Save up to $947/year with pay-per-mile car insurance in San Francisco
Car insurance that works with your lifestyle
Flexible coverage options
You only pay for the miles you drive
Pay-per-mile car insurance in San Francisco
But if you work from home, are retired, or mostly use Muni to get around, traditional car insurance doesn’t make sense. Why pay a high premium while your car stays parked? That’s why San Francisco drivers love Metromile, since it provides robust coverage at super-affordable prices that are based on how often you drive.
Metromile gives drivers the confidence that they’re protected behind the wheel without paying flat fees for conventional insurance they won’t fully use.
When it comes to car insurance, San Francisco residents are in control of their monthly premiums with Metromile. Get a quote today to see how much you can save.
California coverage types and state minimum requirements
State minimum requirements
What California customers say
“Even with my clean driving record, other insurers have not been able to come close to the value I have with Metromile. I’m driving as much as I need to and still save hundreds of dollars a year with Metromile.”
“We live in San Francisco and only use the car on occasional weekends, so Metromile is perfect for us. We park on the street and get texts to tell us when there is street cleaning.”
“I don’t drive tons, but I do a few roundtrips from San Francisco to Tahoe here and there. I have saved myself around $300/year on auto insurance.”
“I have a car that is garaged most of the time. This is a great alternative for people like my self. Love the GPS location and notifications for car trouble and street parking. My car was stolen and found within two hours. My claim was also resolved promptly and with courtesy.”
“No guessing. Always prudent. Great communication. Excellent rates.”
“Great and commendable when one does not drive that much.”
How much does pay-per-mile car insurance in San Francisco cost?
New residents, first-time drivers, and others living in the Bay Area often ask: “How much is car insurance in San Francisco?” Traditional car insurance models base your rate on a number of factors, such as the make and model of your vehicle, the types of coverage you select, and the frequency of accidents in your area. Metromile has simplified things and made car insurance more affordable.
San Francisco residents who work from home, are low mileage drivers, or who often use public transportation can pay a base rate as low as $29/month with Metromile. Anytime you drive, you’re charged as little as 6 cents per mile, giving you full control of your monthly bill. Only pay for the miles you drive and save up to $947 per year*.