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How to Deal with a Tire Blowout

When you’re driving, you want to feel in control of your environment and your vehicle. Hands on the steering wheel, eyes on the road, moving steadily. So it’s no wonder that hearing loud noises and experiencing a shift in speed or movement can be jarring. If that’s the case, you might be experiencing a tire blowout. Read on to learn what you should do if you have a tire blowout. 

What Should You Do If You Have a Tire Blowout? | Metromile

What is a tire blowout? 

You might be familiar with a flat tire, but a tire blowout is a different beast altogether and can be more dangerous and anxiety-inducing because of the noises and loss of stability that may be involved. According to the National Highway Traffic Safety Administration (NHTSA), “A tire blowout is a rapid loss of tire air pressure that can cause your vehicle to lose control.”

If you hear a boom or hissing sound, it’s likely you’re experiencing a blown tire and need to move to safety ASAP and remedy the issue. 

Why do tire blowouts happen? 

Tire blowouts can happen for a multitude of reasons. The most basic reason is poor tire maintenance, according to the NHTSA. If your tires are underinflated, not properly rotated, or there is an uneven tire wear pattern, you may be at higher risk for a blown tire. Some other common culprits can include:

  • Hitting a pothole
  • Heat, which expands air in the tire during the summer months
  • Excessive weight in the car 

A tire blowout can happen at any time but may have an increased likelihood when you reach higher speeds on the road, like on the freeway. Since the freeway is the last place you want to have a blown tire, it’s crucial to know what you should do if you have a tire blowout. 

What should you do if you have a tire blowout?

Having a tire blowout can be sudden and scary due to the unexpected noise and potential loss of control. If you hear a loud noise and your surroundings are clear, assume it’s your tire and take a deep breath. When you take deep breaths, your parasympathetic nervous system gets activated, which can help calm you down. 

Taking a deep breath and remaining as calm as possible is key to avoiding a sudden overreaction which could be detrimental. You don’t want to hit the brakes hard during this time and instead take strategic steps toward safety to avoid an accident. If you’re dealing with a tire blowout, according to the NHTSA here’s what you should do:

  1. Hold the steering wheel with both hands.
  2. Maintain your vehicle speed if possible and if it’s safe to do so.
  3. Gradually release the accelerator.
  4. Correct the steering as necessary to stabilize your vehicle and regain control. Look where you want the vehicle to go and steer in that direction.
  5. Once your vehicle has stabilized, continue to slow down and pull off the road where and when you judge it’s safe to do so.

When you’re safely pulled over and out of harm’s way, put on your hazard lights and call for help. If you have AAA or roadside assistance, you can get a professional on the way to help. Metromile customers can get additional roadside assistance coverage in addition to affordable pay-per-mile coverage

If you have a spare tire and know how to change a tire, you may be able to DIY it. However, be careful, especially if you’re on a busy road or freeway or in the dark. 

How to avoid tire blowout 

As noted above, the NHTSA explains that tire blowouts can occur due to underinflated tires or lack of proper tire maintenance. That’s why it’s crucial to check your tire pressure and rotate your tires on a regular basis. 

If possible, try to check these things once a month. You can check your owner’s manual to see your car’s ideal pounds per square inch (PSI). It’s best to check your tire pressure before doing a lot of driving, so check in the morning. 

Aside from proper tire maintenance, be a defensive driver and be on the lookout for potholes, big objects, or other harmful debris that can lead to a blown tire. Be aware that in excessive heat, your tires have a higher likelihood of blowing out. While you can’t control the weather, you can be aware and engage in proper maintenance so you’re prepared. 

Will my car insurance provider cover a tire blowout? 

Getting a blown tire can feel like an unfortunate incident. If you need to suddenly replace your car tire, it’s natural to wonder if your car insurance will cover it. It depends on the incident and your type of coverage. Typical car maintenance issues usually aren’t covered by car insurance. 

If you have collision coverage and the tire blowout is related to hitting an object on the road, you may be able to get it covered. But since you have to pay your car insurance deductible first, it may not be worth it. 

The bottom line 

Dealing with a tire blowout isn’t really anyone’s version of a good time on the road. But if you’re dealing with a blown tire, you can take the actions listed above to get it taken care of and move on. You may be able to get help from your insurance provider as well. Metromile offers roadside assistance as additional coverage on top of pay-per-mile car insurance. You can save by only paying for the miles you actually drive. Low-mileage drivers may be able to score serious savings by making the switch. Check your personalized quote with Metromile.


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

8 Short Road Trips from Chicago Under 100 Miles

Chicago is a city that is full of great art, architecture, food and has many things to do for residents and tourists alike. It also has a great public transportation system, is walkable, and is very bikeable, increasing the ways to get around the city. Whether you’re visiting the Windy City for a few days or live there and are looking for a little adventure, you might be considering weekend getaways from Chicago. We’ve rounded up eight short road trips from Chicago that are under 100 miles away.

1. Indiana Dunes National Park, Indiana 

8 Weekend Getaways from Chicago Under 100 Miles | Metromile

If you’re looking for a Chicago getaway that is close by and want to enjoy a natural habitat, consider heading to Indiana Dunes National Park. According to IndianaDunes.com, the locale is home to a whopping 15,000 acres, 350 types of birds, and more than a thousand flowering plants. 

You also get to explore 15 miles of the shoreline and can take advantage of 50 miles of trails. You can go hiking or horseback riding on Glenwood Dunes Trail, relax at Dunbar Beach, and grab a bite at Aaron’s Mortgage Inn. Find more information about Indiana Dunes National Park here. 

Distance from Chicago: 36.2 miles 

How long it takes to get there one-way: 44 minutes 

2. Elgin, Illinois 

Elgin Illinois

Another short Chicago getaway option is to Elgin, located in Northern Illinois as part of the Fox River Valley. You can hike and bike at the Jon J. Duerr Forest Preserve or explore the Fox River Trolley Museum. You can also see a show at the Hemmens Cultural Center, which is located along the Riverwalk. Grab some pizza at Riverside Pizza and Pub or grab some espresso or a cocktail at Mockingbird Bar + Garden. Find out more information about Elgin here. 

Distance from Chicago: 40.5 miles 

How long it takes to get there one-way: 48 minutes 

3. McHenry County, Illinois 

Mc Henry County

Looking for weekend getaways in Chicago during the winter months? Look no further than McHenry County. You can enjoy skiing, snowshoeing, sledding, ice fishing, and more. You can satisfy your sweet tooth at Julie Ann’s Frozen Custard and stay at a beautiful Victorian home at Cherry Tree Inn Bed and Breakfast. Find out more information about McHenry County here. 

