Save up to $947/year with pay-per-mile car insurance in Berkeley

  • Car insurance that works with your lifestyle
  • Excellent coverage, support is there 24/7
  • Save big with pay-per-mile insurance

Pay-per-mile car insurance in Berkeley

Berkeley has plenty of reasons to drive, whether it’s visiting other nearby cities or just taking in California’s beautiful scenery. And if you’re going to get behind the wheel, it’s a simple fact that you have to have insurance. 

Keeping your car doesn’t have to cost as much as you may think, though. For auto insurance, Berkeley has a cost-effective option that doesn’t skimp on the coverage — Metromile.

Metromile’s pay-per-mile system is a fairer way of looking at a cost that all drivers have — why pay a lot if you don’t drive a lot?
Instead, you have a low monthly base rate (as low as $29) and as few as 6 cents per mile on top of that. No big bills based on arbitrary factors, just simple math. Claims and customer service are behind you 24/7 and your coverage is totally customizable.

So, especially if you don’t drive as much as you used to, Metromile has an affordable alternative to traditional auto insurance. Does your car stay in the garage more than it used to? If so, Metromile has already saved some drivers up to hundreds of dollars per year*, and that could be you too.

California coverage types and state minimum requirements


Bodily Injury Liability helps pay for others’ medical bills if you’re responsible
Property Damage Liability helps pay for another’s vehicle or property repairs if you’re responsible
Uninsured motorist helps with your medical costs if the responsible driver isn’t insured
Underinsured Motorist helps with your medical bills if the at-fault driver is underinsured
Medical Payments covers the medical expenses of anyone in your vehicle after an accident
Collision helps with your vehicle repair bills, no matter who was responsible
Comprehensive coverage helps with repair costs after things like fire, vandalism, or theft
Rental car insurance helps cover for a rental car while yours is being repaired
Roadside assistance helps in cases like car breakdowns and running out of gas

State minimum requirements

$15,000 limit per person/$30,000 limit per accident
At least $5,000 in coverage
Not required in California
Not required in California
Not required in California
Not required by the state but may be required by your lender
Not required by the state but may be required by your lender
Not required in California
Not required in California

What Berkeleyan customers say

“Excellent service, easy to use and inexpensive car insurance”

Jeffrey S.
Berkeley, California

“I’m really happy I switched to Metromile. This has saved me a great deal of money, the app is very convenient and usable, and I like being able to read the engine codes.”

Lance H.
Berkeley, California

“Great car insurance. I am happy with the service and the features that are included with it.”

Damien V.
Berkeley, California

“I am happy that you are able to keep the cost down for my auto insurance”

Carlos S.
Berkeley, California

“Our monthly bill dropped almost in half. This was a great idea to charge by the mile.”

Tony K.
Berkeley, California

“Finally an Auto Insurance that charges accordingly to usage… why pay for the miles you don’t drive?”

Gabriel V.
Berkeley, California

How much will I spend on pay-per-mile car insurance in Berkeley?

You’re a California driver, and you may have thought “How much is car insurance in Berkeley?” before — well, with Metromile, the answer may be lower than you think.

Metromile thinks keeping your car covered should be more fair to your wallet, so it uses a pay-per-mile system to make sure you only pay for what you use. It starts with a base monthly rate as low as $29 a month, then as few as 6 cents per mile on top of that. It’s simple math that’s led some drivers to save up to hundreds of dollars per year*!

And even if costs are lower, the coverage is still top-notch. You can customize your own plan and customer and claims service always have your back, 24/7.

If your car spends more time in the garage than it used to, you could have big savings waiting for you. Get a quote and see how much you can save!

Get a 2-min Quote

Why get car insurance from Metromile?

• You could save up to 47%* on your car insurance

• Low monthly base rate plus a few cents per mile

• Claims service available 24/7