learned very quickly. 

A few months later, my manager let me know there was a role being developed for someone to work with our finance team and supply chain manager for all things related to our Pulse device operations. I had been interested in that area of the business and had even started teaching myself some of those skills with the help of a couple of the analysts on our finance team. I got the role, and I’ve been in this fulfillment administrative role for over a year now.

How has it been expanding into this new territory?

It’s kind of rare to have somebody like me, with formal project management experience, switch to customer service. But that’s exactly what was needed for this position. I believe in our mission and love this company so much that I was willing to go out of my comfort zone to take on this new role and its responsibilities. I started doing some guided applied learning through a tool called Data Camp. And it’s not just the abstract learning — it’s a broad skill that I’m starting to get down, which has been really fun. Now I’m able to work on applied projects with it. I still come up against things where I have to seek help and answers from others but I have such a great network of coworkers. I feel like I’m doing something impactful for the company. 

At my previous company, no one cared as long as you did your job and what was asked of you. Here, I feel Metromile genuinely wants to help every employee realize their interests in order to take their career to the next level. I’ve had the freedom to craft my role based on my unique skills and passions, which I really appreciate. It’s one of my favorite things about being at Metromile. 

I really enjoy working on cross-functional projects with so many more people outside of my immediate circle, especially coming from the customer service field. On the flip side, I’ve really enjoyed being a resource or a point of knowledge to my colleagues. Metromile is technically larger than my previous company, but I feel like I have a greater impact here. 

What do you have coming up that you’re most excited about?

One of the things I think is so cool about Metromile is that we’re so data-driven, and I’ve wanted to learn more about data analytics. It’s interesting to understand how our customers drive and identify trends in driving habits. There is a big area of opportunity with the analytics available from the Pulse device that I’m excited to explore more of. 

I’ve also recently been bolstering up my work with engineering. Within my everyday work, I will sometimes catch something that could be improved. I’ll bring it to the engineering team, but instead of just taking it off of my hands right there, they’ll keep me in the loop and help me resolve the issue. 

It’s also been really interesting working with finance and seeing the big picture of our company. It helps inform my work and gives me that other perspective so that I have a holistic view of the business. Creating these kinds of cross-department solutions has been so important and helpful to furthering me in my career.

What’s been your favorite part of your Metromile experience?

To this day, I still think the people are the best part of Metromile. It’s been exciting to be a part of such a hands-on, collaborative culture and see the company grow. It’s so rare to find a workplace now where you can mesh with and you can truly feel like you can be yourself with; that was something I had never really had before Metromile. 

What advice do you have for Metromile candidates who may not come from an insurance background?

If you believe in what this company does and you’re willing to put in the work, just go for it. I don’t have any formal technical or finance background, yet here I am!

Interested in joining the Metromile team? Check out all of our open positions. We can’t wait to hear from you!

Experience the power of pay-per-mile auto insurance and see how much you could save by taking a Ride Along™. 

Get your free quote in minutes, or earn rewards when you refer your friends and family.

Demi Greco has also been on the career jungle gym at Metromile. She is a communications specialist by way of a receptionist turned executive assistant.