Save up to $947/year with pay-per-mile car insurance in Los Angeles

  • Car insurance that works with your lifestyle
  • Get peace of mind with amazing coverage
  • You only pay for the miles you drive

Pay-per-mile car insurance in Los Angeles

It’s no surprise that you’re required to have car insurance in Los Angeles, but many residents are shocked to learn just how much traditional auto coverage can cost. A fender bender can be pretty expensive if you don’t have adequate protection, but if you don’t drive much, work from home, or are retired, there’s no reason to pay high premiums while your car gathers dust in your designated parking space.

If you’ve been wishing there was a better way to comply with California state insurance requirements without having to pay a fortune, you’re in luck. Metromile’s pay-per-mile pricing provides the perfect balance of peace of mind when you’re driving and costs that are truly affordable.
With a base rate that starts as low as $29/month and as little as 6 cents per mile you drive on top of that, it’s a win-win.

Public transportation in Los Angeles can make your life easy, but if you want to enjoy road trips to Santa Barbara or like to clear your mind at Joshua Tree, it’s a lot easier if you have your own car. Instead of sacrificing the freedom of having a vehicle because car insurance rates are too high, get a quote today from Metromile to see how much you can save. After all, working from home doesn’t mean you have to be stuck there.

California coverage types and state minimum requirements


Bodily Injury Liability assists with others’ medical costs if you cause an accident
Property Damage Liability pays toward others’ vehicle or property repairs if you cause an accident
Uninsured motorist helps cover your injuries caused by a non-insured driver
Underinsured Motorist helps cover your injuries caused by a driver with minimal coverage
Medical Payments assists with medical expenses of anyone in your vehicle resulting from an accident
Collision pays toward repairing your vehicle regardless of who caused an accident
Comprehensive coverage covers vehicle repairs stemming from fire, theft, or vandalism
Rental coverage pays toward use of a vehicle while yours is in the repair shop
Roadside assistance may cover the cost of flat tires or mechanical breakdowns while traveling

State minimum requirements

$15,000 limit per person/$30,000 limit per accident
At least $5,000 in protection
Not mandatory in California
Not mandatory in California
Not mandatory in California
Not mandatory in California but may be required by your lender
Not mandatory in California but may be required by your lender
Not mandatory in California
Not mandatory in California

What Angelenos customers say

“Considering how I haven’t had to invoke services from Metromile [knocking on wood], I can only comment on how great it is to pay by miles driven. My typical monthly premium is so much easier on my budget than when I was a traditional insurer. Metromile is perfect for me‚someone who doesn’t drive a lot.”

Daniel C.
Los Angeles, California

“So far, so great! And it is wayyyyy less expensive than any other insurance I”ve had!”

Christine C.
Los Angeles, California

“So glad I’m with Metromile! Couldn’t imagine a better company for car insurance”

Caroline C.
North Hollywood, California

“I would like to stay with Metromile forever if I do not drive my car everyday. This is the most user friendly insurance I had ever. Never felt frustrated.”

Rin I.
Los Angeles, California

“They have fulfilled every deliverable in their sales promotion. Excellent app and people! Saving lots as I walk to work!”

David C.
Los Angeles, California

“Pay for the miles you drive and see the saving cost compared to other companies.”

Carlos O.
Hacienda Heights, California

Is pay-per-mile car insurance in Los Angeles expensive?

Don’t wait until you get your first bill in the mail to find out how much car insurance is in Los Angeles because unfortunately, you might be surprised. Even if you don’t drive often, traditional car insurance companies may charge you more than you want to spend. Wouldn’t you rather have more of a say when it comes to your premium?

Metromile lets you take control of what you pay for car insurance. It has a pay-per-mile system that can help Los Angeles residents save up to $947 per year* while maintaining awesome coverage. Unlike conventional car insurance, Metromile charges you an affordable base rate that starts as low as $29/month along with rates as low as 6 cents for each mile you drive.

Get a 2-min Quote

Why get car insurance from Metromile?

∙ We’ve done away with traditional premiums and offer a pay-per-mile system instead

∙ Our policyholders only pay for the miles they drive plus a low monthly base rate

∙ We make managing your policy simple with our easy-to-use app