Distance from Chicago: 62.8 miles 

How long it takes to get there one-way: 1 hr and 18 minutes 

4. Kenosha, Wisconsin 

Kenosha, Wisconsin

One of the top weekend getaways from Chicago is Kenosha, Wisconsin where you can enjoy the beauty and majesty of the Lake Michigan shoreline. You can enjoy the public art in the city, see the two signature lighthouses, and go by streetcar. 

You can explore the Dinosaur Discovery Museum or have a beach day at Alford Park and Beach or go skiing or snowshoeing in the winter. You can grab your morning coffee at Harborside Common Grounds or enjoy a beer and a bite at Kenosha Brewing Co. (fun fact: 90 years ago, monks in Kenosha mastered the art of creating beer in the same location). Find more information about Kenosha here. 

Distance from Chicago: 66.2 miles 

How long it takes to get there one-way: 1 hr and 13 minutes 

5. Harbor Country, Michigan 

Harbor Country

Can’t decide between a beach or forest getaway? Why not do both in Harbor Country, Michigan. Harbor Country is home to eight towns nestled along Lake Michigan. You can go to Warren Dunes State Park and enjoy hiking, various winter sports, and dunes along the beach. 

You can also enjoy the 105-acre Friendship Botanic Gardens which has trails and playgrounds for kids. Adults can enjoy wine tasting (just be sure to avoid driving to avoid a DUI) and dinner at Tabor Hill Winery and Restaurant and can stay at Baymont Inn and Suites. Find more information about Harbor Country here. 

Distance from Chicago: 72.9 miles 

How long it takes to get there one-way: 1 hr and 16 minutes 

6. Lake Geneva, Wisconsin

Lake Geneva Wi

A top destination for weekend getaways from Chicago is Lake Geneva in Wisconsin. You can ski and do winter sports at Wilmot Mountain or in the summer enjoy Riviera Beach. You can also go ziplining or get your dose of local history at the Geneva Lake Museum.  

If you’re a foodie and want to enjoy the surroundings, head to Frontier Restaurant at Lake Lawn Resort for dinner and stay the night there at Lake Lawn Resort. Find more information about Lake Geneva here. 

Distance from Chicago: 83 miles 

How long it takes to get there one-way: 1 hr and 29 minutes 

7. Rockford, Illinois 

Rockford Il

Ready for a Chicago getaway that is the size of a big city but feels like a small town? Then Rockford is your next destination. If you’re going with kids, check out the Discovery Center Museum. Are you an art lover? Check out Rockford Art Museum

You can also hike, bike, golf, ski, or bird watch at the expansive Forest Preserves of Winnebago County. Two must-visits for garden lovers include Anderson Japanese Gardens and ​​Nicholas Conservatory & Gardens. You can dine at Abreo and stay at a local hotel or go camping at a nearby campground. Find more information about Rockford here

Distance from Chicago: 88.9 miles 

How long it takes to get there one-way: 1 hr and 33 minutes 

8. Milwaukee, Wisconsin

Milwaukee WI

When it comes to road trips from Chicago, Milwaukee is another great destination. You can explore the Milwaukee Art Museum or Milwaukee Public Museum and take a stroll down the Riverwalk and explore local art and breweries. Grab some lunch and a pint at Lakefront Brewery and go golfing, to a casino, biking, and much more. Stay in downtown Milwaukee at ​​Dubbel Dutch. Find more information about Milwaukee here. 

Distance from Chicago: 92.1 miles 

How long it takes to get there one-way: 1 hr and 31 minutes 

The bottom line 

If you live in Chicago or are just visiting, you can enjoy these eight destinations if you’re looking for close road trips from Chicago. These options are good weekend getaways from Chicago that you can enjoy in a few days or even if you just want to take a day trip. While on the road, you want to make sure you’re covered and prepared. That can include having the right car insurance. Low-mileage drivers can benefit from pay-per-mile coverage and pay for miles based on how much they drive. Check out a free quote with Metromile and get roadside assistance to stay protected on your road trips. 


​​Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

8 Things You Can Do If Your Car is Stuck in Snow

When getting behind the wheel, it’s important to consider how the weather may impact your driving or the driving conditions that affect your safety. During the colder months of the year — when the air seems to pierce your face with its crispness — snow can fall and become a driving hazard. While snow may be beautiful to look at while you’re cozy next to the fire, it’s not really something you want to be driving in, especially if conditions are severe. But sometimes things happen, and you may find your car stuck in snow, unable to move. If you find yourself in this situation, here’s what to do beforehand and how to get a car out of snow.

How to Get Your Car Out of The Snow | Metromile

How to prepare beforehand for driving in snowy weather 

If you live in a snowy climate (hey there, much of the East Coast and Midwest), it’s important to be prepared and drive with the right kind of tires. There are different types of tires available on the market but you still need something more than your standard tire. You need snow tires, to help you navigate icy and snowy terrain. 

Having a car stuck in snow may be due to having the wrong tires. It’s like trying to use a screwdriver when you need a hammer. You need the right kind of tool to help you deal with snow and drive safely. Another thing that can help is having a snow shovel in your trunk in the event you get stuck in snow. 

1. Remove snow surrounding the tires 

Figuring out how to get your car unstuck from snow requires identifying the problem first. In most cases, the primary issue is that the snow acts as a barrier preventing you from moving forward. 

The first step to getting your car unstuck is to remove the snow from surrounding areas of the tire (and this is why a snow shovel will come in handy!). Remove the snow in front of your vehicle and behind your car to make sure you have a runway to drive forward and back up if you need to. 

2. Be gentle with the gas pedal 

If your car is stuck in the snow, you may have the inclination to hit the gas pedal at full speed to get unstuck. That can leave you spinning your wheels, literally. In other words, it’s not a very effective strategy. While it may seem counterintuitive, be gentle with the gas pedal and slowly allow your car to go forward. 

3. Slowly move forward and back up 

When driving in snow conditions, you want to be mindful of your transmission and be delicate with your maneuvers. Put your car in drive with your foot lightly on the gas, then slowly transition and back up your car. Doing so can help shake off some of the snow stuck on your tires. 

4. Put snow chains on your tires 

If you have a car stuck in the snow, one remedy that can help is putting snow chains on your tires. These tire chains can be used in winter to help your tires improve traction in icy and snowy weather conditions. 

