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Should You Buy Premium or Regular Gas?

Types of Gas for Cars: Premium or Regular | Metromile

If you’re like many drivers, you buy the regular unleaded gasoline and don’t think much about the different types of gas.

For those who are curious about whether to buy premium or regular gas, this short guide will explain the different types of gas for cars and what you should know.

What makes up gasoline?

According to the Energy Information Administration, “gasoline is a fuel made from crude oil and other petroleum liquids. Gasoline is mainly used as an engine fuel in vehicles. Petroleum refineries and blending facilities produce motor gasoline for sale at retail gasoline fueling stations.”

The gasoline you’re used to is actually unfinished gasoline combined with additional liquids such as ethanol. It’s these different blends that determine the different types of gas that are typically listed by grade at the gas pump.

Different types of gas by grade, explained

There are three different types of gas at most U.S. gas stations, typically differentiated by their octane ratings:

  • Regular gas (typically 87 octane) is one of the most common fuel types. Many car manufacturers recommend regular gas, and it’s many drivers’ go-to option. Regular gas is a budget-friendly gas option and is standard for many vehicles. 
  • Mid-grade gas (usually 88 to 90) is a specialty gas. Some vehicles are made to run on gasoline with a higher octane level. For example, some sport-utility vehicles (SUVs) require mid-grade gasoline. The higher octane level can be good for performance.
  • Premium gas (often 91 to 94) is often the highest octane gas sold. A car rarely needs premium gasoline, but some vehicles designed for high performance may require a higher octane level.

You might also see the different gas grades referred to as unleaded, super, or super-premium. 

Using the right fuel for your vehicle can boost its performance and efficiency. If your car doesn’t require a higher octane level, there’s no need to use a more expensive type of gas. It could even potentially damage your vehicle if you fill up with the wrong type of gas.

Understanding premium gas vs. regular gas

When you’re reviewing different types of gas, it’s important to note that the octane level measures the gasoline’s compression. 

The main difference between premium gas and regular gas is the octane rating. This affects the engine’s performance and compression. 

Aside from that major difference, of course, there’s the difference in price points as well. 

Regular unleaded gas is typically the cheapest gas to purchase, as it is the most common.

Premium gas is typically the most expensive gas to buy. Some luxury car manufacturers and manufacturers of sports cars or foreign cars recommend higher-octane, premium gas to achieve the best engine efficiency. 

Double-check whether your car manufacturer requires premium or recommends premium gas. Your vehicle owner’s manual will tell you which gas you should use to get the expected vehicle performance.

Should I buy mid-grade gas?

Few car manufacturers suggest mid-grade gas. It has slightly more additives than regular gas, but generally, the results won’t be noticeably better.

If your vehicle doesn’t require mid-grade gas, you’ll be spending extra money without getting a meaningful improvement.

What kind of gas should I get for my vehicle?

When it comes to types of gas for cars, your car owner’s manual will list the recommended gas for your exact vehicle. 

Don’t splurge or use more premium gas because it won’t necessarily allow your vehicle to run faster or get better gas mileage if it only needs regular gas.

Can I use diesel for my car?

Diesel fuel has a much lower octane rating of 25 to 30. If your car manufacturer doesn’t recommend diesel, you shouldn’t fill up your car with it, even if it costs less than regular gas.

Diesel can cause damage to your vehicle’s engine because of the lower compression and octane level. You don’t want to get stuck with costly and unneeded car repairs.

Is the type of gas you use important to your car’s health?

You want to keep your car in good shape, so you may think splurging on a higher octane rating is better. Not exactly. 

If your car manual calls for a premium or mid-grade gas, but you pump regular gas instead, the lower octane level could reduce engine power, damage your car health, and lower fuel economy.

In contrast, filling your car up with premium gas when your car owner’s manual calls for regular gas may not damage your engine, but it probably won’t do much besides costing more money.

How does regular car maintenance keep your vehicle in good health?

Keeping up with regular maintenance like oil changes, having the proper tires, and being aware of any issues can help keep your car in good health. An easy way to keep your car running in tip-top shape for longer is to drive less.

Low-mileage drivers put less wear and tear on their cars. Driving less frequently generally means you’ll need to maintain your car less frequently, too.

Switching to pay-how-you-drive auto insurance could be a good idea if you don’t drive much. Metromile’s pay-per-mile insurance policies focus on the miles you drive, so people who don’t fill up often could also pay less for car insurance.

The table below shows the average annual car insurance savings enjoyed by new Metromile customers:

Pay per mile savings explanation
*Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

If it’s an option, taking public transportation could also help you save money at the gas station.

The bottom line

There are many types of gas out there. If you want to save money on gas and keep your car healthy, stick to what your car manufacturer suggests. It’ll save you money and hassle. 

If you don’t drive much and are rarely at the gas station, you can get a free quote from Metromile and try pay-per-mile auto insurance (you’ll need to keep your current policy to remain covered) with the free Ride Along™ trial before making the switch.

Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

This Earth Day, Try Driving Less

Earth Day is pretty important to us at Metromile. It might sound contradictory since we work in the car industry, but we pride ourselves on incentivizing customers to drive less since they pay based on the miles they drive. Earth Day is actually a worldwide celebration — it began in 1970 and continues to be recognized in 193 countries. In the spirit of the holiday, here are tips on how to drive less and cut down on your vehicle’s carbon emissions.

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Bike to work. The majority of Americans live close to their workplace. So instead of grabbing your keys to start your car in the morning, grab your helmet and start biking. Even biking one day a week can make a big impact. Check out our tips on how to enjoy your bike commute.

Walk more. Get a kickstart to your day by walking to work. You’ll get a bunch of steps in before breakfast and heat up the competition in your step challenge group.

Organize a carpool. Find a friend who lives and works close to you, and take turns driving each other to work. If no one comes to mind, here are some ideas on how to find someone to carpool with. An added bonus is that you can drive in the carpool lane all the way to work!

Or let someone arrange a pool for you. Try UberPOOL or Lyft Line, where you share a ride with other passengers on your way to your destination. This also costs significantly less than a normal Uber ride.

Invest in a hybrid car. They give off fewer carbon emissions and get better gas mileage which is definitely a win for our wildlife (and your wallet).

If these tips work for you and you find yourself driving less, pay-per-mile insurance could be a great fit for you! To learn more, or to see how much you could save, just click here.

How to Get the Best Fuel Economy for Your Car

The following is a guest post from YourMechanic, which delivers mobile car repair by certified mechanics in over 700 U.S. cities. Their top-rated technicians can perform over 600 services at your home or office for up to 30% less than shops and dealers.

Every driver wants better fuel economy, and there are a range of methods to get every last mile out of a tank of gas. Here we look at different parts of your car that affect fuel economy, and share some tips that can save you dollars at the pump.

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Change Your Air Filters

The air filter is what your engine breathes through, so it can be the case that a dirty air filter will reduce your fuel economy. This is mainly true if your car has a carbureted engine (common before 1980), as modern fuel-injected engines have onboard computers that adjust the air-fuel mixture on the fly. Still, it’s important to replace the air filter when it gets dirty. We recommend every oil change or two, especially if you live in a dusty or dirty environment.

Maintain Correct Tire Pressure

Maintaining correct tire pressure is one of the easiest ways to improve your fuel economy. Think your tires are fine? It’s worth checking: the National Highway Traffic Safety Administration estimates that one-third of cars have underinflated tires. Underinflated tires have more friction and resistance on the road, leading to increased fuel consumption (plus premature tire wear and a higher risk of blowouts). You can use the air compressor many gas stations have to check and fill your tires once a month.

Be Mindful With Cruise Control

Keeping a steady speed using cruise control is a great way to conserve fuel. On a flat and level road, your engine can maintain efficiency. However, chances are the road you’re on has changes in elevation. When your cruise control senses an incline, it opens the throttle to maintain your speed. That rate of acceleration could be more rapid than how you would accelerate on your own. Turn off cruise control when you approach hills, accelerate gently, then turn it back on when the road levels out.

Drive an Automatic

To optimize your fuel economy, it’s best to drive a car with an automatic transmission. New automatics are becoming ultra-efficient through increasing gear counts – it’s not uncommon to see eight-speed automatics these days. Continuously Variable Transmissions (CVTs) have “infinite” gears and can hold engine speed at an optimal point for fuel efficiency, even as you accelerate. Still, for enthusiasts, a few less MPG’s could be a worthwhile tradeoff for the increased fun of driving a car with a manual transmission.

Use the Correct Grade of Fuel

Your engine is tuned to run on a specific octane of gas. If you’re using premium in an engine that’s meant to run on regular, you’re pouring money down the drain – it simply won’t give you any benefit in power, performance, or efficiency. However, the opposite it not true: if your engine is rated for premium and you fill it with regular, you could see a reduction in performance between six to 10 percent. If you’re unsure, your car’s octane requirement should be under the fuel filler door.

Keep a Regular Maintenance Schedule

The fact is, the more you drive, the worse your car’s fuel economy is going to get. Normal driving will wear down your car’s components and reduce the tight manufacturing tolerances it had when it was brand new. Fortunately, this is a very gradual process that happens over tens of thousands of miles. Eventual degradation is unavoidable, but keeping a regular maintenance schedule helps maintain fuel efficiency. We can come to your home or workplace to tune up your car and make sure it’s getting the best mileage it can.

Adopt Efficient Technology

In the past, large cars and SUVs burned up a lot more gas than their smaller counterparts. However, technology is leveling the field: hybrid drivetrains, clean diesel engines and low rolling resistance tires are a few ways that automakers are improving efficiency. These advancements mean new cars have better fuel economy than ever before, regardless of size. If you’re buying a new or used car, look for these features to help maximize your mileage.

The Future of Fuel Efficiency

Governmental standards and consumer demand has led to a reaction from the auto industry: the cars of today are more fuel efficient than ever before. Additionally, with hybrid and all-electric drivetrains on the rise, there are increasing options for cars that don’t use a drop of gasoline. It’s likely that in the next decade we’ll all be driving cars that get 50 miles per gallon or hundreds of miles to the charge. Who wouldn’t want to use less fuel?