Virginia drivers save with pay per mile car insurance
Customize your coverage options
Connect your car with our secure device to count your miles
Start saving with a low monthly base rate plus a few cents per mile
What Virginia customers say
“I insure six vehicles with Metromile. They beat the pants off the other mainstream carriers. They’re very responsive and professional.“
“Less than half the cost of my prior insurance. Very glad I switched.”
“Metromile was easy to set up and has saved me a lot of money on car insurance. Their billing is easy to understand, and their software works well.“
“My job is within a few miles away, and my husband is retired. We are now paying only half compared to our old insurance.”
“I can’t believe the savings! I’m lovin’ it!“
“I’ve never been happier with an auto policy. This is a fair and balanced approach to insuring.”
Virginia, we’ve got you covered
We offer flexible coverage options that you can customize to meet your needs.
Accidents with another vehicle, a fixed object, motorists, and more.
Coverage for things that are out of your control like weather, animals, and theft.
Roadside assistance, glass repair, and 24/7 support from our claims team.
State Requirements in Virginia
For more information, please visit the Help Center.
What are the state minimum requirements in Virginia?
- $25,000 per person and $50,000 per accident in bodily injury liability coverage
- $20,000 in property damage liability coverage
- $25,000 per person and $50,000 per accident in uninsured motorist bodily injury coverage
- $20,000 per accident with a $200 deductible in uninsured property damage coverage
What coverage options do you offer?
Even though you can pay less with pay-per-mile insurance, you’ll still have the same great coverage that you’re used to. We offer four different levels of liability protection as well as choices for your comprehensive and collision deductibles. Please keep in mind that financing and leasing companies may have their own coverage requirements, so please verify before choosing your coverage limits.
Can I still get the same coverage options?
Yes! You’ll still have the same amazing coverage that you are used to, with various deductibles and optional comp & collision coverage.
Do you offer full coverage?
We offer four different levels of liability protection as well as choices for your comprehensive and collision deductibles. Please keep in mind that financing and leasing companies may have their own coverage requirements, so please verify before choosing your coverage limits.
An app that puts you in control
You can view your trips, understand your car’s health, avoid tickets with street sweeping alerts (available only in select cities), and find your lost or stolen car, all from the Metromile app.
Plus, we have a 92% stolen car return rate.