If you don’t have them, consider buying some and keeping them in your trunk along with your snow shovel. To learn how to install snow chains correctly and safely, you can watch this tutorial. 

5. Use various materials to boost traction 

When your car is stuck in snow, it’s difficult for the tire to get traction on the road to get moving. The good news is there are various materials you can use to boost traction. These items include:

  • Cat litter (win for all the cat owners!)
  • Dirt
  • Sand

As you can see from this list, these materials are granular and can increase the traction under your tires. Place one of these materials underneath the tires. Then, slowly press the gas to see if you can move forward. If you need something else you might have in the car, you can try out car mats or cardboard you might have on hand. 

Also, if you’re thinking of using other materials to try and melt ice, think again. For example, some substances such as antifreeze or cleaning materials may be poisonous to animals and humans alike. On top of that, it could be illegal or hazardous to do so. 

6. Get a helping hand 

If you have passengers in the car or there are other people nearby, sometimes a little helping hand can go a long way. A little (wo)man power can help move your car and get it unstuck from the snow. 

You want to do this maneuver safely so make sure you’re in drive and put your foot gently on the gas (reverse would be a HUGE mistake!). Have the other people push your car forward to gain momentum. 

7. Release some air from the tires 

Learning how to get your car unstuck from snow requires some trial and error, and some options may work better than others. One option that may work is to release some air from the tires so they’re slightly deflated, in order to gain more traction. 

An important caveat: this is only a good option if you have a tire pump or can fill up your tires with air close by as it can be dangerous to drive on underinflated tires.

8. Get roadside assistance 

If you’ve tried the steps above and your car is still stuck in snow, you might need to call the professionals. That’s where roadside assistance can come in handy. Metromile customers with roadside assistance coverage  can get much-needed help in a bind. 

The bottom line 

Figuring out how to get your car unstuck from snow can be a daunting process. Though it can be some work, using these eight tips can provide a fix if you find your car stuck in snow. The most important part is to remain calm as possible and slowly and strategically maneuver the car. Lastly, you can see if you can get additional support from your car insurance provider. Metromile offers roadside assistance and coverage that can benefit low-mileage drivers. You pay gas by the gallon, so why not pay for the miles you actually drive? Get your quote today and learn about our various coverage options. 


​​Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

Run Out Of Gas? Here’s What To Do Next

If you see that your gas tank is approaching “E”, you may put “fill up the gas tank” on your to-do list and go on with your day. But sometimes life gets in the way, and you may be busy and have forgotten about it. If it’s too late, and you’ve reached the point of no return and you’ve run out of gas, you need to remedy the issue ASAP. Here’s what to do if you run out of gas.

What To Do If You Run Out of Gas | Metromile

Warning signs that you’ve run out of gas

When you’re out of gas, there may not be a dramatic halt notifying you that it’s time to fuel up. But there are plenty of warning signs that you’ve hit the dreaded “E” and should get to safety and fill up ASAP. These include:

  • Vibrations in the car — you may feel your car or steering wheel vibrating 
  • Lack of power or momentum — it may be difficult to accelerate and go forward
  • Odd engine noises — if it feels like your car is going “putt putt putt” and on the struggle bus, it’s time to fill up as your engine is sputtering 

If any of these things are happening or you hear or feel anything else peculiar, it’s likely your car is grasping for fuel to try and keep going. 

Get off the road and turn on emergency blinkers 

It’s one thing to run out of gas. It’s another to have your car lose speed or power and end up inadvertently causing an accident. That’s why it’s crucial to get off the road and pull over somewhere safe. This can be the shoulder or side of the road, out of traffic flow. Once there, turn on your emergency blinkers. 

Identify where you are 

Once you pull over, you may need to leave your car and get gas or notify help where you’re at. Hopefully, your phone has signal, and you can get your GPS location. Look to see if you’re near any particular streets or freeway exits, notable buildings, or memorable location markers. 

Go to the closest gas station 

If you’re wondering what to do if you run out of gas, it makes sense that you need to get gas to fix the issue. That means heading to the closest gas station and buying a gas can to get your car back on the road and moving. 

You can use the Google Maps search function and look up “gas stations.” You can also use GasBuddy.com and use the “Find Gas” tab to see affordable and nearby gas stations. 

Since your car is likely out of commission, you may need to walk or take a ride-sharing service there. Be mindful of the potential hazards of walking if you’re on the highway or a busy intersection or if you’re in a poorly lit or dangerous area. In that case, opting for a ride-sharing service such as Uber or Lyft can help get you there safely. 

Phone a friend 

If you run out of gas, you may want a friendly and familiar face to help you. In that case, phone a friend to see if they can help. Obviously, this option depends on if you have friends or family nearby that are available, but it doesn’t hurt to try. 

Your friends or family can pick you up to get a portable gas can to help you get back on the road. That should be enough to get you to the nearest gas station. 

Call for roadside assistance 

You may be able to get roadside assistance to help you if you’ve run out of gas if you’re a current AAA member or if your car insurance provider offers it. You may be able to access this by calling or using their app, if applicable. Metromile offers roadside assistance as an additional coverage to your car insurance policy to help make sure you’re covered if you get into a situation like this. 

The bottom line 

If you’re out of gas, it can be anxiety-inducing and derail your day or evening. But you can remedy the issue by taking these steps. The most important part is to get to a safe place and get gas quickly so you can move on with your day. To prevent the issue in the future, fill up after the gas tank gets past the halfway mark or set a day per week to fill up so you’re never in danger of running out of gas. 

Also, see if your insurance provider offers roadside assistance if such an incident should arise. Metromile offers roadside assistance coverage and affordable rates for low-mileage drivers. If you drive here and there or mostly for errands, making the switch can lower your car insurance costs. If you’re still paying a flat rate for coverage and paying for miles you don’t drive, it’s time to re-think your auto insurance. Get a quote with Metromile today. 


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

How Much Does Insurance Go Up After a Speeding Ticket

If you’re driving on the road, you want to keep pace with the flow of traffic. But sometimes, knowingly or unknowingly, you go faster than the stated speed limit in that particular area. In either case, the consequence can be the same — you may be hit with a speeding ticket. You can beg, cry, plead, or tell the officer you’re rushing to work. The officer may show some grace and let you off with a warning, but if not, you’ll have to deal with a speeding ticket. But then the questions start to arise. Do speeding tickets affect insurance? How much does insurance go up after a speeding ticket? In this brief guide, we break down what to know about speeding tickets and car insurance

How a Speeding Ticket Affects Your Car Insurance | Metromile

Do speeding tickets affect insurance? 

