How I Drive: A Turo All-Star Host Pays $50 Each Month to Cover His Maserati

Metromile customer & Turo host Jeff Badu

Jeff Badu is a certified public accountant who works from home full-time in Chicago, managing his tax practice and several other businesses. Jeff originally listed one car on Turo, when he started as a Turo host in 2016 but has since added three additional cars to the car-sharing marketplace. Having hosted nearly 400 trips on the platform, he’s now an All-Star Host, recognized as one of the top-rated and most experienced hosts on Turo. “For me, I had to test it first — that’s what I do with everything in life,” Jeff said about his experience.

How did you hear about Metromile?

Late last year, I got an email from Turo about the Metromile partnership. That was the first time I had heard of Metromile. If I had known about Metromile previously, I would have signed up much, much sooner. 

That’s great to hear! What made you want to sign up with us?

We were getting killed on rates with other insurance companies, especially since we don’t use these cars a lot. I looked at your rates and thought it was too good to be true. The beauty of Metromile is that even if you’re not renting on Turo, a car owner can really benefit from your low rates. 

How have your rates changed since you switched to Metromile?

My rates have been cut down tremendously. I was probably paying about ten times more than I’m now paying with Metromile. For example, I was paying about $500 per month on my Maserati Ghibli, and now, it costs me between $40 to $50 per month to insure that car with Metromile. 

Turo’s insurance covers the guest when they rent cars on the Turo platform, so it didn’t make sense for me to have to pay for the guest’s insurance too. In addition, sometimes the guest would add their own insurance, which meant the car was covered three times! That was crazy.  

Have you been driving less because of COVID-19?

Definitely. I’m driving a lot less myself, and I’m also not getting as many Turo bookings. So, I appreciate Metromile’s savings more than ever. 

Anything else you’d like to share? 

I think Metromile is a great platform. Things are being calculated in a very fair way. The pay per mile pricing is very fair, and it’s very user friendly. It’s improved my budget, and it’s helped me keep my car-sharing going during this recent slow period. 

I also love the car-location feature. I had a car stolen last year when I was with a different insurance company. If I had Metromile at the time, it would have been so much easier because I would have known where it was!