Save up to $947/year with pay-per-mile car insurance in Seattle

  • Car insurance that works with your lifestyle
  • No hassle car insurance that’s truly affordable
  • You only pay for the miles you drive

Pay-per-mile car insurance in Seattle

It’s well known that wet weather can cause hazardous conditions on the road, so it’s essential that Seattle drivers comply with state car insurance requirements in case they’re in an accident. That can get very expensive, though! Traditional car insurance companies use many factors to determine your premiums, yet in many cases, you still end up paying more than you’d like to.

Now, low mileage drivers, remote workers, and retirees can take advantage of pay-per-mile car insurance. Seattle is full of fun things to do and sometimes it’s handy to have your own vehicle. But when you’re not out and about, why pay for insurance? Metromile provides an affordable solution with low base rates that start at $29/month.
You could pay as little as 6 cents per mile and still feel confident that you’re covered when you need it.

Take a drive to Pike Place Market or book a weekend trip at Leavenworth with the peace of mind of knowing that, if an accident occurs, Metromile will be there to help with great coverage and an easy claims process. Then, as you sit at home trying to remember the last time you drove your car, give yourself a pat on the back for not overpaying for car insurance.

Seattleites could save up to $947 per year* with Metromile compared to traditional car insurance options. Get a quote today to see how much extra money you can set aside for your next road trip.

Washington coverage types and minimum requirements


Bodily Injury Liability pays toward injuries of others if you created an accident
Property Damage Liability covers property and vehicle damage of others if you created an accident
Uninsured motorist helps pay for your medical expenses caused by an uninsured driver
Underinsured Motorist helps pay toward medical costs if the at-fault driver’s insurance isn’t enough
Personal Injury Protection helps cover expenses for you and your passengers after an accident
Collision covers your vehicle repairs no matter who caused an accident
Comprehensive coverage pays toward repairs that result from theft, fire, or vandalism
Rental coverage offsets the cost of a temporary vehicle while yours is repaired
Roadside assistance helps with situations like flat tires or running out of gas

State minimum requirements

At least $25,000 per individual/$50,000 per incident
At least $10,000 in coverage
Not required in Washington
Not required in Washington
Not required in Washington
Not required in Washington but may be required by auto lenders
Not required in Washington but may be required by auto lenders
Not required in Washington
Not required in Washington

What Seattleites customers say

“For a family that owns two cars but doesn’t drive much, MetroMile has been a great deal for us. We are now downsizing to one car and the savings are a little less significant but I still love the service and the satisfaction of knowing that I’m paying for something I actually use.”

Mckenna M.
Seattle, Washington

The rates, set up process, and communication with Metromile have all been very easy and efficient. I have not had to make any claims yet so I can’t speak to that service.”

Stephani N.
Seattle, Washington

“Unbeatable prices and convenient service. Have been with Metromile since their start.”

Jerry B.
Seattle, Washington

“Everything about this service is easy to use, and I’m saving tons of money. It’s nice to know that I am only getting charged for how much I actually drive. Also their online interface is very user-friendly.”

Teresa M.
Snoqualmie, Washington

“Happy so far, haven’t had any accidents and drive less than 10 miles a day. Pricing is very good as well!”

Marlene M.
Lynnwood, Washington

“Metromile is a smart choice because I save so much money! I don’t drive many miles, so I am paying based on the actual miles driven which is a big benefit. And the staff: friendly, responsive, accommodating.”

Sarah B.
Kirkland, Washington

Is pay-per-mile car insurance in Seattle affordable?

Budgeting can be tough when you’re figuring out how much car insurance is in Seattle, especially since your premium is based on a number of factors. The rates you pay depend on your vehicle, your driving habits, and things out of your control like how common car theft is where you live. If you’re tired of paying high rates when you don’t drive much, Metromile can help.

Instead of overpaying for car insurance, Seattle residents can enroll in Metromile’s pay-per-mile coverage and take control of their monthly premiums. Coverage starts with a base rate as low as $29/month and you pay as little as 6 cents for each mile you drive — that’s it! Get a quote today and see why Seattle drivers choose Metromile.

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Why get car insurance from Metromile?

∙ Seattle drivers could save up to $947 per year* on their car insurance

∙ You control your premium based on how often you drive

∙ Manage your policy 24/7 with our easy-to-use app