It’s no secret that speeding tickets aren’t exactly cheap. The average speeding ticket cost in California could be several hundred dollars after fees and such for an initial $35 base fine. That’s not even close to some of the costs in other parts of the country (Virginia reportedly has the highest penalties, with citations that can cost upwards of $1,000!). 

But that initial sting of the ticket itself is just part of the overall financial repercussions. If you’re wondering, “Do speeding tickets affect insurance?” the answer is most likely “yes”. When you get a speeding ticket, you may get a point on your license, which is added to your driving record. If this is your first speeding ticket, you may be able to go to traffic school and get the point taken off your record without affecting your insurance. But that’s not always the case.  

A major factor in determining your insurance rate is your driving record, and that includes traffic violations like speeding tickets. The more tickets you have, the more likely your insurance rates will rise. 

Here’s how a speeding ticket may affect your car insurance: 

  • Your car insurance premium may increase at the time of renewal.
  • Rates could increase for several years. 
  • Whether your rate increases can depend on the speed, location, and state. 
  • You may lose out on a “good driver” discount or other relevant discounts.
  • If your driving record has a lot on it and it’s pretty serious — and a speeding ticket is just the icing on the cake — it may be difficult to get car insurance from a private company. If that’s the case, you can see if your state provides government auto insurance. 

Why do car insurance rates go up after a speeding ticket? 

Your driving record helps insurers understand how much of a risk you might be on the road. And guess what determines your driving record in addition to accidents and minor fender benders? Yep, speeding tickets. 

Speeding is one of the leading causes of car accidents. So when you engage in this risky driving behavior, it’s natural for your insurance company to take this additional risk factor into account. If you rack up multiple speeding tickets, it can have a more significant impact on your rates. 

The (kind of) good news is that according to an analysis from The Zebra, speeding tickets are the least costly kind of traffic violations when it comes to insurance rates. But the potential price hike can still be significant. If you’re worried about how much does insurance goes up after a speeding ticket, on average, it’s $354 per year according to an analysis by financial site NerdWallet. Not exactly a small amount. 

The thing about speeding is that it’s not a black and white issue — a driver may be caught speeding a few miles over the limit or far past the limit. In other words, there’s a lot of room for nuance and going 5 to 10 miles per hour over the speed limit is different than going 25 to 50 miles per hour over the speed limit. 

The severity may be reflected in your speeding ticket and your car insurance rate hike. It all depends on how your state treats speeding tickets and the limits, as well as your car insurance provider. 

Each car insurance provider may treat a speeding ticket differently. While some companies only increase rates if a driver receives a ticket for going more than 15 mph over the posted limit, other companies may not increase the rate at all if it’s a first-time offense.

Of course, having multiple traffic violations, including speeding tickets can add points to your driving record. That may mean you could be at risk for sky-high insurance premiums. In the worst case, you may get your license revoked or suspended. 

Here’s where you can take a deep breath though — traffic violations don’t permanently affect your insurance rates. So if you think speeding tickets will be on your driving record forever and lead to crazy expensive rate hikes for eternity, think again. 

Most companies examine your list of traffic violations over the last three to five years when determining your rate, and once a ticket is removed from your driving record (this varies by state, but most states take away the points after three years), insurance companies can no longer hold the infraction against you (phew!). 

What can you do to lower car insurance premiums after a speeding ticket? 

If your primary concern is about cost it’s natural to wonder how much does a speeding ticket raise insurance? Just how much it increases can depend on your driving history and insurer, but there may be some ways to lower car insurance premiums after a speeding ticket. 

The first thing you want to do is see if you qualify for a defensive driving course so you can avoid getting a point added to your record. If so, then that’s a big win and can save you money in the long run. You’ll still have to pay for traffic school though and the ticket plus any associated fees. 

Next, commit to being a safe driver and be more mindful of speed while on the road. One speeding ticket isn’t the end of the world but racking up plenty more won’t do you any favors in the cost-savings department. 

You also want to see if the speeding ticket will affect your car insurance premium or not. If you have a good driving history and this is a one-off thing on a spotless record, your insurance company may not take any action. 

However, if your insurance company does raise your car insurance premium it may be for several years. Depending on the increase and your preference, it may be good to shop around and look at other coverage options. 

The bottom line

After getting hit with a speeding ticket you may worry and wonder how much does insurance go up after a speeding ticket?! It may be several hundred dollars, depending on your record, your insurer and if you can take defensive driving or not. Though it can be costly, a one-time thing is like a warning from the universe to slow down. 


Going forward, be aware of the speed limit in the area you’re driving. In the best case scenario, you won’t have a premium increase. If your car insurance premium does rise, look into getting other car insurance coverage. Low-mileage drivers can take advantage of pay-per-mile coverage with Metromile. You do things like pay for gas by the gallon. So why not pay for miles based on how much you drive? It’s car insurance that makes sense. Grab a complimentary quote with Metromile to see about potential savings.

8 Weekend Getaways from Portland Under 100 Miles

Portland is home to an amazing array of restaurants, breweries, wineries, parks, and has some of the best public transportation and is very bike-friendly. Whether you live in Portland or are planning to visit, there are many things you can do in the city. But sometimes you want to explore attractions and locations nearby for a change of scenery. If you’re looking for weekend trips from Portland that aren’t too far away, here are 8 getaways from Portland that are less than 100 miles away.

1. McMinnville

McMinnville

Oregon is well-known for its wine country in the Willamette Valley. There are many areas to explore, but one of the top places to get your wine fix and experience what it has to offer is McMinnville. According to the city’s tourism website, McMinnville is the “heart of Oregon’s wine country”. You can explore a 100-year old farmhouse and get a wine tasting at Dominio IV Wines and stay at McMenamins Hotel Oregon, a unique and eccentric chain of establishments. Get some pizza from 3rd Street Pizza Co and go for a walk at Wortman Park. Find more information about McMinnville here. 

Distance from Portland: 32 miles 

How long it takes to get there one-way: 57 minutes 

2. Silverton

Silverton,OR

Are you looking for a small-town adventure with charm and majestic beauty? Look no further than Silverton, also known as “Oregon’s Garden City”, which was established in 1854. Silverton is one of the top weekend trips from Portland as it’s home to Silver Falls Park, a lush and cascading waterfall and park. Don’t miss the 177-foot South Falls waterfall and feel free to hike around the park or even camp there or have a barbeque. You can stay at the quaint Oregon Garden Resort and get dinner at The Gallon House. Find more information about Silverton here.

