Quiz: Is Pay-per-mile Car Insurance Right for You?

Have you ever wondered if your current car insurance provider truly fits your lifestyle? Here at Metromile, we are on a mission to provide low-mileage drivers with a fair and affordable car insurance where their monthly bill is based on the miles they actually drive. We believe that if you don’t drive much, you shouldn’t pay much! So if you’ve been thinking of making the switch but aren’t quite convinced, we put together this handy quiz to help determine if pay-per-mile car insurance is right for you. And if you ever have any questions about our offering, don’t hesitate to get in touch!

pay-per-mile car insurance quiz

6 responses to “Quiz: Is Pay-per-mile Car Insurance Right for You?


    1. Hi Frank – sounds like per-mile insurance would be great for you! Please don’t hesitate to reach out to us if you have any questions.

  2. I’m a little skeptical about this. I’ve never heard of you until today. I did go to your website and researched what my price would be. I was amazed but now even more skeptical. Is this for real? I can’t afford to be cheated out of money I can’t spare, as I’m on a very tight fixed income.
    If you are for real, then this will be an answer to my prayers. I’m disabled and only drive to the doctor a few times a month, get groceries once a month and church once a week.

    1. Hi Ana – the potential savings from per-mile insurance are indeed for real! We strive to provide a fair and affordable insurance for low-mileage drivers like you. Our claims team is available 24/7 and we are underwritten by the National General Insurance Group, a company with a 70-year history, over a billion dollars in premium, and a grade of Excellent from the insurance rating agency A.M. Best Company. Please do not hesitate to reach out to one of our insurance specialists with any questions, and you can see more about what others are saying about our insurance offering here.

  3. I like the idea of paying only for the miles that I drive. But in my Metromile quote, there is a base rate + the charge per mile. That means that if I choose to never drive my car, I will still pay a fee.
    So, and this is not to be ultra-picky but I am a stickler for clear language; there is a fee even if I add no miles to my vehicle. Yes?

    1. Hi Jonathan- you are correct, there is a monthly base rate plus the per-mile rate. We added a note to clarify – let us know if you have any additional questions!

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