Save up to $947/year with pay-per-mile car insurance in Alameda

  • Flexible car insurance that fits your lifestyle
  • Great coverage, amazing customer service
  • Driving less? Then you should pay less too!

Pay-per-mile car insurance in Alameda

Heads up, Alameda drivers! There’s a better solution for your car insurance needs, and it’s called Metromile. Ever notice how keeping your vehicle insured can be one of your biggest monthly expenses? Well, that’s where Metromile comes in, and it could save you hundreds of dollars a year.

It all comes down to Metromile’s pay-per-mile insurance system. There’s a base rate as low as $29 per month and as few as 6 cents per mile driven on top of that. And even though you save big, the coverage is still top-notch and customizable to your needs, and customer service is available 24/7.
Why pay a high, flat rate each month, especially if you don’t drive a lot? For car insurance, Alameda drivers’ bills can be based on what they actually use instead! If you use public transit, work from home, or just flat-out don’t drive as much as you used to, Metromile’s worth looking into — your wallet will thank you for it.

Get a quote online today to see how much you can save with Metromile. Alameda residents could cut their car insurance bills by up to $947 each year!*

California coverage types and state minimum requirements


Bodily Injury Liability helps cover medical bills of others if you cause an accident
Property Damage Liability covers someone else’s vehicle or property repairs if you cause an accident
Uninsured motorist helps with your medical bills if the driver responsible is uninsured
Underinsured Motorist helps pay for your injuries caused by a driver with nominal coverage
Medical Payments helps with medical bills for you and your passengers after an accident
Collision pays toward fixing your car no matter who caused an accident
Comprehensive car insurance helps pay for vehicle repairs after a fire, vandalism, or theft
Rental coverage pays toward the use of a loaner car while yours is being repaired
Roadside assistance can help if your car breaks down or runs out of gas

State minimum requirements

$15,000 limit per person/$30,000 limit per claim
A minimum of $5,000 in coverage
Not required in California
Not required in California
Not required in California
Not required in California but your lender may require it
Not required in California but your lender may require it
Not required in California
Not required in California

What Alameda customers say

“Great prices, great service. I had ad an account problem, they handled it immediately, no questions asked. I couldn’t recommend them more.”

Geoffrey A.
Alameda, California

“Your service is great and I have saved so much money since I’ve used it because I drive so very little. I wish there was some kind of incentive or maybe once a year offer where you can make a trip of 150+ miles without the extra charge. My family is far from me and I have to think twice when deciding if I should drive and visit them or take other transportation due to the extra cost.”

Heather W.
Alameda, California

“I was looking to switch my previous insurance company, and heard from a friend about Metromile. At first, I was skeptical in making the move but finally decided to give it a try. I never felt that i made wrong choice ..#MM is just awesome!!”

Mahender M.
Alameda, California

“Overall I am very satisfied with your company. I should have switched years ago. I would have saved a lot of money. Highly recommended!”

Joesph R.
Alameda, California

“I always shop around to get the best deal in auto insurance. At least I thought i was getting the best deal, until…I saw Metromile! They saved me big bucks over my previous auto insurance, which I thought was already the lowest! Metromile was $100 cheaper per month! Great! I love it! Thanks, Metromile!”

Connie N.
Alameda, California

“I love this new insurance provider with a completely new business model!”

Yingbo O.
Alameda, California

How much does pay-per-mile car insurance in Alameda cost?

If you’ve ever asked “How much is car insurance in Alameda?” then there may be an answer with a lower price tag than the others: Metromile. Why pay a high insurance bill based on arbitrary factors when you could pay based on what you use instead, all while getting the same great coverage?

Metromile uses a pay-per-mile system that could save you hundreds of dollars per year, especially if you don’t drive a lot. There’s a monthly base rate as low as $29 and as little as 6 cents per mile on top of that. No hidden fees, just simple math and big savings. If you work from home, use public transit, or just don’t use your car a lot, getting a quote from Metromile is very worth your time.

Get a 2-min Quote

Why get car insurance from Metromile?

∙ Low base rates start at $29/month

∙ Pay as low as a few cents for each mile you drive

∙ Potentially save hundreds per year*