Distance from Portland: 41.1 miles

How long it takes to get there one-way: 53 minutes

3. Salem 

Salem,OR

Want to visit the Oregon capital as one of your weekend getaways from Portland? Then add Salem to the list. According to the tourism website Travel Salem, the location is “The most Oregon part of Oregon.” You can enjoy the Riverfront Park, check out the Oregon State Capitol, and get your flower fix at the Adelman Peony Gardens. You can sip wine at Redhawk Winery and eat Italian food at Gamberetti’s. Find more information about Salem here. 

Distance from Portland: 46.1 miles 

How long it takes to get there one-way: 49 minutes 

4. Columbia River Gorge 

Columbia River Gorge OR

For residents and tourists alike, one of the top weekend getaways from Portland is the stunning Columbia River Gorge. According to the United States Department of Agriculture Forest Service, the Columbia River Gorge is a whopping 80 miles long and 4,000 feet deep. While there, you can see the tallest waterfall in Oregon at Multnomah Falls, which is a sight to behold. You can also see gorgeous views of the river from the Crown Point Vista House.  You can also check out the Columbia Gorge Discovery Center and hike the Angel’s Rest Trail. Find more information about the Columbia River Gorge here. 

Distance from Portland: 54.9 miles 

How long it takes to get there one-way: 1 hr, 4 minutes 

5. Hood River 

Hood river Oregon

Just a short drive from Portland is Hood River, a city full of zest and adventure. Whether it’s winter or summer, there are many outdoor activities to enjoy. You can rent a raft or a motorcycle or even go windsurfing (Fun fact, according to Travel Oregon Hood River is the windsurfing capital of the world). You can also grab a bite and brew at Solstice Woodfire Cafe and try out a craft beer at pFriem Family Brewers. For something unique, check out the Western Antique Aeroplane & Automobile Museum. Find more information about Hood River here. 

Distance from Portland: 62 miles 

How long it takes to get there one-way: 1 hr, 2 minutes 

6. Mount Hood 

Mount Hood Oregon

While in Portland, you can see the iconic and snow-crested Mount Hood in the distance. In colder months, Mount Hood is a ski haven and ideal for snow adventurers. You can plan a trip to Mount Hood Meadows here and stay at the legendary locale, The Timberline Lodge. While there, you can enjoy a beer and food at Mt Hood Brewing. Find more information about Mount Hood here.    

Distance from Portland: 68.4 miles 

How long it takes to get there one-way: 1 hr 37 minutes 

7. Cannon Beach 

Cannon Beach Oregon

Portland may rain for much of the year but the summertime is nearly perfect. When it gets hot, it’s fun to go for a drive and take a beach day. One of the best getaways from Portland is Cannon Beach. There you can see the signature Haystack Rock and grab some lunch at local favorite Bill’s Tavern & Brewhouse or the Driftwood Restaurant & Lounge. You can go on a public art walking tour or shop from the many boutiques and stores in the area. Cannon Beach is one of the best weekend trips from Portland, especially in the summer. Need a place to stay? Check out Ecola Inn. Find more information about Cannon Beach here. 

Distance from Portland: 79.2 miles 

How long it takes to get there one-way: 1 hr 31 minutes 

8. Astoria 

Astoria Oregon

The Oregon coast is breathtaking and has numerous options for weekend getaways in Portland. If you want a quirky beach town, head to Astoria. You can go to the historic site, The Astoria Column, and grab lunch at Fort George Brewery. Head to the Oregon Film Museum and see where they shot part of The Goonies or enjoy a bit of history and architecture at the Flavel House Museum. You can also enjoy nature and recreation at the historic Lewis and Clark National Historical Park. Find more information about Astoria here. 

Distance from Portland: 97.6 miles 

How long it takes to get there one-way: 1 hr 45 minutes 

The bottom line 

If you’re looking for a getaway from Portland, check out these eight options. Whether you’re more outdoorsy or more epicurean, you have various options to choose from. Go for a day trip or as part of weekend trips from Portland. While you’re preparing to head out on the road, make sure you’re covered with the right car insurance. Metromile offers drivers in Oregon pay-per-mile coverage, which can help lower costs. Want car insurance that feels more fair and straightforward? Grab a free quote from Metromile to see if it’s the right fit for you. 


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

The Top 8 Causes of Car Accidents Involving Fatal Crashes

Driving can be something you do to get from point A to point B or something you do for leisure and to experience the open road. But in a few seconds, one wrong move on your part or another driver’s part, and there could be a car accident. As of 2021, fatalities due to car crashes are on the rise. According to The National Highway Traffic Safety Administration (NHTSA), car crash deaths increased 18.4% in the first half of 2021 compared to the same timeframe in 2020, amounting to 20,160 fatalities. This surge in crash fatalities is concerning, and as a driver, you should take a proactive role in minimizing your risk. We’ve outlined the top causes of car accidents involved in fatal crashes based on NHTSA data analyzed by the Insurance Information Institute.

1. Driving too fast 

If you’re wondering what is the most common cause of collisions, it’s driving too fast aka speeding. Any time you drive, there is a level of risk. But your speed can make a big difference in whether you get into an accident or not. 

If you’re driving within the speed limit and have to stop abruptly, you may have time to brake fast if you need to. If you’re speeding? You may not be as lucky. Driving too fast or speeding is one of the most common causes of car accidents. During the pandemic, speeding is also on the rise

According to NHTSA data, average speeds increased overall in 2020 during the pandemic. Additionally, “extreme speeds” defined as 20 miles per hour over the limit or more increased as well, contributing to an 11% boost in fatalities that were related to speeding. 

Speeding is one of the leading causes of car accidents and fatalities. As of 2019, 17.2% of fatal crashes were due to speeding among 8,746 drivers. So before rushing off somewhere or hitting the gas pedal too hard, slow down. It’s not worth your life or others. 

2. Driving under the influence of substances 

The second leading cause of car accidents in fatal crashes is driving under the influence of substances. Whether it’s alcohol, drugs, or medication, these substances can impair your cognition and ability to drive. As of 2019, this made up 10.1% of fatal crashes among 5,164 drivers. 

