Who needs to be listed on my policy? Do I have to include my spouse?

You, your spouse or domestic partner, all residents of driving age (whether they have a license or not), all regular drivers of the vehicles described in the application, and all children who live away from home who drive these vehicles, even occasionally, should be included on the policy. If any individuals over the age of 15 will not need coverage, you can exclude them in CA, IL, NJ, OR, PA, or WA. We do not offer driver exclusions in VA. Some states have statutes and regulations that prohibit driver exclusions. Therefore, in those states, we are unable to exclude any drivers from the policy and must consider such drivers in rating the policy.