Save up to $947/year with pay-per-mile car insurance in Santa Rosa

  • Pay-per-mile car insurance that works with your lifestyle
  • 24/7 customer support is always there for you
  • Pay-per-mile insurance may save you a lot

Pay-per-mile car insurance in Santa Rosa

If you live in Santa Rosa, there’s plenty of reasons to own a car. Other major cities are a road trip away, and there’s plenty of wineries and natural splendor to drive out and see. And if you’ve got a car, you’re going to need insurance on it too.

It’s a good thing that when it comes to auto insurance, Santa Rosa has Metromile. Considering how costly insuring your vehicle can be, Metromile aims to be a more cost-effective solution with its pay-per-mile pricing.

It all comes down to a simple premise: why pay for miles you don’t drive?
Metromile aims to make auto insurance more fair. There’s a monthly base rate (as low as $29) and then a few cents per mile driven on top of that. Customer and claims support are behind you whenever you need them and you tell us what sort of coverage you want.

Don’t drive as much as you used to? Or maybe you just think car insurance pricing should be a bit more fair. Either way, Metromile is an affordable alternative to the traditional model. You could save hundreds of dollars per year*, and it all starts with getting a quote.

California coverage types and state minimum requirements


Bodily Injury Liability helps pay for others’ medical bills if you’re responsible
Property Damage Liability helps pay for another’s vehicle or property repairs if you’re responsible
Uninsured motorist helps with your medical costs if the responsible driver isn’t insured
Underinsured Motorist helps with your medical bills if the at-fault driver is
Medical Payments covers the medical expenses of anyone in your vehicle after an accident
Collision helps with your vehicle repair bills, no matter who was responsible
Comprehensive coverage helps with repair costs after things like fire, vandalism, or theft
Rental car insurance helps cover a rental car while yours is being repaired
Roadside assistance helps in cases like car breakdowns and running out of gas

State minimum requirements

$15,000 limit per person/$30,000 limit per accident
At least $5,000 in coverage
Not required in California
Not required in California
Not required in California
Not required by the state but may be required by your lender
Not required by the state but may be required by your lender
Not required in California
Not required in California

What Santa Rosa customers say

“Stop paying ridiculous rates to insure your car get Metromile a much more logical and fair system to insure your vehicle. I am saving thousands of dollars insuring 4 of my cars with Metromile”

Arkady K.
Santa Rosa, California

“Metromile is so affordable. I had a few incidents on my record and every insurance company wanted to charge me $500-$600 which I could not do especially since I only drive short distances. Metromile was the best choice by far. Low rates and a modern take on car insurance . It was a little iffy at first because it means they knew everywhere I went but it turned out to be a great thing. When I park my car on a street that is about to be street cleaned Metromile sends an alert to my phone. So grateful definitely got out of a couple sweeper tickets because of that.”

Chanel P.
Santa Rosa, California

“It couldn’t get any easier and cost effective. I love this insurance company. period. Thank you”

Erwin T.
Santa Rosa, California

“Traditionally, low mileage drivers have subsidized high mileage drivers (paying only slightly less). It is nice to have Metromile as an alternative to this practice. The service works well, with monthly bills automatically charged on my credit card on file (can even get airline mileage or cash rebates!). The rates are not as much of a bargain as when we first switched over a few years ago, but are is still less than we were paying with our old mainstream insurance company. “

Francis V.
Santa Rosa, California

“I spoke to Isaak and he was really nice. He helped me a lot with my questions. Thank you Isaak.”

Cindy B.
Santa Rosa, California

“Great car insurance at a low cost. I’m satisfied with Metromile services.”

Michael G.
Santa Rosa, California

How much does pay-per-mile car insurance in Santa Rosa cost?

If you live in California and have ever thought “How much is car insurance in Santa Rosa?” then there’s an answer that may leave you pleasantly surprised: Metromile. 

Metromile aims to be a more fair way of pricing high-quality car insurance. It uses a pay-per-mile insurance to base your bill around how much you actually use your car — what a concept! This means that if you don’t drive a lot, Metromile could save you up to hundreds of dollars per year*.

It all comes down to a monthly base rate as low as $29, and then as few as 6 cents per mile you drive on top of that. And the quality of coverage is top-notch, complete with customer and claims service being available 24/7.

Get a quote today and see how much you can save!

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Why get car insurance from Metromile?

• Getting a quote is lightning fast

• You get to choose your own coverage

• You could save up to 47%* on your car insurance