Unfortunately, substance abuse has increased in the pandemic, and it’s affecting driver behavior as well. Current 2020 data shows that about two-thirds of drivers who were injured or killed in a car crash had a substance such as alcohol, marijuana, or opioids in their system between Mid-March and Mid-July of 2020. What’s more concerning is that opioid use in drivers doubled after the pandemic, and marijuana use increased close to 50%

Getting a DUI or DWI can be expensive and can also cost you your life and endanger others. Avoid alcohol, drugs, and medication before getting behind the wheel. Consider  taking  a ride-sharing service such as Lyft or Uber or a cab if you’re not okay to drive. 

3. Failure to yield 

Another common car accident culprit is failure to yield or give the right of way. When driving, it’s a delicate dance with other drivers, and you must yield or give the right of way to other drivers in certain situations. 

That means pulling over when an emergency vehicle is coming and giving the right of way to pedestrians. It also means that you give the other person the right of way if they were there first when you’re at an intersection. Failing to yield or offer the right of way can lead to car crashes, causing 7.3% of fatal crashes in 2019 among 3,728 drivers. 

4. Not staying in the appropriate lane 

Have you ever seen a driver straddling the lines of two lanes, and you think to yourself ‘Stay in your lane!” Well, as you can imagine, that’s an accident waiting to happen. “Failure to keep in proper lane” was the fourth common cause of fatal crashes in 2019. 

This driving behavior led to 6.6% of fatal car crashes among 3,381 drivers. If you find yourself veering off to another lane, get back into your lane and when appropriate, turn on your signal and change lanes when the coast is clear. 

5. Careless driving 

Driving safely requires you to balance your focus, speed, and navigate transitions seamlessly. Drivers who are careless can be a danger and cause accidents. 

Some examples of this can include not paying attention, following too closely, hitting traffic lights or stop signs, and more. This was the fifth most common cause of car accidents in fatal crashes as of 2019, making up 6.5% of incidents among 3,302 drivers. 

6. Driving while distracted 

There are so many ways to be distracted these days. You hear a ping on your phone that you got a text message. You get an alert from one of your apps. Your friend calls you to catch up while you’re driving. Your cell phone can be a leading cause of distracted driving and cause accidents. 

Aside from that, you could be distracted because you’re trying to cram a breakfast sandwich in your mouth or trying to put on mascara at a stop light while driving. Distracted driving (defined as caused by phone, talking, eating, object, etc.) caused 5.9% of fatal crashes in 2019 among 3,008 drivers. 

7. Not adhering to traffic signs and signals 

Stop signs and traffic lights are in place for the safety of all drivers. They help guide drivers and help the flow of traffic. If you fail to comply with traffic signs and signals, it could be a danger to yourself and other drivers. 

Running through a stop sign or trying to make it as the light turns red or just straight up running a red light, can cause fatal car crashes. These types of accidents made up 4% of fatal crashes in 2019 among 2,054 drivers. 

8. Erratic or reckless driving 

Certain car behaviors like erratic or reckless driving can also cause car accidents. Think of drivers swerving, weaving in and out of lanes without regard to other drivers, tailgating, or changing lanes without looking. 

All of these behaviors are incredibly risky, and as of 2019 “Operating vehicle in erratic, reckless or negligent manner” led to 3.7% of fatal crashes among 1,880 drivers. 

Other causes of car accidents

We’ve outlined the top eight causes of car crashes based on NHTSA data analyzed by the Insurance Information Institute. So if you’ve been curious about which is the most common cause of traffic crashes, now you know. 

Below is the chart that includes the remaining causes including overcorrecting and oversteering, vision obscured due to rain, snow, lights, etc, being drowsy, driving the wrong way, swerving due to weather, making a wrong turn, and other factors not described. 

Source/credit: Insurance Information Institute (III) 

The bottom line 

If you’re wondering what is the most common cause of collisions, currently it is speeding. As you can see on the list, there are various other causes of car accidents that can lead to fatal car crashes. 

Not all accidents are fatal, some are simply fender benders, but no one wants to deal with the headache of a car accident and filing a claim. That’s why it’s key to drive safely and focus on the road and make sure you have the right car insurance coverage. If you’re a low-mileage driver, pay-per-mile auto insurance may be the best option for your budget and lifestyle. Why pay more when you can pay for just the miles you drive, along with a low base rate? Get your free quote to see if it’s the right option for you. 


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

How To Stay Awake When Driving For Your Safety and Others

You’re driving down the road, and your eyelids feel heavy. Fatigue washes over you, and you feel how difficult it is to keep your eyes open and your mind focused as you try not to doze off. You might attempt to push through, but you should reconsider. Driving while drowsy can be extremely dangerous. In fact, the Center for Disease Control (CDC) notes that driving while sleep-deprived can be just as dangerous  as driving drunk or intoxicated. On top of that, the National Highway Traffic Safety Administration (NHTSA) reported 697 fatalities as of 2019 from crashes where driving drowsy was the primary culprit. Though sleepy driving doesn’t always lead to death, NHTSA data from 2017 reports that 91,000 crashes that were reported to police involved driving while drowsy. These incidents can be prevented by taking some strategic steps. Here’s how to stay awake while driving and reduce your risk of accidents.

How to Stay Awake While Driving and Avoid Accidents | Metromile

1. Drink some water 

Did you know that the body is up to 60% water, and your brain that helps you think and focus is 73% water? It’s true, according to data from the United States Geological Survey (USGS).  So to help with your alertness levels, it’s time to hydrate! Some research shows that hydrating with water can improve alertness levels. 

2. Boost your caffeine intake

If you’re okay handling caffeine, you might consider grabbing some coffee, a Red Bull, tea, or another caffeinated beverage of your choice. In fact, one study showed that one cup of coffee had a positive impact on driving performance while fatigued. 

3. Drink peppermint or ginger tea 

If you can’t have caffeine for health or personal reasons, consider drinking specific herbal teas like peppermint or ginger tea. The fresh mintiness of peppermint can be invigorating, and the sweet spiciness of ginger can boost alertness. 

4. Pull over for a power nap 

If you’re driving while tired, you want to figure out how to stay awake when driving. But sometimes, your efforts are futile, and it’s best to give in to a little rest. Consider pulling over in a safe and appropriate place like a rest area (not the shoulder!) for a power nap of 20 minutes. Twenty minutes is a good amount of time for a little energy boost without too much grogginess upon waking. 

5. Switch drivers, if possible 

If you’re not riding solo and have company in the car with you that is of driving age and can legally drive, see about switching with them for a while. See if they can go from passenger to driver while you go from driver to passenger so you can get a little shut-eye. 

