Save up to $947/year with pay-per-mile car insurance in Jersey City

  • Car insurance that works with your lifestyle
  • Great coverage you can customize
  • Save big with pay-per-mile insurance

Pay-per-mile car insurance in Jersey City

When it comes to car insurance, Jersey City has a big advantage — Metromile. If you’re used to paying a steep monthly total on your car insurance bill, Metromile’s here with a unique pay-per-mile system that’s saved drivers all over the country up to hundreds of dollars per year, all while delivering excellent coverage to keep them safe on the road.

How does it work? Your bill is based on how much you actually drive instead of arbitrary factors. What a concept! There’s a low monthly base rate that starts at $29 and then as few as 6 cents per mile on top of that.
Especially if you don’t drive as much as you used to, that simple math could equal significant savings that fuel your next big road trip.

There’s all sorts of reasons not to drive as much these days, and Jersey City residents can use Metromile for car insurance that speaks to those conditions. If you work from home, regularly take bus or train, or just leave your car in the garage unless you really need it, Metromile’s worth checking out.

The savings you see with Metromile could mean better vacations, more spending money, and financial peace of mind! It all starts with a quick quote online.

New Jersey coverage types and minimum requirements


Bodily Injury Liability helps cover others’ medical bills if the accident is your fault
Property Damage Liability helps with another’s vehicle or property repairs if it’s your fault
Uninsured motorist helps cover your medical costs if the person responsible isn’t insured
Underinsured Motorist helps your medical bills if the person responsible is underinsured
Personal Injury Protection helps pay expenses for you and your passengers after an accident.
Collision pays toward your vehicle repairs, no matter who caused the accident
Comprehensive coverage helps pay for vehicle repairs after a vandalism, fire, or theft
Rental coverage helps pay for a rental vehicle while your car is being repaired
Roadside assistance helps if you run out of gas or your car breaks down

State minimum requirements

A minimum of $15,000 per person/$30,000 per claim
A minimum of $5,000 in coverage
A minimum of $15,000 per person/$30,000 per claim
A minimum of $15,000 per person/$30,000 per claim
A minimum of $15,000 per person
Not required in New Jersey but may be required by your lender
Not required by the state but may be required by your lender
Not required in New Jersey
Not required in New Jersey

What Jersey City customers say

“First off I want to say I have no affiliation with this company other than they insure my vehicle.
I love MetroMile they are fantastic, on the rare occasion that I do have to call them anybody I speak with is extremely courteous and friendly definitely goes the extra mile always want to be sure before I hang up the phone that everything is fine questions answered and that I am satisfied which I always am, MetroMile insurance fits perfectly for me extremely cheap rates good coverage I do not have bare minimum coverage in my monthly premium is way lower than any insurance companies I’ve been quoted through. I have honestly recommended MetroMile to all of my friends, & told them how well Metromile works for me.”

Dennis A.
Jersey City, New Jersey

“I found Metromile by doing a search for cheap low driving miles car insurance. I live near NYC and use public translation to work in the city. As such, I hardly use my car during the week and rack up a few hundred miles a month driving. My previous insurance company refused to drop my rate even though I was driving just a fraction of what I do now. Then I found Metromile. My insurance is literally half of what it used to be with my previous insurance company. On top of the rates, I appreciate that the firm sends you a sensor to hook up to your car do it can track your miles. You can then log in and see all the trips you’ve made. Website is also easy to use. Overall great service and no complaints.”

Richard M.
Jersey City, New Jersey

“I was turned on to Metromile by a friend. It sounded too good to be true. I started by putting one vehicle on the policy to try it out. Two years later I have 4 vehicles insured with Metromile. It is costing me about half of what it did to have 2 vehicles on conventional auto insurance. The caveat, you have to be mindful of the miles you run. If you can do that you will save a fortune. I can’t speak on how Metromile handles their claims. I haven’t had an accident while insured with them. Good Lord willing, it will stay that way. My advice: Give it a shot. You won’t regret it!”

Claude N.
Jersey City, New Jersey

“Metromile is so easy and affordable everyone is always very nice and everyone speaks English!”

Cathryn J.
Jersey City, New Jersey

“Why I love Metromile:
Affordable price
Very clear online reading my trips, my engine level, my park location
Easy online payment”

Elzbieta M.
Jersey City, New Jersey

“Every experience I have with them is a good one and it is greatly appreciated!”

Melissa O.
Jersey City, New Jersey

How much will I spend on pay-per-mile car insurance in Jersey City?

So, you’re looking at your current auto insurance bill and it seems a little high. “How much is car insurance in Jersey City?” you ask. What if it could be way less than you’re paying now? Let’s introduce you to Metromile and its unique pay-per-mile system.

Imagine getting all the great coverage and support you expect while potentially saving up to hundreds of dollars per year! Plenty of people all over the country have already. Metromile’s difference is instead of the same steep total each month, you pay a monthly base rate as low as $29 and as few as 6 cents on top of it.

If you work from home, use Jersey City’s public transit, or just don’t drive too often, Metromile could give you big savings while giving you the peace of mind that comes with excellent insurance coverage.

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Why get car insurance from Metromile?

∙ Low monthly base rate then a few cents per mile

∙ Claims are simple to file, 24/7

∙ Customer service is always there for you