Save up to $947/year with pay-per-mile car insurance in Sacramento

  • Car insurance that works with your lifestyle
  • Great coverage at an affordable rate
  • You only pay for the miles you drive

Pay-per-mile car insurance in Sacramento

Whether you’re driving to a concert at the Sleep Train Arena or you want to bask on the bank of the Sacramento River, driving in and around this city can be challenging. Over half a million people live in Sacramento, and with so many on the road, a car accident could happen in the blink of an eye. The state of California requires drivers to enroll in car insurance to protect themselves and others, but sometimes, this coverage can be expensive.

Traditional car insurance companies often struggle when it comes to matching pricing with risk. This means that you probably pay more than you should, especially if you don’t drive much.
Now, telecommuters, retirees, and anyone who just doesn’t spend a lot of time behind the wheel can save with Metromile, car insurance that uses a pay-per-mile pricing system. Rather than paying for coverage when you’re not using your car, you can gain control over your car insurance premiums.

With Metromile car insurance, Sacramento drivers pay a low base rate that starts as low as  $29/month plus as few as 6 cents for each mile driven. Instead of setting aside a large portion of your budget for car insurance, Metromile helps you save money for the other parts of your life. Some Sacramento drivers can save up to 47%* on their car insurance!

California coverage types and state minimum requirements


Bodily Injury Liability helps pay for the injuries of others if you cause an accident
Property Damage Liability covers another’s vehicle or property repairs if you’re found at fault
Uninsured motorist pays toward your medical costs if the at-fault driver doesn’t have insurance
Underinsured Motorist helps pay your medical bills if the at-fault driver doesn’t have enough insurance
Medical Payments pays toward your injuries or the injuries of your passengers after an accident
Collision pays toward your vehicle repairs after an accident regardless of fault
Comprehensive coverage covers repairs stemming from theft, vandalism, or fire
Rental coverage pays toward a temporary vehicle while yours is in the shop
Roadside assistance offers help if you break down or run out of gas

State minimum requirements

At least $15,000 per person/$30,000 per collision
At least $5,000 in coverage
Not required in California
Not required in California
Not required in California
Not required in California but could be required by your lender
Not required in California but could be required by your lender
Not required in California
Not required in California

What Sacramentan customers say

“The sign up process was simple. The GPS device arrived quickly, I plugged it in and it worked fine. Metromile’s software is user friendly. They make it easy to see on a map, where you drove and how many miles. I increased my coverage from my last provider and am still saving 30-40 dollars a month.”

Erik A.
Sacramento, California

“This is the best rate i’ve ever had for auto insurance.”

John Y.
Sacramento, California

“The reason I switched to Metromile was because my previous insurance raised my payment due to the fires in California, so I decided to switch to Metromile. I believe that car insurance should be calculated on the type of car, the coverage and the miles driven.”

Charlene M.
Sacramento, California

“I am happy with the service that I have received from the company.”

Ardith L.
Sacramento, California

“Great customer service. I always get excellent service from CSR”

Leonard D.
Citrus Heights, California

“No problems so far and the price is unbeatable. I wanted something simple that gave me coverage, met legal requirements, and was reasonably priced for a senior citizen who rarely drove. This is it!”

Sabra B.
Vacaville, California

How much will pay-per-mile car insurance in Sacramento really cost?

Many residents of this part of California are surprised to learn how much car insurance in Sacramento can cost, particularly if you often use public transportation or simply don’t drive much. Instead of paying high premiums for traditional car insurance, there’s another way to enjoy great coverage.

Sacramentans who enroll in Metromile can save up to 47%* on their car insurance using a pay-per-mile system. Drivers pay a low base rate that starts at $29/month and as few as 6 cents for each mile driven. Living in Sacramento can be expensive, so let Metromile help you save money with car insurance rates that work for your lifestyle. Get a quote today

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Why Sacramento residents love Metromile?

• It’s easy to enroll

• Filing a claim is simple

• You can save up to $947/year*