6. Make frequent pit stops 

When you’re trying to go somewhere, and extremely tired, it can feel counterproductive to take frequent pit stops. But just like taking breaks is good for you throughout the workday, making frequent pit stops is also good for you when you’re drowsy. No need to rush or power through. The RoadTripExpert recommends taking a 15-minute break for every two hours of driving. Get some water and stretch. 

7. Put your windows down, turn your music up 

Driving, especially on road trips, can be monotonous depending on the road (looking at you Interstate 5 from LA to SF). It can seem like one long stretch with little to no variety, which can add to the fatigue. That’s where you need to figure out how to stay awake on long drives. One way to boost your energy is to engage the senses. Put your windows down and turn your music up. Feeling the fresh air on your face may wake you up and the music can help pump you up. 

8. Get your body moving 

Driving a lot can also mean staying in the same position for an extended period of time. If you’re tired, make a pit stop to get your body moving. Stretch your arms and legs, roll your neck, do some push-ups, squats, and jumping jacks. In fact, exercise may help boost your body temperature and help wake you up a bit. 

9. Snack on whole foods 

When you’re sleepy, grabbing that candy bar can seem attractive to get that loaded sugar rush. But you may be better off eating whole foods like vegetables, fruit, and lean protein. Think of apples, bananas, almonds, peanuts, and jerky to help you feel nourished. 

10. Improve your posture 

If you’re drowsy, you may be slouching and holding onto the steering wheel in a sloppy fashion. If you want to figure out how to stay awake when driving, perk up and sit tall. Improve your posture, so your spine is straight, and keep both hands firmly on the wheel. Better posture can help boost your energy levels, helping you stay alert and awake. 

11. Avoid driving during peak drowsy driving hours 

According to NHTSA, drowsy driving car crashes happen at two peak times:

  1. Between midnight and 6am
  2. In the late afternoon

During these periods, it’s normal to have your energy dip. In the middle of the night, many people are used to sleeping so it can be somewhat unnatural and dangerous to drive during this time. If possible, avoid these timeframes while driving and stick to when your energy is the highest. 

12. Be mindful of food, drink, and medication that can make you sleepy 

In order to figure out how to stay awake on long drives, it’s crucial to be mindful of the food, drink, and medication you’re consuming before you get behind the wheel. For example, though a big serving of fettuccine alfredo or turkey may sound good, those dishes may make you sleepy. 

You also don’t want to consume any alcohol (also, that could lead to a DUI, which is costly and damaging, and potentially life-threatening for you and others). Additionally, if you’re on specific medications such as Xanax that can make you sleepy, you want to avoid that right before hitting the road. 

13. Consider chewing gum to combat fatigue 

If you’re feeling fatigued, it may seem odd to chew gum. But one study has shown that chewing gum alleviates some fatigue if you’re experiencing sleep deprivation. Additionally, chewing gum can help prevent yawning as well

The bottom line 

If you’re tired behind the wheel, consider these 13 tips on how to stay awake while driving. Drowsy driving can be serious and dangerous for you and others so take precautions to make sure you’re safe. 

As part of your car safety plan, make sure you have the right car insurance coverage for your needs. If you’re a low-mileage driver, it might be time to re-think your auto insurance. Using Metromile, you can pay a low base rate and pay for the miles you drive, and nothing more. Get a free quote today



Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

Here’s How Much a Speeding Ticket Costs in California

If you get pulled over for speeding in the Golden State, you may get hit with a ticket. If you’re lucky, you may get off with a warning. But if luck isn’t on your side, then you want to make moves to deal with the ticket and prepare for the consequences. In this brief guide, we’ll cover the speeding ticket cost in California and the impact it can have on your car insurance premium.

How Much Is A Speeding Ticket in California? | Metromile

How much does a speeding ticket cost in the state of California? 

If you’re wondering how much is a speeding ticket in California, it depends on how fast you were going as well as the location, such as speeding in a school zone or construction zone. On top of that, there may be additional charges and fees that can add up fast, making California one of the costliest places to get a speeding ticket

According to California Courts — The Judicial Branch of California’s website, a speeding ticket fine, plus fees and potential penalties could cost $490 or even more. But how much you’ll pay in total can vary. Let’s take a look at the California speeding ticket base fine breakdown:

  • 1 to 15 MPH over speed limit = $35
  • 15 to 25 MPH over speed limit = $70 
  • Over 25 MPH over speed limit = $100 
  • Over 100 MPH = $200 

These base rates are just the starting point and can increase by $35 if you’re found to be in a construction zone. According to an April 2018 Report on Penalty Assessment Funds, “​​Traffic infractions are generally minor offenses not punishable by time in jail but by a base fine of up to $100, and they include offenses such as speeding or failing to stop at a stop sign.”

The report also explains that you may be hit with a base fine, a penalty, or a surcharge which is added as part of the punishment, and a fee or assessment that helps recoup administrative and court costs. On top of that, the state of California adds a 20% state surcharge to base fines as well. 

Let’s take a look at some potential fees that can be added to your traffic violation for speeding. 

Source/credit: pg 11 Penalty Assessment Funds Report 

So in total, the maximum speeding ticket you get in California could range from $238 to $900, according to TicketClinic.com. If you get a ticket and have to pay a hefty speeding ticket fine, you may be able to request a payment plan, reduction, or community service here. 

How to proceed after getting a speeding ticket in California 

If you get a speeding ticket in California, you’ll get a “Notice to Appear” in court and will need to take action before that time. Your options include:

  • Pleading guilty to speeding and paying the ticket. You may be able to pay the ticket online and be done with the case. You’ll typically have one point added to your license, which may impact your car insurance premium. 
  • Pay for and attend traffic school as well as pay any fines. Going to traffic school can avoid points on your record, but you must be eligible to do so. This is typically granted for first-time offenders. 
  • Go to court on your court date, where you may plead guilty, not guilty, or no contest. 

It’s important to take one of these steps so you can deal with the speeding ticket and prepare for any potential consequences. Your best bet is likely traffic school if you qualify for that option, as it could potentially save you money in insurance in the long run. 

Your car insurance may go up after getting a speeding ticket in California 

Getting a speeding ticket in California is no fun. It can be costly with the fine and fees and can add up even more when you take into account your insurance costs. If you get a point on your record for speeding it may not affect you that much —  but you may  be seen as a risk to your insurer, and your rates could potentially go up. It’s not something to worry about too much, but something to be aware of.  

According to Bankrate, if you’re 18 years of age and have full coverage and get a speeding ticket in California, your premium may rise 20%. If you’re 40 years of age and have full coverage and get a speeding ticket in California, your premium may rise 36%. 

Of course how much it goes up can depend on your age, previous driving history, and car insurance provider. If your rates go up significantly it might be time to shop around to see if there are more affordable and better options suited for you. 

The bottom line 

As you can see, the speeding ticket cost in California isn’t exactly cheap. Among all the fees, it adds up fast. If you take into consideration the rising insurance premiums, it can be an expensive blunder. So if you’re wondering how much is a speeding ticket in California, it can vary. 

If you can, go to traffic school to avoid points being added to your license. If that’s not an option, take care of the speeding ticket in California and if your rates increase, you can shop  around for new insurance. If you don’t drive that much, pay-per-mile coverage may be the best fit for you. You pay for gas by the gallon, so why not pay for miles based on how much you truly drive? See how much you can save with Metromile and get your quote today. 


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.

How to Prevent Catalytic Converter Theft

Wherever there is something of value, there is the possibility of theft. While car theft is a concern, some thieves target specific car parts like catalytic converters. Catalytic converters help reduce pollution by turning the exhaust into something that’s not as harmful. Theft of catalytic converters has spiked almost 293% in a year from July 1, 2020 to June 30, 2021 according to the Rockford Register Star. Given the rise in theft, we’re sharing how to prevent catalytic converter theft and what you can do to protect yourself.

Why Do People Steal Catalytic Converters? | Metromile

Why do people steal catalytic converters from cars?

If you’re curious why people steal catalytic converters, it comes down to money and how easy it is. The National Insurance Crime Bureau (NICB) has also noticed a huge spike in catalytic converter theft during the pandemic. It explains that a lot of it has to do with supply and demand and limited resources. 

The NICB President and CEO said in a statement:

“Vehicle thefts, carjackings, and break-ins are all crimes we’ve witnessed trending upward for several months, and now catalytic converter thefts are also on the rise,” said David Glawe, President and CEO of NICB. “We have seen a significant increase during the pandemic. It’s an opportunistic crime. As the value of the precious metals contained within the catalytic converters continues to increase, so do the number of thefts of these devices. There is a clear connection between times of crisis, limited resources, and disruption of the supply chain that drives investors towards these precious metals.” 

The value of the metals from catalytic converters is an obvious factor, but another culprit is how easy it is for thieves. Stealing a catalytic converter may only take a few minutes. So you have the monetary value of these parts, the ease of execution, plus supply and demand and difficult times for a lot of people, and you get a perfect recipe for an increase in theft. 

What’s the value of a catalytic converter? 

The value of catalytic converters or how much they’re worth makes them an appealing quest for thieves. How much catalytic converters are worth can depend on the type of vehicle and how old the vehicle is. 

The precious metals used in catalytic converters have increased in value. According to NICB, “In recent years, the values of these precious metals have increased significantly. As of December 2020, rhodium was valued at $14,500 per ounce, palladium at $2,336 per ounce, and platinum going for $1,061 per ounce. Typically, recyclers will pay $50 to $250 per catalytic converter.”

Rockaway Recycling has a list of catalytic converter scrap prices ranging from small amounts to several hundred dollars — up to $543 for foreign car catalytic converters. 

If your catalytic converter gets stolen, you’ll have to replace it. According to J.D. Power, most catalytic converters cost between $800 to $1,200. NICB states that it could cost between $1,000 to $3,000 to get your car fixed, so it can be pretty expensive to fix this issue. In the past (pre-pandemic), catalytic converters started around $350 and up (not including labor) states a 2015 article on AutoServiceCosts.com

The value of the metal in catalytic converters is surging due to a shortage plus an increase in demand, making the part more costly and theft more common. Read more about the economic context and why it’s surging here. 

What is being done to help catalytic converter theft prevention?

Given the spike in catalytic converter theft, you might wonder if anything is being done about it. Some states are trying to take things into their own hands. 

According to a Washington Post article, “In Ohio, lawmakers introduced a bill to ban the sale of catalytic converters without proof of ownership. And a city in Arizona launched an undercover initiative called “Operation Heavy Metal” to combat the thefts, which jumped from two cases in 2018 to more than 400 as of September.”

The article also notes that police departments are working with communities to try and fix the issue, with Takoma Park launching an ‘Etch & Catch” catalytic converter anti-theft program. The goal is to etch the license plate number onto the converter to make it easier to trace in the case of theft. 

There has also been an increase in legislation to try and prevent the sale of metal scraps. According to the Institute of Scrap Recycling Industries, Inc., all 50 states have passed laws that aim to prevent metal thefts. 

How to prevent catalytic converter theft

Getting your catalytic converter stolen can be annoying and costly. If you have comprehensive coverage, it may be covered under your policy. However, if you have liability only, you’ll likely pay out-of-pocket for the expense. 

If you want to learn how to prevent catalytic converter theft, take the following steps:

  • Etch your catalytic converter with your VIN or license plate number or install an anti-theft device, suggests the Bureau of Automotive Repair (BAR) in California.
  • Park in a garage, near an entrance or well-lit area, and install a car alarm and calibrate it to detect vibration, suggests BAR.
  • Consider installing a motion sensor light, recommends NICB. 
  • Park in a way that thwarts thieves, as they need to go underneath the car. This can mean parking close to walls or other cars in a way that limits space underneath. 
  • Purchase a CatClamp, which is a special catalytic converter lock. 

Taking these steps can reduce your chances of catalytic converter theft. Whenever possible, keep your car protected in a garage or near populated and well-lit areas. 

The bottom line 

In the past year or so, there’s been a huge spike in catalytic converter theft. If you start your car and it’s loud and seems off, you may be a victim of this type of theft. If you experience this, you can see if your auto insurance covers it. To help catalytic converter theft prevention, use these tips above to keep your car protected. 

While you’re looking at ways to protect your car and avoid theft, consider shopping around for car insurance too. You may be paying too much for insurance if you’re a low-mileage driver. You can pay for the miles you drive and save using pay-per-mile car insurance.. Get a quote with Metromile to see how much you stand to save. 


Melanie Lockert is a freelance writer, podcast host of the Mental Health and Wealth show, and author of Dear Debt. She’s a cat mom to two jazzy cats, Miles and Thelonious, an amateur boxer, music lover, and needs coffee to function.